Cost of Living in Springfield, MO
Springfield, MO — prices, rents and what jobs really pay here after taxes.
Price level
88.6
U.S. average = 100 · #321 of 387
Median wage
$45,780
all jobs · $3,146/mo take-home
1-bedroom rent
$868
HUD fair market rent
Salary comparison calculator
What would you need to earn in Springfield, MO to keep the same lifestyle — after taxes — as in another city?
Salary needed to keep your lifestyle
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Prices in Springfield, MO vs. the U.S. average
| Category | Index (U.S. = 100) | Difference |
|---|---|---|
| All items | 88.6 | −11.4% |
| Housing | 65.6 | −34.4% |
| Goods | 94.2 | −5.8% |
| Utilities | 85.8 | −14.2% |
| Other services | 93.0 | −7.0% |
Source: BEA Regional Price Parities, 2024.
Rent in Springfield, MO
| Unit | Monthly rent | Income needed (30% rule) |
|---|---|---|
| Studio | $862 | $34,480/yr |
| 1 bedroom | $868 | $34,720/yr |
| 2 bedrooms | $1,074 | $42,960/yr |
| 3 bedrooms | $1,471 | $58,840/yr |
| 4 bedrooms | $1,679 | $67,160/yr |
HUD Fair Market Rents, FY2026, population-weighted across the metro's counties.
Take-home pay in Springfield, MO
Your take-home pay
$37,750
per year · effective tax rate 17.5%
$3,146Monthly
$1,573Twice a month
$1,452Every 2 weeks
$18.15Hourly
- Federal income tax$3,314
- Social Security (6.2%)$2,838
- Medicare (1.45%)$664
- Missouri income tax$1,214
- Take-home pay$37,750
Marginal rate: 12% federal + 4.70% state
Highest-paying jobs in Springfield, MO
*In U.S.-average dollars after adjusting for local prices.
Frequently asked questions
Is Springfield, MO expensive to live in?
According to the Bureau of Economic Analysis, overall prices in the Springfield, MO metro area are 88.6% of the U.S. average, with housing at 65.6%. It is the #321 most expensive of 387 metro areas we track.
What salary do you need to live in Springfield, MO?
To match the buying power of a $60,000 salary in an average-priced U.S. city you would need about $53,151 in Springfield, MO (before tax differences). The median wage across all jobs here is $45,780.
How much is rent in Springfield, MO?
HUD’s FY2026 fair market rents for Springfield, MO are $862 for a studio, $868 for one bedroom, $1,074 for two bedrooms and $1,471 for three bedrooms, including utilities.
All salaries in Springfield, MO
Management Occupations
- Computer and Information Systems Manager — $135,140
- Financial Manager — $130,290
- Managers, All Other — $107,550
- Education Administrators, Kindergarten through Secondary — $100,590
- Medical and Health Services Manager — $99,470
- Sales Manager — $95,570
- General and Operations Manager — $76,290
Business and Financial Operations Occupations
- Project Management Specialist — $78,060
- Loan Officer — $76,040
- Accountant and Auditor — $73,020
- Business Operations Specialists, All Other — $72,700
- Cost Estimator — $64,160
- Human Resources Specialist — $63,140
- Buyer and Purchasing Agent — $62,270
- Market Research Analyst and Marketing Specialist — $57,280
- Training and Development Specialist — $49,550
Computer and Mathematical Occupations
- Software Developer — $102,350
- Computer Occupations, All Other — $76,430
- Computer User Support Specialist — $50,240
Community and Social Service Occupations
- Educational, Guidance, and Career Counselors and Advisors — $53,720
- Substance Abuse, Behavioral Disorder, and Mental Health Counselors — $48,120
- Child, Family, and School Social Workers — $47,980
- Social and Human Service Assistant — $38,840
Legal Occupations
- Lawyer — $103,790
- Paralegal and Legal Assistant — $49,210
Educational Instruction and Library Occupations
- Secondary School Teachers, Except Special and Career/Technical Education — $60,060
- Teaching Assistants, Postsecondary — $50,920
- Elementary School Teachers, Except Special Education — $49,380
- Middle School Teachers, Except Special and Career/Technical Education — $48,990
- Teaching Assistants, Except Postsecondary — $35,950
- Substitute Teachers, Short-Term — $32,190
Healthcare Practitioners and Technical Occupations
- Pharmacist — $134,990
- Nurse Practitioner — $125,630
- Registered Nurse — $79,370
- Radiologic Technologist and Technician — $63,810
- Licensed Practical and Licensed Vocational Nurse — $61,350
- Medical Records Specialist — $47,510
