Insurance Sales Agent Salary in Houston, TX
Insurance Sales Agents in the Houston-Pasadena-The Woodlands, TX metro area earn a median $46,460 a year — 25% less than the national median. After 2026 taxes, that is $39,511 take-home, or $3,293 a month.
Take-home pay calculator
Pre-filled with the median insurance sales agent salary in Houston, TX. Enter your own offer to see your paycheck.
- Federal income tax$3,395
- Social Security (6.2%)$2,881
- Medicare (1.45%)$674
- Texas income tax$0
- Take-home pay$39,511
Marginal rate: 12% federal + 0.00% state
Got an offer somewhere else? Compare it with this one after taxes and rent →
Insurance Sales Agent pay by experience in Houston, TX
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $31,220 | $15.01 | $27,265 | $2,272 |
| 25th percentile | $37,440 | $18.00 | $32,263 | $2,689 |
| Median (50th) | $46,460 | $22.34 | $39,511 | $3,293 |
| 75th percentile | $91,630 | $44.05 | $73,292 | $6,108 |
| 90th percentile (top earners) | $127,520 | $61.31 | $98,426 | $8,202 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Texas resident, 2026 tax rules.
What $46,460 buys in Houston, TX
Prices in Houston, TX are 1.4% lower than the U.S. average (housing costs are 1.05× the national average). Adjusted for local prices, a median insurance sales agent's $39,511 take-home pay has the buying power of $40,060 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
Insurance Sales Agent jobs are less concentrated in Houston, TX than nationally (location quotient 0.79), so openings may be scarcer.
Best-paying cities for insurance sales agents, adjusted for cost of living
Houston, TX ranks #41 of 41 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | Philadelphia, PA | $81,540 | $63,690 | $62,104 |
| 2 | Cleveland, OH | $72,020 | $58,298 | $62,070 |
| 3 | Minneapolis, MN | $84,670 | $64,161 | $61,210 |
| 4 | San Francisco, CA | $95,640 | $70,204 | $60,724 |
| 5 | Atlanta, GA | $75,990 | $58,968 | $58,934 |
| 6 | Sacramento, CA | $80,940 | $61,421 | $57,581 |
| 7 | Birmingham, AL | $66,640 | $52,644 | $57,444 |
| 8 | Denver, CO | $77,590 | $60,709 | $57,391 |
| 41 | Houston, TX | $46,460 | $39,511 | $40,060 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 41 metros →
About the job: insurance sales agents
Sell life, property, casualty, health, automotive, or other types of insurance. May refer clients to independent brokers, work as an independent broker, or be employed by an insurance company.
- Typical education
- High school diploma or equivalent
- Work experience
- None required
- On-the-job training
- Moderate-term on-the-job training
- Job outlook, 2025–35
- +3.3% (about average)
Source: BLS Standard Occupational Classification and Employment Projections, 2025–35.
Insurance Sales Agent salaries elsewhere in Texas
- Dallas, TX — $59,510
- San Antonio, TX — $51,450
- Austin, TX — $50,850
Frequently asked questions
How much does a insurance sales agent make in Houston, TX?
The median insurance sales agent salary in the Houston-Pasadena-The Woodlands, TX metro area is $46,460 a year, or about $22.34 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $37,440 and $91,630.
What is a insurance sales agent’s take-home pay in Houston, TX?
On the median $46,460 salary, a single filer living in Texas takes home about $39,511 a year ($3,293 a month) after federal tax, Social Security, Medicare in 2026.
Is Houston, TX a good place to work as a insurance sales agent?
Pay here is 25% below the national median of $62,280. Local prices are 1.4% below the U.S. average, so the take-home pay buys what $40,060 would in a typical U.S. city. Houston, TX ranks #41 of 41 metro areas for cost-of-living-adjusted pay in this job.
Can a insurance sales agent afford rent in Houston, TX?
HUD’s fair market rent for a one-bedroom in Houston, TX is $1,316 a month ($1,558 for two bedrooms) — 40% of a median insurance sales agent’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.
Related jobs in Houston, TX
- Sales Representatives, Wholesale and Manufacturing, Technical and Scientific Products — $100,980
- Securities, Commodities, and Financial Services Sales Agents — $77,550
- First-Line Supervisor of Non-Retail Sales Workers — $76,360
- Sales Representatives, Wholesale and Manufacturing, Except Technical and Scientific Products — $73,030
- Sales Representatives of Services, Except Advertising, Insurance, Financial Services, and Travel — $63,090
- Real Estate Sales Agent — $49,250
- First-Line Supervisor of Retail Sales Workers — $46,970
- Sales and Related Workers, All Other — $38,820
- Counter and Rental Clerk — $37,710
- Parts Salesperson — $34,010
- Retail Salesperson — $31,340
- Cashier — $29,350