Updated · 2026 tax rules · Data: IRS, BLS, BEA, HUD · How we calculate

Medical Records Specialist Salary in Miami, FL

Medical Records Specialists in the Miami-Fort Lauderdale-West Palm Beach, FL metro area earn a median $49,010 a year — 4% less than the national median. After 2026 taxes, that is $41,560 take-home, or $3,463 a month.

Median salary
$49,010
$23.56 per hour
Typical range
$36,910 – $79,070
10th to 90th percentile
Jobs in Miami, FL
4,530
1.28× national concentration
▲4.1%
Pay trend: The median for medical records specialists in Miami, FL rose from $47,100 (May 2024) to $49,010 (May 2025). That beat inflation (2.4%), a real raise of about 1.7%.

Take-home pay calculator

Pre-filled with the median medical records specialist salary in Miami, FL. Enter your own offer to see your paycheck.

Medical Records Specialist in Miami, FL
Deductions, kids & local tax

2026 tax year. Federal brackets from IRS Rev. Proc. 2025-32.

Your take-home pay
$41,560
per year · effective tax rate 15.2%
$3,463Monthly
$1,732Twice a month
$1,598Every 2 weeks
$19.98Hourly
  • Federal income tax$3,701
  • Social Security (6.2%)$3,039
  • Medicare (1.45%)$711
  • Florida income tax$0
  • Take-home pay$41,560

Marginal rate: 12% federal + 0.00% state

Got an offer somewhere else? Compare it with this one after taxes and rent →

Medical Records Specialist pay by experience in Miami, FL

PercentileSalaryHourlyTake-home / yrPer month
10th percentile (entry level)$36,910$17.75$31,837$2,653
25th percentile$43,160$20.75$36,859$3,072
Median (50th)$49,010$23.56$41,560$3,463
75th percentile$61,420$29.53$51,531$4,294
90th percentile (top earners)$79,070$38.01$64,456$5,371

Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Florida resident, 2026 tax rules.

What $49,010 buys in Miami, FL

Prices in Miami, FL are 14.2% higher than the U.S. average (housing costs are 1.56× the national average). Adjusted for local prices, a median medical records specialist's $41,560 take-home pay has the buying power of $36,406 in a typical American city.

1-bedroom rent
$1,942
56% of monthly take-home
2-bedroom rent
$2,359
68% of monthly take-home
Left after 1-BR rent
$1,521
per month for everything else

Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.

Miami, FL has 1.3× the national concentration of medical records specialist jobs — a strong local market for this occupation.

Best-paying cities for medical records specialists, adjusted for cost of living

Miami, FL ranks #13 of 13 metro areas once taxes and local prices are taken into account.

#Metro areaMedian salaryTake-homeReal value*
1Seattle, WA $65,530$54,833$49,340
2Atlanta, GA $58,950$47,110$47,082
3Chicago, IL $57,970$46,034$44,437
4Boston, MA $60,460$47,957$44,295
5Houston, TX $51,250$43,359$43,962
6Washington, DC $58,810$47,058$43,218
7New York, NY $61,190$48,639$43,210
8Dallas, TX $52,140$44,074$42,753
13Miami, FL$49,010$41,560$36,406

*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 13 metros →

About the job: medical records specialists

Compile, process, and maintain medical records of hospital and clinic patients in a manner consistent with medical, administrative, ethical, legal, and regulatory requirements of the healthcare system. Classify medical and healthcare concepts, including diagnosis, procedures, medical services, and equipment, into the healthcare industry’s numerical coding system.

Typical education
Postsecondary nondegree award
Work experience
None required
On-the-job training
None
Job outlook, 2025–35
+7.8% (faster than average)

Source: BLS Standard Occupational Classification and Employment Projections, 2025–35.

Medical Records Specialist salaries elsewhere in Florida

Frequently asked questions

How much does a medical records specialist make in Miami, FL?

The median medical records specialist salary in the Miami-Fort Lauderdale-West Palm Beach, FL metro area is $49,010 a year, or about $23.56 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $43,160 and $61,420.

What is a medical records specialist’s take-home pay in Miami, FL?

On the median $49,010 salary, a single filer living in Florida takes home about $41,560 a year ($3,463 a month) after federal tax, Social Security, Medicare in 2026.

Is Miami, FL a good place to work as a medical records specialist?

Pay here is 4% below the national median of $51,140. Local prices are 14.2% above the U.S. average, so the take-home pay buys what $36,406 would in a typical U.S. city. Miami, FL ranks #13 of 13 metro areas for cost-of-living-adjusted pay in this job.

Can a medical records specialist afford rent in Miami, FL?

HUD’s fair market rent for a one-bedroom in Miami, FL is $1,942 a month ($2,359 for two bedrooms) — 56% of a median medical records specialist’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.

Related jobs in Miami, FL

Cost of living & all salaries in Miami, FL →