Mechanical Engineer Salary in Elkhart, IN

Mechanical Engineers in the Elkhart-Goshen, IN metro area earn a median $97,950 a year — 6% less than the national median. After 2026 taxes, that is $74,878 take-home, or $6,240 a month.

Median salary
$97,950
$47.09 per hour
Typical range
$66,410 – $127,470
10th to 90th percentile
Jobs in Elkhart, IN
720
2.94× national concentration

Take-home pay calculator

Pre-filled with the median mechanical engineer salary in Elkhart, IN. Enter your own offer to see your paycheck.

Mechanical Engineer in Elkhart, IN
Deductions, kids & local tax

2026 tax year. Federal brackets from IRS Rev. Proc. 2025-32.

Your take-home pay
$74,878
per year · effective tax rate 23.6%
$6,240Monthly
$3,120Twice a month
$2,880Every 2 weeks
$36.00Hourly
  • Federal income tax$12,719
  • Social Security (6.2%)$6,073
  • Medicare (1.45%)$1,420
  • Indiana income tax$2,860
  • Take-home pay$74,878

Marginal rate: 22% federal + 2.95% state

Mechanical Engineer pay by experience in Elkhart, IN

PercentileSalaryHourlyTake-home / yrPer month
10th percentile (entry level)$66,410$31.93$53,611$4,468
25th percentile$80,630$38.76$63,204$5,267
Median (50th)$97,950$47.09$74,878$6,240
75th percentile$105,770$50.85$80,148$6,679
90th percentile (top earners)$127,470$61.28$94,661$7,888

Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Indiana resident, 2026 tax rules.

What $97,950 buys in Elkhart, IN

Prices in Elkhart, IN are 9.7% lower than the U.S. average (housing costs are 36% below the national average). Adjusted for local prices, a median mechanical engineer's $74,878 take-home pay has the buying power of $82,898 in a typical American city.

1-bedroom rent
$992
16% of monthly take-home
2-bedroom rent
$1,183
19% of monthly take-home
Left after 1-BR rent
$5,248
per month for everything else

Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.

Elkhart, IN has 2.9× the national concentration of mechanical engineer jobs — a strong local market for this occupation.

Best-paying cities for mechanical engineers, adjusted for cost of living

Elkhart, IN ranks #35 of 115 metro areas once taxes and local prices are taken into account.

#Metro areaMedian salaryTake-homeReal value*
1Baton Rouge, LA $135,530$100,221$110,400
2Beaumont, TX $122,280$94,844$105,329
3Peoria, IL $128,710$93,013$101,953
4Columbus, IN $127,700$94,811$101,944
5San Jose, CA $168,030$112,533$101,911
6Augusta, GA $128,740$93,201$101,412
7Houston, TX $125,350$96,943$98,290
8Kennewick, WA $124,780$96,553$96,477
35Elkhart, IN$97,950$74,878$82,898

*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 115 metros →

Mechanical Engineer salaries elsewhere in Indiana

Frequently asked questions

How much does a mechanical engineer make in Elkhart, IN?

The median mechanical engineer salary in the Elkhart-Goshen, IN metro area is $97,950 a year, or about $47.09 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $80,630 and $105,770.

What is a mechanical engineer’s take-home pay in Elkhart, IN?

On the median $97,950 salary, a single filer living in Indiana takes home about $74,878 a year ($6,240 a month) after federal tax, Social Security, Medicare and $2,860 in Indiana taxes in 2026.

Is Elkhart, IN a good place to work as a mechanical engineer?

Pay here is 6% below the national median of $104,110. Local prices are 9.7% below the U.S. average, so the take-home pay buys what $82,898 would in a typical U.S. city. Elkhart, IN ranks #35 of 115 metro areas for cost-of-living-adjusted pay in this job.

Can a mechanical engineer afford rent in Elkhart, IN?

HUD’s fair market rent for a one-bedroom in Elkhart, IN is $992 a month ($1,183 for two bedrooms) — 16% of a median mechanical engineer’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.

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Cost of living & all salaries in Elkhart, IN →