Cost of Living in Oxnard, CA

Oxnard-Thousand Oaks-Ventura, CA — prices, rents and what jobs really pay here after taxes.

Price level
110.5
U.S. average = 100 · #9 of 387
Median wage
$52,510
all jobs · $3,541/mo take-home
1-bedroom rent
$2,250
HUD fair market rent

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What would you need to earn in Oxnard, CA to keep the same lifestyle — after taxes — as in another city?

Cost of living calculator

Uses BEA price levels plus 2026 federal and state taxes in each city's state.

Salary needed to keep your lifestyle
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    Prices in Oxnard, CA vs. the U.S. average

    CategoryIndex (U.S. = 100)Difference
    All items110.5+10.5%
    Housing171.1+71.1%
    Goods105.2+5.2%
    Utilities152.9+52.9%
    Other services100.3+0.3%

    Source: BEA Regional Price Parities, 2024.

    Rent in Oxnard, CA

    UnitMonthly rentIncome needed (30% rule)
    Studio$1,998$79,920/yr
    1 bedroom$2,250$90,000/yr
    2 bedrooms$2,693$107,720/yr
    3 bedrooms$3,652$146,080/yr
    4 bedrooms$4,240$169,600/yr

    HUD Fair Market Rents, FY2026, population-weighted across the metro's counties.

    Take-home pay in Oxnard, CA

    Paycheck in Oxnard, CA
    Deductions, kids & local tax

    2026 tax year. Federal brackets from IRS Rev. Proc. 2025-32.

    Your take-home pay
    $42,489
    per year · effective tax rate 19.1%
    $3,541Monthly
    $1,770Twice a month
    $1,634Every 2 weeks
    $20.43Hourly
    • Federal income tax$4,121
    • Social Security (6.2%)$3,256
    • Medicare (1.45%)$761
    • California income tax$1,200
    • CA State Disability Insurance (SDI)$683
    • Take-home pay$42,489

    Marginal rate: 12% federal + 6.00% state

    Highest-paying jobs in Oxnard, CA

    JobMedian salaryTake-homeReal value*
    Physicians, All Other$193,890$128,049$115,846
    Lawyer$185,520$122,697$111,004
    Architectural and Engineering Manager$179,760$119,307$107,937
    Financial Manager$169,900$113,613$102,785
    Marketing Manager$169,540$113,405$102,597
    Pharmacist$160,430$108,144$97,838
    Software Developer$159,430$107,566$97,315
    Education Administrators, Kindergarten through Secondary$159,120$107,387$97,153
    Managers, All Other$156,730$106,007$95,905
    Electronics Engineers, Except Computer$147,180$100,492$90,915
    Registered Nurse$131,160$91,240$82,545
    Construction Manager$130,700$90,975$82,305
    Electrical Engineer$129,880$90,501$81,876
    Medical and Health Services Manager$126,540$88,572$80,131
    Dental Hygienist$126,530$88,567$80,126
    Data Scientist$126,360$88,468$80,037
    Industrial Production Manager$126,250$88,405$79,980
    Engineers, All Other$122,990$86,522$78,277
    Administrative Services Manager$120,370$84,981$76,882
    Computer Systems Analyst$119,970$84,742$76,666

    *In U.S.-average dollars after adjusting for local prices.

    Frequently asked questions

    Is Oxnard, CA expensive to live in?

    According to the Bureau of Economic Analysis, overall prices in the Oxnard-Thousand Oaks-Ventura, CA metro area are 110.5% of the U.S. average, with housing at 171.1%. It is the #9 most expensive of 387 metro areas we track.

    What salary do you need to live in Oxnard, CA?

    To match the buying power of a $60,000 salary in an average-priced U.S. city you would need about $66,320 in Oxnard, CA (before tax differences). The median wage across all jobs here is $52,510.

    How much is rent in Oxnard, CA?

    HUD’s FY2026 fair market rents for Oxnard, CA are $1,998 for a studio, $2,250 for one bedroom, $2,693 for two bedrooms and $3,652 for three bedrooms, including utilities.

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