Updated · 2026 tax rules · Data: IRS, BLS, BEA, HUD · How we calculate

Financial and Investment Analyst Salary in San Jose, CA

Financial and Investment Analysts in the San Jose-Sunnyvale-Santa Clara, CA metro area earn a median $144,910 a year — 41% more than the national median. After 2026 taxes, that is $99,181 take-home, or $8,265 a month.

Median salary
$144,910
$69.67 per hour
Typical range
$93,190 – $220,280
10th to 90th percentile
Jobs in San Jose, CA
3,880
1.47× national concentration
▲7.8%
Pay trend: The median for financial and investment analysts in San Jose, CA rose from $134,470 (May 2024) to $144,910 (May 2025). That beat inflation (2.4%), a real raise of about 5.4%.

Take-home pay calculator

Pre-filled with the median financial and investment analyst salary in San Jose, CA. Enter your own offer to see your paycheck.

Financial and Investment Analyst in San Jose, CA
Deductions, kids & local tax

2026 tax year. Federal brackets from IRS Rev. Proc. 2025-32.

Your take-home pay
$99,181
per year · effective tax rate 31.6%
$8,265Monthly
$4,133Twice a month
$3,815Every 2 weeks
$47.68Hourly
  • Federal income tax$23,512
  • Social Security (6.2%)$8,984
  • Medicare (1.45%)$2,101
  • California income tax$9,247
  • CA State Disability Insurance (SDI)$1,884
  • Take-home pay$99,181

Marginal rate: 24% federal + 9.30% state

Got an offer somewhere else? Compare it with this one after taxes and rent →

Financial and Investment Analyst pay by experience in San Jose, CA

PercentileSalaryHourlyTake-home / yrPer month
10th percentile (entry level)$93,190$44.80$68,741$5,728
25th percentile$121,920$58.62$85,904$7,159
Median (50th)$144,910$69.67$99,181$8,265
75th percentile$179,150$86.13$118,955$9,913
90th percentile (top earners)$220,280$105.90$144,551$12,046

Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, California resident, 2026 tax rules.

What $144,910 buys in San Jose, CA

Prices in San Jose, CA are 10.4% higher than the U.S. average (housing costs are 2.12× the national average). Adjusted for local prices, a median financial and investment analyst's $99,181 take-home pay has the buying power of $89,819 in a typical American city.

1-bedroom rent
$2,957
36% of monthly take-home
2-bedroom rent
$3,464
42% of monthly take-home
Left after 1-BR rent
$5,308
per month for everything else

Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.

San Jose, CA has 1.5× the national concentration of financial and investment analyst jobs — a strong local market for this occupation.

Best-paying cities for financial and investment analysts, adjusted for cost of living

San Jose, CA ranks #2 of 31 metro areas once taxes and local prices are taken into account.

#Metro areaMedian salaryTake-homeReal value*
1Bridgeport, CT $158,310$112,122$104,921
2San Jose, CA $144,910$99,181$89,819
3Seattle, WA $124,790$96,560$86,887
4New York, NY $128,930$92,823$82,463
5Charlotte, NC $106,510$80,019$82,199
6Austin, TX $101,530$80,256$81,839
7Houston, TX $101,660$80,348$81,465
8Nashville, TN $97,490$77,414$80,357

*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 31 metros →

About the job: financial and investment analysts

Conduct quantitative analyses of information involving investment programs or financial data of public or private institutions, including valuation of businesses.

Typical education
Bachelor's degree
Work experience
None required
On-the-job training
None
Job outlook, 2025–35
+7.2% (faster than average)

Source: BLS Standard Occupational Classification and Employment Projections, 2025–35.

Financial and Investment Analyst salaries elsewhere in California

Frequently asked questions

How much does a financial and investment analyst make in San Jose, CA?

The median financial and investment analyst salary in the San Jose-Sunnyvale-Santa Clara, CA metro area is $144,910 a year, or about $69.67 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $121,920 and $179,150.

What is a financial and investment analyst’s take-home pay in San Jose, CA?

On the median $144,910 salary, a single filer living in California takes home about $99,181 a year ($8,265 a month) after federal tax, Social Security, Medicare and $11,131 in California taxes in 2026.

Is San Jose, CA a good place to work as a financial and investment analyst?

Pay here is 41% above the national median of $102,740. Local prices are 10.4% above the U.S. average, so the take-home pay buys what $89,819 would in a typical U.S. city. San Jose, CA ranks #2 of 31 metro areas for cost-of-living-adjusted pay in this job.

Can a financial and investment analyst afford rent in San Jose, CA?

HUD’s fair market rent for a one-bedroom in San Jose, CA is $2,957 a month ($3,464 for two bedrooms) — 36% of a median financial and investment analyst’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.

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