Cost of Living in Sacramento, CA

Sacramento-Roseville-Folsom, CA — prices, rents and what jobs really pay here after taxes.

Price level
106.7
U.S. average = 100 · #22 of 387
Median wage
$59,750
all jobs · $3,981/mo take-home
1-bedroom rent
$1,812
HUD fair market rent

Salary comparison calculator

What would you need to earn in Sacramento, CA to keep the same lifestyle — after taxes — as in another city?

Cost of living calculator

Uses BEA price levels plus 2026 federal and state taxes in each city's state.

Salary needed to keep your lifestyle
—

    Prices in Sacramento, CA vs. the U.S. average

    CategoryIndex (U.S. = 100)Difference
    All items106.7+6.7%
    Housing130.2+30.2%
    Goods105.2+5.2%
    Utilities151.3+51.3%
    Other services100.3+0.3%

    Source: BEA Regional Price Parities, 2024.

    Rent in Sacramento, CA

    UnitMonthly rentIncome needed (30% rule)
    Studio$1,735$69,400/yr
    1 bedroom$1,812$72,480/yr
    2 bedrooms$2,241$89,640/yr
    3 bedrooms$2,994$119,760/yr
    4 bedrooms$3,434$137,360/yr

    HUD Fair Market Rents, FY2026, population-weighted across the metro's counties.

    Take-home pay in Sacramento, CA

    Paycheck in Sacramento, CA
    Deductions, kids & local tax

    2026 tax year. Federal brackets from IRS Rev. Proc. 2025-32.

    Your take-home pay
    $47,778
    per year · effective tax rate 20.0%
    $3,981Monthly
    $1,991Twice a month
    $1,838Every 2 weeks
    $22.97Hourly
    • Federal income tax$4,990
    • Social Security (6.2%)$3,705
    • Medicare (1.45%)$866
    • California income tax$1,634
    • CA State Disability Insurance (SDI)$777
    • Take-home pay$47,778

    Marginal rate: 12% federal + 6.00% state

    Highest-paying jobs in Sacramento, CA

    JobMedian salaryTake-homeReal value*
    Family Medicine Physician$239,200+$211,190$197,985
    Physicians, All Other$239,200+$191,916$179,916
    Architectural and Engineering Manager$193,970$128,100$120,090
    Lawyer$178,540$118,602$111,186
    Pharmacist$172,680$115,218$108,014
    Nurse Practitioner$172,010$114,831$107,651
    Registered Nurse$171,460$114,514$107,353
    Dentists, General$170,500$113,959$106,834
    Natural Sciences Manager$170,010$113,676$106,568
    Chief Executive$169,770$113,538$106,438
    Computer and Information Systems Manager$165,270$110,939$104,002
    Veterinarian$165,260$110,933$103,997
    Marketing Manager$164,270$110,362$103,461
    First-Line Supervisor of Police and Detectives$163,810$110,096$103,212
    Diagnostic Medical Sonographer$163,220$109,755$102,892
    Managers, All Other$163,130$109,703$102,843
    Financial Manager$163,090$109,680$102,822
    Physician Assistant$161,470$108,745$101,945
    Public Relations Manager$161,320$108,658$101,864
    First-Line Supervisor of Firefighting and Prevention Workers$160,450$108,155$101,393

    *In U.S.-average dollars after adjusting for local prices.

    Frequently asked questions

    Is Sacramento, CA expensive to live in?

    According to the Bureau of Economic Analysis, overall prices in the Sacramento-Roseville-Folsom, CA metro area are 106.7% of the U.S. average, with housing at 130.2%. It is the #22 most expensive of 387 metro areas we track.

    What salary do you need to live in Sacramento, CA?

    To match the buying power of a $60,000 salary in an average-priced U.S. city you would need about $64,002 in Sacramento, CA (before tax differences). The median wage across all jobs here is $59,750.

    How much is rent in Sacramento, CA?

    HUD’s FY2026 fair market rents for Sacramento, CA are $1,735 for a studio, $1,812 for one bedroom, $2,241 for two bedrooms and $2,994 for three bedrooms, including utilities.

    All salaries in Sacramento, CA

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