Insurance Underwriter Salary in Austin, TX
Insurance Underwriters in the Austin-Round Rock-San Marcos, TX metro area earn a median $75,910 a year — 7% less than the national median. After 2026 taxes, that is $62,233 take-home, or $5,186 a month.
Take-home pay calculator
Pre-filled with the median insurance underwriter salary in Austin, TX. Enter your own offer to see your paycheck.
- Federal income tax$7,870
- Social Security (6.2%)$4,706
- Medicare (1.45%)$1,101
- Texas income tax$0
- Take-home pay$62,233
Marginal rate: 22% federal + 0.00% state
Insurance Underwriter pay by experience in Austin, TX
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $52,410 | $25.20 | $44,291 | $3,691 |
| 25th percentile | $62,540 | $30.07 | $52,431 | $4,369 |
| Median (50th) | $75,910 | $36.50 | $62,233 | $5,186 |
| 75th percentile | $102,650 | $49.35 | $81,044 | $6,754 |
| 90th percentile (top earners) | $132,750 | $63.82 | $102,001 | $8,500 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Texas resident, 2026 tax rules.
What $75,910 buys in Austin, TX
Prices in Austin, TX are 1.9% lower than the U.S. average (housing costs are 1.20× the national average). Adjusted for local prices, a median insurance underwriter's $62,233 take-home pay has the buying power of $63,460 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
Insurance Underwriter jobs are about as common in Austin, TX as in the U.S. overall (location quotient 0.99).
Best-paying cities for insurance underwriters, adjusted for cost of living
Austin, TX ranks #27 of 43 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | Milwaukee, WI | $106,570 | $79,534 | $82,047 |
| 2 | Madison, WI | $95,130 | $72,093 | $74,103 |
| 3 | Hartford, CT | $100,690 | $75,702 | $73,679 |
| 4 | Denver, CO | $101,840 | $76,702 | $72,509 |
| 5 | Boston, MA | $106,170 | $78,432 | $72,444 |
| 6 | Chicago, IL | $99,840 | $74,270 | $71,693 |
| 7 | Atlanta, GA | $95,430 | $71,635 | $71,593 |
| 8 | Seattle, WA | $100,130 | $79,271 | $71,330 |
| 27 | Austin, TX | $75,910 | $62,233 | $63,460 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 43 metros →
Insurance Underwriter salaries elsewhere in Texas
- San Antonio, TX — $75,750
- Houston, TX — $77,770
- Dallas, TX — $79,590
Frequently asked questions
How much does a insurance underwriter make in Austin, TX?
The median insurance underwriter salary in the Austin-Round Rock-San Marcos, TX metro area is $75,910 a year, or about $36.50 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $62,540 and $102,650.
What is a insurance underwriter’s take-home pay in Austin, TX?
On the median $75,910 salary, a single filer living in Texas takes home about $62,233 a year ($5,186 a month) after federal tax, Social Security, Medicare in 2026.
Is Austin, TX a good place to work as a insurance underwriter?
Pay here is 7% below the national median of $81,370. Local prices are 1.9% below the U.S. average, so the take-home pay buys what $63,460 would in a typical U.S. city. Austin, TX ranks #27 of 43 metro areas for cost-of-living-adjusted pay in this job.
Can a insurance underwriter afford rent in Austin, TX?
HUD’s fair market rent for a one-bedroom in Austin, TX is $1,562 a month ($1,852 for two bedrooms) — 30% of a median insurance underwriter’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.
Related jobs in Austin, TX
- Management Analyst — $106,600
- Project Management Specialist — $102,390
- Financial and Investment Analyst — $101,530
- Personal Financial Advisor — $95,990
- Accountant and Auditor — $83,120
- Budget Analyst — $81,720
- Market Research Analyst and Marketing Specialist — $80,460
- Business Operations Specialists, All Other — $79,490
- Cost Estimator — $78,650
- Logistician — $78,460
- Buyer and Purchasing Agent — $77,150
- Human Resources Specialist — $75,860