Cost of Living in San Jose, CA

San Jose-Sunnyvale-Santa Clara, CA — prices, rents and what jobs really pay here after taxes.

Price level
110.4
U.S. average = 100 · #10 of 387
Median wage
$84,050
all jobs · $5,273/mo take-home
1-bedroom rent
$2,957
HUD fair market rent

Salary comparison calculator

What would you need to earn in San Jose, CA to keep the same lifestyle — after taxes — as in another city?

Cost of living calculator

Uses BEA price levels plus 2026 federal and state taxes in each city's state.

Salary needed to keep your lifestyle
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    Prices in San Jose, CA vs. the U.S. average

    CategoryIndex (U.S. = 100)Difference
    All items110.4+10.4%
    Housing211.9+111.9%
    Goods105.2+5.2%
    Utilities156.7+56.7%
    Other services100.3+0.3%

    Source: BEA Regional Price Parities, 2024.

    Rent in San Jose, CA

    UnitMonthly rentIncome needed (30% rule)
    Studio$2,607$104,280/yr
    1 bedroom$2,957$118,280/yr
    2 bedrooms$3,464$138,560/yr
    3 bedrooms$4,580$183,200/yr
    4 bedrooms$4,983$199,320/yr

    HUD Fair Market Rents, FY2026, population-weighted across the metro's counties.

    Take-home pay in San Jose, CA

    Paycheck in San Jose, CA
    Deductions, kids & local tax

    2026 tax year. Federal brackets from IRS Rev. Proc. 2025-32.

    Your take-home pay
    $63,279
    per year · effective tax rate 24.7%
    $5,273Monthly
    $2,637Twice a month
    $2,434Every 2 weeks
    $30.42Hourly
    • Federal income tax$9,661
    • Social Security (6.2%)$5,211
    • Medicare (1.45%)$1,219
    • California income tax$3,587
    • CA State Disability Insurance (SDI)$1,093
    • Take-home pay$63,279

    Marginal rate: 22% federal + 9.30% state

    Highest-paying jobs in San Jose, CA

    JobMedian salaryTake-homeReal value*
    Family Medicine Physician$239,200+$214,547$194,296
    Lawyer$239,200+$188,293$170,520
    Computer and Information Systems Manager$239,200+$183,265$165,967
    Natural Sciences Manager$239,200+$168,514$152,608
    Architectural and Engineering Manager$234,590$152,428$138,040
    Nurse Practitioner$231,560$150,760$136,530
    Marketing Manager$231,370$150,656$136,435
    Training and Development Manager$230,020$149,913$135,762
    Financial Manager$225,280$147,303$133,399
    Physician Assistant$223,640$146,400$132,581
    Human Resources Manager$220,460$144,650$130,996
    Computer and Information Research Scientist$218,420$143,527$129,979
    Managers, All Other$217,280$142,852$129,368
    Registered Nurse$216,740$142,511$129,059
    Public Relations Manager$213,510$140,475$127,215
    Software Developer$213,110$140,222$126,987
    Computer Hardware Engineer$209,860$138,173$125,131
    Dentists, General$207,910$136,944$124,017
    Sales Manager$201,780$133,079$120,517
    Web and Digital Interface Designer$201,260$132,751$120,220

    *In U.S.-average dollars after adjusting for local prices.

    Frequently asked questions

    Is San Jose, CA expensive to live in?

    According to the Bureau of Economic Analysis, overall prices in the San Jose-Sunnyvale-Santa Clara, CA metro area are 110.4% of the U.S. average, with housing at 211.9%. It is the #10 most expensive of 387 metro areas we track.

    What salary do you need to live in San Jose, CA?

    To match the buying power of a $60,000 salary in an average-priced U.S. city you would need about $66,254 in San Jose, CA (before tax differences). The median wage across all jobs here is $84,050.

    How much is rent in San Jose, CA?

    HUD’s FY2026 fair market rents for San Jose, CA are $2,607 for a studio, $2,957 for one bedroom, $3,464 for two bedrooms and $4,580 for three bedrooms, including utilities.

    All salaries in San Jose, CA

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