Cost of Living in Santa Rosa, CA

Santa Rosa-Petaluma, CA — prices, rents and what jobs really pay here after taxes.

Price level
107.8
U.S. average = 100 · #20 of 387
Median wage
$56,850
all jobs · $3,805/mo take-home
1-bedroom rent
$2,155
HUD fair market rent

Salary comparison calculator

What would you need to earn in Santa Rosa, CA to keep the same lifestyle — after taxes — as in another city?

Cost of living calculator

Uses BEA price levels plus 2026 federal and state taxes in each city's state.

Salary needed to keep your lifestyle
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    Prices in Santa Rosa, CA vs. the U.S. average

    CategoryIndex (U.S. = 100)Difference
    All items107.8+7.8%
    Housing139.6+39.6%
    Goods105.2+5.2%
    Utilities154.8+54.8%
    Other services100.3+0.3%

    Source: BEA Regional Price Parities, 2024.

    Rent in Santa Rosa, CA

    UnitMonthly rentIncome needed (30% rule)
    Studio$1,949$77,960/yr
    1 bedroom$2,155$86,200/yr
    2 bedrooms$2,827$113,080/yr
    3 bedrooms$3,887$155,480/yr
    4 bedrooms$4,147$165,880/yr

    HUD Fair Market Rents, FY2026, population-weighted across the metro's counties.

    Take-home pay in Santa Rosa, CA

    Paycheck in Santa Rosa, CA
    Deductions, kids & local tax

    2026 tax year. Federal brackets from IRS Rev. Proc. 2025-32.

    Your take-home pay
    $45,659
    per year · effective tax rate 19.7%
    $3,805Monthly
    $1,902Twice a month
    $1,756Every 2 weeks
    $21.95Hourly
    • Federal income tax$4,642
    • Social Security (6.2%)$3,525
    • Medicare (1.45%)$824
    • California income tax$1,460
    • CA State Disability Insurance (SDI)$739
    • Take-home pay$45,659

    Marginal rate: 12% federal + 6.00% state

    Highest-paying jobs in Santa Rosa, CA

    JobMedian salaryTake-homeReal value*
    Lawyer$181,560$120,346$111,655
    Registered Nurse$174,550$116,298$107,899
    Financial Manager$164,140$110,286$102,322
    Managers, All Other$150,180$102,225$94,842
    Software Developer$148,630$101,329$94,012
    Medical and Health Services Manager$143,150$98,165$91,075
    Police and Sheriff's Patrol Officer$125,910$88,209$81,838
    Construction Manager$124,700$87,510$81,190
    Sales Manager$117,940$83,529$77,496
    Civil Engineer$111,740$79,824$74,059
    General and Operations Manager$109,970$78,767$73,078
    Management Analyst$108,490$77,882$72,258
    Project Management Specialist$107,340$77,195$71,620
    Operating Engineer and Other Construction Equipment Operator$105,080$75,845$70,367
    First-Line Supervisor of Construction Trades and Extraction Workers$103,600$74,961$69,547
    Secondary School Teachers, Except Special and Career/Technical Education$101,730$73,843$68,510
    Elementary School Teachers, Except Special Education$99,060$72,248$67,030
    Educational, Guidance, and Career Counselors and Advisors$98,480$71,901$66,709
    Cost Estimator$95,650$70,210$65,140
    Accountant and Auditor$94,690$69,637$64,608

    *In U.S.-average dollars after adjusting for local prices.

    Frequently asked questions

    Is Santa Rosa, CA expensive to live in?

    According to the Bureau of Economic Analysis, overall prices in the Santa Rosa-Petaluma, CA metro area are 107.8% of the U.S. average, with housing at 139.6%. It is the #20 most expensive of 387 metro areas we track.

    What salary do you need to live in Santa Rosa, CA?

    To match the buying power of a $60,000 salary in an average-priced U.S. city you would need about $64,670 in Santa Rosa, CA (before tax differences). The median wage across all jobs here is $56,850.

    How much is rent in Santa Rosa, CA?

    HUD’s FY2026 fair market rents for Santa Rosa, CA are $1,949 for a studio, $2,155 for one bedroom, $2,827 for two bedrooms and $3,887 for three bedrooms, including utilities.

    All salaries in Santa Rosa, CA

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