Insurance Sales Agent Salary in Phoenix, AZ
Insurance Sales Agents in the Phoenix-Mesa-Chandler, AZ metro area earn a median $61,570 a year — 1% less than the national median. After 2026 taxes, that is $50,321 take-home, or $4,193 a month.
Take-home pay calculator
Pre-filled with the median insurance sales agent salary in Phoenix, AZ. Enter your own offer to see your paycheck.
- Federal income tax$5,208
- Social Security (6.2%)$3,817
- Medicare (1.45%)$893
- Arizona income tax$1,331
- Take-home pay$50,321
Marginal rate: 12% federal + 2.50% state
Got an offer somewhere else? Compare it with this one after taxes and rent →
Insurance Sales Agent pay by experience in Phoenix, AZ
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $42,880 | $20.62 | $35,771 | $2,981 |
| 25th percentile | $48,110 | $23.13 | $39,842 | $3,320 |
| Median (50th) | $61,570 | $29.60 | $50,321 | $4,193 |
| 75th percentile | $80,810 | $38.85 | $63,868 | $5,322 |
| 90th percentile (top earners) | $105,090 | $50.52 | $80,342 | $6,695 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Arizona resident, 2026 tax rules.
What $61,570 buys in Phoenix, AZ
Prices in Phoenix, AZ are 3.3% higher than the U.S. average (housing costs are 1.21× the national average). Adjusted for local prices, a median insurance sales agent's $50,321 take-home pay has the buying power of $48,706 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
Phoenix, AZ has 1.2× the national concentration of insurance sales agent jobs — a strong local market for this occupation.
Best-paying cities for insurance sales agents, adjusted for cost of living
Phoenix, AZ ranks #28 of 41 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | Philadelphia, PA | $81,540 | $63,690 | $62,104 |
| 2 | Cleveland, OH | $72,020 | $58,298 | $62,070 |
| 3 | Minneapolis, MN | $84,670 | $64,161 | $61,210 |
| 4 | San Francisco, CA | $95,640 | $70,204 | $60,724 |
| 5 | Atlanta, GA | $75,990 | $58,968 | $58,934 |
| 6 | Sacramento, CA | $80,940 | $61,421 | $57,581 |
| 7 | Birmingham, AL | $66,640 | $52,644 | $57,444 |
| 8 | Denver, CO | $77,590 | $60,709 | $57,391 |
| 28 | Phoenix, AZ | $61,570 | $50,321 | $48,706 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 41 metros →
About the job: insurance sales agents
Sell life, property, casualty, health, automotive, or other types of insurance. May refer clients to independent brokers, work as an independent broker, or be employed by an insurance company.
- Typical education
- High school diploma or equivalent
- Work experience
- None required
- On-the-job training
- Moderate-term on-the-job training
- Job outlook, 2025–35
- +3.3% (about average)
Source: BLS Standard Occupational Classification and Employment Projections, 2025–35.
Frequently asked questions
How much does a insurance sales agent make in Phoenix, AZ?
The median insurance sales agent salary in the Phoenix-Mesa-Chandler, AZ metro area is $61,570 a year, or about $29.60 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $48,110 and $80,810.
What is a insurance sales agent’s take-home pay in Phoenix, AZ?
On the median $61,570 salary, a single filer living in Arizona takes home about $50,321 a year ($4,193 a month) after federal tax, Social Security, Medicare and $1,331 in Arizona taxes in 2026.
Is Phoenix, AZ a good place to work as a insurance sales agent?
Pay here is 1% below the national median of $62,280. Local prices are 3.3% above the U.S. average, so the take-home pay buys what $48,706 would in a typical U.S. city. Phoenix, AZ ranks #28 of 41 metro areas for cost-of-living-adjusted pay in this job.
Can a insurance sales agent afford rent in Phoenix, AZ?
HUD’s fair market rent for a one-bedroom in Phoenix, AZ is $1,583 a month ($1,839 for two bedrooms) — 38% of a median insurance sales agent’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.
Related jobs in Phoenix, AZ
- Sales Representatives, Wholesale and Manufacturing, Technical and Scientific Products — $101,030
- Securities, Commodities, and Financial Services Sales Agents — $77,780
- Sales Representatives of Services, Except Advertising, Insurance, Financial Services, and Travel — $74,910
- Sales Representatives, Wholesale and Manufacturing, Except Technical and Scientific Products — $74,790
- Real Estate Sales Agent — $60,890
- First-Line Supervisor of Retail Sales Workers — $48,990
- Parts Salesperson — $46,860
- Counter and Rental Clerk — $44,760
- Demonstrator and Product Promoter — $39,780
- Retail Salesperson — $35,960
- Cashier — $34,920