Loan Officer Salary in Atlanta, GA
Loan Officers in the Atlanta-Sandy Springs-Roswell, GA metro area earn a median $76,340 a year — 0% less than the national median. After 2026 taxes, that is $59,196 take-home, or $4,933 a month.
Take-home pay calculator
Pre-filled with the median loan officer salary in Atlanta, GA. Enter your own offer to see your paycheck.
- Federal income tax$7,965
- Social Security (6.2%)$4,733
- Medicare (1.45%)$1,107
- Georgia income tax$3,339
- Take-home pay$59,196
Marginal rate: 22% federal + 5.19% state
Got an offer somewhere else? Compare it with this one after taxes and rent →
Loan Officer pay by experience in Atlanta, GA
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $43,520 | $20.92 | $35,512 | $2,959 |
| 25th percentile | $57,980 | $27.88 | $46,381 | $3,865 |
| Median (50th) | $76,340 | $36.70 | $59,196 | $4,933 |
| 75th percentile | $101,470 | $48.78 | $75,571 | $6,298 |
| 90th percentile (top earners) | $150,850 | $72.52 | $107,166 | $8,930 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Georgia resident, 2026 tax rules.
What $76,340 buys in Atlanta, GA
Prices in Atlanta, GA are 0.1% higher than the U.S. average (housing costs are 1.11× the national average). Adjusted for local prices, a median loan officer's $59,196 take-home pay has the buying power of $59,162 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
Loan Officer jobs are about as common in Atlanta, GA as in the U.S. overall (location quotient 1.09).
Best-paying cities for loan officers, adjusted for cost of living
Atlanta, GA ranks #14 of 21 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | Minneapolis, MN | $102,200 | $75,301 | $71,837 |
| 2 | Boston, MA | $103,400 | $76,622 | $70,772 |
| 3 | Columbus, OH | $82,160 | $65,153 | $68,245 |
| 4 | New York, NY | $101,570 | $75,332 | $66,924 |
| 5 | Washington, DC | $97,800 | $72,288 | $66,390 |
| 6 | Portland, OR | $96,100 | $68,857 | $65,316 |
| 7 | San Francisco, CA | $103,000 | $74,602 | $64,527 |
| 8 | Charlotte, NC | $78,200 | $61,232 | $62,900 |
| 14 | Atlanta, GA | $76,340 | $59,196 | $59,162 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 21 metros →
About the job: loan officers
Evaluate, authorize, or recommend approval of commercial, real estate, or credit loans. Advise borrowers on financial status and payment methods.
- Typical education
- Bachelor's degree
- Work experience
- Less than 5 years
- On-the-job training
- Moderate-term on-the-job training
- Job outlook, 2025–35
- +1.1% (slower than average)
Source: BLS Standard Occupational Classification and Employment Projections, 2025–35.
Frequently asked questions
How much does a loan officer make in Atlanta, GA?
The median loan officer salary in the Atlanta-Sandy Springs-Roswell, GA metro area is $76,340 a year, or about $36.70 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $57,980 and $101,470.
What is a loan officer’s take-home pay in Atlanta, GA?
On the median $76,340 salary, a single filer living in Georgia takes home about $59,196 a year ($4,933 a month) after federal tax, Social Security, Medicare and $3,339 in Georgia taxes in 2026.
Is Atlanta, GA a good place to work as a loan officer?
Pay here is 0% below the national median of $76,690. Local prices are 0.1% above the U.S. average, so the take-home pay buys what $59,162 would in a typical U.S. city. Atlanta, GA ranks #14 of 21 metro areas for cost-of-living-adjusted pay in this job.
Can a loan officer afford rent in Atlanta, GA?
HUD’s fair market rent for a one-bedroom in Atlanta, GA is $1,646 a month ($1,806 for two bedrooms) — 33% of a median loan officer’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.
Related jobs in Atlanta, GA
- Personal Financial Advisor — $103,990
- Project Management Specialist — $103,400
- Management Analyst — $101,220
- Financial and Investment Analyst — $100,830
- Insurance Underwriter — $95,430
- Accountant and Auditor — $85,820
- Cost Estimator — $82,870
- Financial Specialists, All Other — $81,300
- Business Operations Specialists, All Other — $80,020
- Market Research Analyst and Marketing Specialist — $79,030
- Logistician — $77,570
- Claims Adjusters, Examiners, and Investigators — $75,770