- Psychiatric Technician — $45,840
- Pharmacy Technician — $39,490
- Health Technologists and Technicians, All Other — $38,080
Healthcare Support Occupations
- Dental Assistant — $45,500
- Medical Assistant — $37,870
- Nursing Assistant — $36,180
- Home Health and Personal Care Aide — $32,190
Protective Service Occupations
- Police and Sheriff's Patrol Officer — $58,460
- Correctional Officer and Jailer — $46,940
- Security Guard — $39,010
Food Preparation and Serving Related Occupations
- First-Line Supervisor of Food Preparation and Serving Workers — $36,450
- Food Preparation Worker — $35,340
- Cooks, Restaurant — $35,100
- Cooks, Institution and Cafeteria — $34,450
- Dishwasher — $30,680
- Fast Food and Counter Worker — $29,950
- Dining Room and Cafeteria Attendant and Bartender Helper — $29,410
- Waiter and Waitress — $29,350
- Cooks, Fast Food — $29,190
- Bartender — $29,120
- Hosts and Hostesses, Restaurant, Lounge, and Coffee Shop — $28,660
Building and Grounds Cleaning and Maintenance Occupations
- Landscaping and Groundskeeping Worker — $36,410
- Janitors and Cleaners, Except Maids and Housekeeping Cleaners — $35,490
- Maid and Housekeeping Cleaner — $30,630
Personal Care and Service Occupations
- Recreation Worker — $34,740
- Childcare Worker — $29,610
- Hairdressers, Hairstylists, and Cosmetologists — $29,500
- Animal Caretaker — $29,390
- Amusement and Recreation Attendant — $28,600
Sales and Related Occupations
- Sales Representatives, Wholesale and Manufacturing, Except Technical and Scientific Products — $59,580
- Sales Representatives of Services, Except Advertising, Insurance, Financial Services, and Travel — $52,610
- Insurance Sales Agent — $45,160
- First-Line Supervisor of Retail Sales Workers — $45,120
- Parts Salesperson — $39,880
- Counter and Rental Clerk — $37,430
- Retail Salesperson — $31,760
- Cashier — $29,720
- Telemarketer — $29,520
Office and Administrative Support Occupations
- First-Line Supervisor of Office and Administrative Support Workers — $60,560
- Postal Service Mail Carrier — $58,710
- Executive Secretary and Executive Administrative Assistant — $53,920
- Production, Planning, and Expediting Clerks — $49,220
- Loan Interviewer and Clerk — $45,930
- Bookkeeping, Accounting, and Auditing Clerks — $45,330
- Billing and Posting Clerk — $43,260
- Shipping, Receiving, and Inventory Clerks — $41,850
- Secretaries and Administrative Assistants, Except Legal, Medical, and Executive — $40,690
- Customer Service Representative — $38,970
- Office Clerks, General — $38,320
- Medical Secretary and Administrative Assistant — $37,150
- Teller — $36,650
- Receptionist and Information Clerk — $34,590
Construction and Extraction Occupations
- First-Line Supervisor of Construction Trades and Extraction Workers — $79,540
- Plumbers, Pipefitters, and Steamfitters — $61,410
- Cement Mason and Concrete Finisher — $58,510
- Electrician — $56,590
- Operating Engineer and Other Construction Equipment Operator — $53,340
- Carpenter — $52,000
- Construction Laborer — $47,830
Installation, Maintenance, and Repair Occupations
- First-Line Supervisors of Mechanics, Installers, and Repairers — $73,150
- Bus and Truck Mechanic and Diesel Engine Specialist — $58,840
- Heating, Air Conditioning, and Refrigeration Mechanics and Installers — $56,410
- Automotive Service Technician and Mechanic — $49,570
- Maintenance and Repair Workers, General — $47,160
Production Occupations
- First-Line Supervisor of Production and Operating Workers — $64,990
- Welders, Cutters, Solderers, and Brazers — $54,080
- Packaging and Filling Machine Operator and Tender — $49,250
- Inspectors, Testers, Sorters, Samplers, and Weighers — $48,620
- Miscellaneous Assembler and Fabricator — $45,270
- Helpers--Production Worker — $41,040
- Production Workers, All Other — $37,080
Transportation and Material Moving Occupations
- First-Line Supervisors of Transportation and Material Moving Workers, Except Aircraft Cargo Handling Supervisors — $59,800
- Heavy and Tractor-Trailer Truck Driver — $56,070
- Industrial Truck and Tractor Operator — $45,230
- Light Truck Driver — $43,800
- Laborers and Freight, Stock, and Material Movers, Hand — $38,360
- Stocker and Order Filler — $36,530
- Cleaner of Vehicles and Equipment — $33,640
- Driver/Sales Worker — $28,780