Updated · 2026 tax rules · Data: IRS, BLS, BEA, HUD · How we calculate

Insurance Sales Agent Salary in Orlando, FL

Insurance Sales Agents in the Orlando-Kissimmee-Sanford, FL metro area earn a median $50,280 a year — 19% less than the national median. After 2026 taxes, that is $42,580 take-home, or $3,548 a month.

Median salary
$50,280
$24.17 per hour
Typical range
$40,840 – $99,260
10th to 90th percentile
Jobs in Orlando, FL
5,130
1.18× national concentration
▼14.4%
Pay trend: The median for insurance sales agents in Orlando, FL fell from $58,720 (May 2024) to $50,280 (May 2025). That trailed inflation (2.4%), so buying power slipped about 16.8%.

Take-home pay calculator

Pre-filled with the median insurance sales agent salary in Orlando, FL. Enter your own offer to see your paycheck.

Insurance Sales Agent in Orlando, FL
Deductions, kids & local tax

2026 tax year. Federal brackets from IRS Rev. Proc. 2025-32.

Your take-home pay
$42,580
per year · effective tax rate 15.3%
$3,548Monthly
$1,774Twice a month
$1,638Every 2 weeks
$20.47Hourly
  • Federal income tax$3,854
  • Social Security (6.2%)$3,117
  • Medicare (1.45%)$729
  • Florida income tax$0
  • Take-home pay$42,580

Marginal rate: 12% federal + 0.00% state

Got an offer somewhere else? Compare it with this one after taxes and rent →

Insurance Sales Agent pay by experience in Orlando, FL

PercentileSalaryHourlyTake-home / yrPer month
10th percentile (entry level)$40,840$19.63$34,995$2,916
25th percentile$44,710$21.50$38,104$3,175
Median (50th)$50,280$24.17$42,580$3,548
75th percentile$65,370$31.43$54,705$4,559
90th percentile (top earners)$99,260$47.72$78,659$6,555

Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Florida resident, 2026 tax rules.

What $50,280 buys in Orlando, FL

Prices in Orlando, FL are 1.4% higher than the U.S. average (housing costs are 1.23× the national average). Adjusted for local prices, a median insurance sales agent's $42,580 take-home pay has the buying power of $41,985 in a typical American city.

1-bedroom rent
$1,731
49% of monthly take-home
2-bedroom rent
$1,972
56% of monthly take-home
Left after 1-BR rent
$1,817
per month for everything else

Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.

Insurance Sales Agent jobs are about as common in Orlando, FL as in the U.S. overall (location quotient 1.18).

Best-paying cities for insurance sales agents, adjusted for cost of living

Orlando, FL ranks #39 of 41 metro areas once taxes and local prices are taken into account.

#Metro areaMedian salaryTake-homeReal value*
1Philadelphia, PA $81,540$63,690$62,104
2Cleveland, OH $72,020$58,298$62,070
3Minneapolis, MN $84,670$64,161$61,210
4San Francisco, CA $95,640$70,204$60,724
5Atlanta, GA $75,990$58,968$58,934
6Sacramento, CA $80,940$61,421$57,581
7Birmingham, AL $66,640$52,644$57,444
8Denver, CO $77,590$60,709$57,391
39Orlando, FL$50,280$42,580$41,985

*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 41 metros →

About the job: insurance sales agents

Sell life, property, casualty, health, automotive, or other types of insurance. May refer clients to independent brokers, work as an independent broker, or be employed by an insurance company.

Typical education
High school diploma or equivalent
Work experience
None required
On-the-job training
Moderate-term on-the-job training
Job outlook, 2025–35
+3.3% (about average)

Source: BLS Standard Occupational Classification and Employment Projections, 2025–35.

Insurance Sales Agent salaries elsewhere in Florida

Frequently asked questions

How much does a insurance sales agent make in Orlando, FL?

The median insurance sales agent salary in the Orlando-Kissimmee-Sanford, FL metro area is $50,280 a year, or about $24.17 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $44,710 and $65,370.

What is a insurance sales agent’s take-home pay in Orlando, FL?

On the median $50,280 salary, a single filer living in Florida takes home about $42,580 a year ($3,548 a month) after federal tax, Social Security, Medicare in 2026.

Is Orlando, FL a good place to work as a insurance sales agent?

Pay here is 19% below the national median of $62,280. Local prices are 1.4% above the U.S. average, so the take-home pay buys what $41,985 would in a typical U.S. city. Orlando, FL ranks #39 of 41 metro areas for cost-of-living-adjusted pay in this job.

Can a insurance sales agent afford rent in Orlando, FL?

HUD’s fair market rent for a one-bedroom in Orlando, FL is $1,731 a month ($1,972 for two bedrooms) — 49% of a median insurance sales agent’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.

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Cost of living & all salaries in Orlando, FL →