Insurance Sales Agent Salary in Indianapolis, IN
Insurance Sales Agents in the Indianapolis-Carmel-Greenwood, IN metro area earn a median $65,710 a year — 6% more than the national median. After 2026 taxes, that is $53,069 take-home, or $4,422 a month.
Take-home pay calculator
Pre-filled with the median insurance sales agent salary in Indianapolis, IN. Enter your own offer to see your paycheck.
- Federal income tax$5,705
- Social Security (6.2%)$4,074
- Medicare (1.45%)$953
- Indiana income tax$1,909
- Take-home pay$53,069
Marginal rate: 12% federal + 2.95% state
Living in Indianapolis (Marion County)? City residents also pay Indianapolis (Marion County)’s County income tax — about $1,307 a year on this salary — which lowers take-home pay to $51,762 ($4,313 a month). Choose “Indianapolis (Marion County)” under City income tax in the calculator. Suburban residents usually don’t pay it.
Got an offer somewhere else? Compare it with this one after taxes and rent →
Insurance Sales Agent pay by experience in Indianapolis, IN
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $40,950 | $19.69 | $33,905 | $2,825 |
| 25th percentile | $50,340 | $24.20 | $41,173 | $3,431 |
| Median (50th) | $65,710 | $31.59 | $53,069 | $4,422 |
| 75th percentile | $97,530 | $46.89 | $74,595 | $6,216 |
| 90th percentile (top earners) | $129,270 | $62.15 | $95,838 | $7,987 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Indiana resident, 2026 tax rules.
What $65,710 buys in Indianapolis, IN
Prices in Indianapolis, IN are 4.3% lower than the U.S. average (housing costs are 11% below the national average). Adjusted for local prices, a median insurance sales agent's $53,069 take-home pay has the buying power of $55,456 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
Indianapolis, IN has 1.2× the national concentration of insurance sales agent jobs — a strong local market for this occupation.
Best-paying cities for insurance sales agents, adjusted for cost of living
Indianapolis, IN ranks #12 of 41 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | Philadelphia, PA | $81,540 | $63,690 | $62,104 |
| 2 | Cleveland, OH | $72,020 | $58,298 | $62,070 |
| 3 | Minneapolis, MN | $84,670 | $64,161 | $61,210 |
| 4 | San Francisco, CA | $95,640 | $70,204 | $60,724 |
| 5 | Atlanta, GA | $75,990 | $58,968 | $58,934 |
| 6 | Sacramento, CA | $80,940 | $61,421 | $57,581 |
| 7 | Birmingham, AL | $66,640 | $52,644 | $57,444 |
| 8 | Denver, CO | $77,590 | $60,709 | $57,391 |
| 12 | Indianapolis, IN | $65,710 | $53,069 | $55,456 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 41 metros →
About the job: insurance sales agents
Sell life, property, casualty, health, automotive, or other types of insurance. May refer clients to independent brokers, work as an independent broker, or be employed by an insurance company.
- Typical education
- High school diploma or equivalent
- Work experience
- None required
- On-the-job training
- Moderate-term on-the-job training
- Job outlook, 2025–35
- +3.3% (about average)
Source: BLS Standard Occupational Classification and Employment Projections, 2025–35.
Frequently asked questions
How much does a insurance sales agent make in Indianapolis, IN?
The median insurance sales agent salary in the Indianapolis-Carmel-Greenwood, IN metro area is $65,710 a year, or about $31.59 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $50,340 and $97,530.
What is a insurance sales agent’s take-home pay in Indianapolis, IN?
On the median $65,710 salary, a single filer living in Indiana takes home about $53,069 a year ($4,422 a month) after federal tax, Social Security, Medicare and $1,909 in Indiana taxes in 2026.
Is Indianapolis, IN a good place to work as a insurance sales agent?
Pay here is 6% above the national median of $62,280. Local prices are 4.3% below the U.S. average, so the take-home pay buys what $55,456 would in a typical U.S. city. Indianapolis, IN ranks #12 of 41 metro areas for cost-of-living-adjusted pay in this job.
Can a insurance sales agent afford rent in Indianapolis, IN?
HUD’s fair market rent for a one-bedroom in Indianapolis, IN is $1,242 a month ($1,454 for two bedrooms) — 28% of a median insurance sales agent’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.
Related jobs in Indianapolis, IN
- Sales Representatives, Wholesale and Manufacturing, Except Technical and Scientific Products — $74,000
- Sales Representatives of Services, Except Advertising, Insurance, Financial Services, and Travel — $65,850
- Securities, Commodities, and Financial Services Sales Agents — $65,740
- First-Line Supervisor of Retail Sales Workers — $49,470
- Counter and Rental Clerk — $37,340
- Retail Salesperson — $31,530
- Cashier — $29,890