Insurance Sales Agent Salary in Springfield, MO
Insurance Sales Agents in the Springfield, MO metro area earn a median $45,160 a year — 27% less than the national median. After 2026 taxes, that is $37,281 take-home, or $3,107 a month.
Take-home pay calculator
Pre-filled with the median insurance sales agent salary in Springfield, MO. Enter your own offer to see your paycheck.
- Federal income tax$3,239
- Social Security (6.2%)$2,800
- Medicare (1.45%)$655
- Missouri income tax$1,185
- Take-home pay$37,281
Marginal rate: 12% federal + 4.70% state
Insurance Sales Agent pay by experience in Springfield, MO
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $28,600 | $13.75 | $24,753 | $2,063 |
| 25th percentile | $37,310 | $17.94 | $31,342 | $2,612 |
| Median (50th) | $45,160 | $21.71 | $37,281 | $3,107 |
| 75th percentile | $66,510 | $31.98 | $53,431 | $4,453 |
| 90th percentile (top earners) | $118,280 | $56.87 | $87,418 | $7,285 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Missouri resident, 2026 tax rules.
What $45,160 buys in Springfield, MO
Prices in Springfield, MO are 11.4% lower than the U.S. average (housing costs are 34% below the national average). Adjusted for local prices, a median insurance sales agent's $37,281 take-home pay has the buying power of $42,085 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
Springfield, MO has 1.2× the national concentration of insurance sales agent jobs — a strong local market for this occupation.
Best-paying cities for insurance sales agents, adjusted for cost of living
Springfield, MO ranks #126 of 135 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | Sioux Falls, SD | $79,690 | $64,892 | $71,600 |
| 2 | Jackson, MS | $76,310 | $60,194 | $67,597 |
| 3 | Bloomington, IL | $82,040 | $62,629 | $66,956 |
| 4 | Appleton, WI | $77,250 | $60,462 | $65,421 |
| 5 | Milwaukee, WI | $81,080 | $62,953 | $64,942 |
| 6 | Fargo, ND | $71,220 | $58,804 | $64,711 |
| 7 | Madison, WI | $80,700 | $62,706 | $64,455 |
| 8 | Lakeland, FL | $74,810 | $61,459 | $63,268 |
| 126 | Springfield, MO | $45,160 | $37,281 | $42,085 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 135 metros →
Insurance Sales Agent salaries elsewhere in Missouri
- Kansas City, MO — $65,410
- St. Louis, MO — $62,080
Frequently asked questions
How much does a insurance sales agent make in Springfield, MO?
The median insurance sales agent salary in the Springfield, MO metro area is $45,160 a year, or about $21.71 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $37,310 and $66,510.
What is a insurance sales agent’s take-home pay in Springfield, MO?
On the median $45,160 salary, a single filer living in Missouri takes home about $37,281 a year ($3,107 a month) after federal tax, Social Security, Medicare and $1,185 in Missouri taxes in 2026.
Is Springfield, MO a good place to work as a insurance sales agent?
Pay here is 27% below the national median of $62,280. Local prices are 11.4% below the U.S. average, so the take-home pay buys what $42,085 would in a typical U.S. city. Springfield, MO ranks #126 of 135 metro areas for cost-of-living-adjusted pay in this job.
Can a insurance sales agent afford rent in Springfield, MO?
HUD’s fair market rent for a one-bedroom in Springfield, MO is $868 a month ($1,074 for two bedrooms) — 28% of a median insurance sales agent’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.
Related jobs in Springfield, MO
- Sales Representatives, Wholesale and Manufacturing, Except Technical and Scientific Products — $59,580
- Sales Representatives of Services, Except Advertising, Insurance, Financial Services, and Travel — $52,610
- First-Line Supervisor of Retail Sales Workers — $45,120
- Parts Salesperson — $39,880
- Counter and Rental Clerk — $37,430
- Retail Salesperson — $31,760
- Cashier — $29,720
- Telemarketer — $29,520