Loan Officer Salary in Seattle, WA
Loan Officers in the Seattle-Tacoma-Bellevue, WA metro area earn a median $83,720 a year — 9% more than the national median. After 2026 taxes, that is $67,727 take-home, or $5,644 a month.
Take-home pay calculator
Pre-filled with the median loan officer salary in Seattle, WA. Enter your own offer to see your paycheck.
- Federal income tax$9,588
- Social Security (6.2%)$5,191
- Medicare (1.45%)$1,214
- Washington income tax$0
- Take-home pay$67,727
Marginal rate: 22% federal + 0.00% state
Loan Officer pay by experience in Seattle, WA
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $38,040 | $18.29 | $32,745 | $2,729 |
| 25th percentile | $62,990 | $30.28 | $52,792 | $4,399 |
| Median (50th) | $83,720 | $40.25 | $67,727 | $5,644 |
| 75th percentile | $125,260 | $60.22 | $96,881 | $8,073 |
| 90th percentile (top earners) | $164,570 | $79.12 | $123,750 | $10,312 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Washington resident, 2026 tax rules.
What $83,720 buys in Seattle, WA
Prices in Seattle, WA are 11.1% higher than the U.S. average (housing costs are 1.51× the national average). Adjusted for local prices, a median loan officer's $67,727 take-home pay has the buying power of $60,942 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
Loan Officer jobs are about as common in Seattle, WA as in the U.S. overall (location quotient 0.84).
Best-paying cities for loan officers, adjusted for cost of living
Seattle, WA ranks #10 of 21 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | Minneapolis, MN | $102,200 | $75,301 | $71,837 |
| 2 | Boston, MA | $103,400 | $76,622 | $70,772 |
| 3 | Columbus, OH | $82,160 | $65,153 | $68,245 |
| 4 | New York, NY | $101,570 | $75,332 | $66,924 |
| 5 | Washington, DC | $97,800 | $72,288 | $66,390 |
| 6 | Portland, OR | $96,100 | $68,857 | $65,316 |
| 7 | San Francisco, CA | $103,000 | $74,602 | $64,527 |
| 8 | Charlotte, NC | $78,200 | $61,232 | $62,900 |
| 10 | Seattle, WA | $83,720 | $67,727 | $60,942 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 21 metros →
Frequently asked questions
How much does a loan officer make in Seattle, WA?
The median loan officer salary in the Seattle-Tacoma-Bellevue, WA metro area is $83,720 a year, or about $40.25 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $62,990 and $125,260.
What is a loan officer’s take-home pay in Seattle, WA?
On the median $83,720 salary, a single filer living in Washington takes home about $67,727 a year ($5,644 a month) after federal tax, Social Security, Medicare in 2026.
Is Seattle, WA a good place to work as a loan officer?
Pay here is 9% above the national median of $76,690. Local prices are 11.1% above the U.S. average, so the take-home pay buys what $60,942 would in a typical U.S. city. Seattle, WA ranks #10 of 21 metro areas for cost-of-living-adjusted pay in this job.
Can a loan officer afford rent in Seattle, WA?
HUD’s fair market rent for a one-bedroom in Seattle, WA is $2,022 a month ($2,379 for two bedrooms) — 36% of a median loan officer’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.
Related jobs in Seattle, WA
- Project Management Specialist — $130,380
- Management Analyst — $126,340
- Financial and Investment Analyst — $124,790
- Personal Financial Advisor — $114,540
- Logistician — $108,920
- Market Research Analyst and Marketing Specialist — $102,170
- Business Operations Specialists, All Other — $101,920
- Accountant and Auditor — $99,370
- Buyer and Purchasing Agent — $95,970
- Compliance Officer — $95,850
- Cost Estimator — $94,490
- Human Resources Specialist — $92,770