Updated · 2026 tax rules · Data: IRS, BLS, BEA, HUD · How we calculate

Occupational Therapist Salary in Boston, MA

Occupational Therapists in the Boston-Cambridge-Newton, MA-NH metro area earn a median $101,940 a year — 2% more than the national median. After 2026 taxes, that is $75,668 take-home, or $6,306 a month.

Median salary
$101,940
$49.01 per hour
Typical range
$74,670 – $129,060
10th to 90th percentile
Jobs in Boston, MA
4,790
1.70× national concentration
▲3.2%
Pay trend: The median for occupational therapists in Boston, MA rose from $98,790 (May 2024) to $101,940 (May 2025). That beat inflation (2.4%), a real raise of about 0.8%.

Take-home pay calculator

Pre-filled with the median occupational therapist salary in Boston, MA. Enter your own offer to see your paycheck.

Occupational Therapist in Boston, MA
Deductions, kids & local tax

2026 tax year. Federal brackets from IRS Rev. Proc. 2025-32.

Your take-home pay
$75,668
per year · effective tax rate 25.8%
$6,306Monthly
$3,153Twice a month
$2,910Every 2 weeks
$36.38Hourly
  • Federal income tax$13,597
  • Social Security (6.2%)$6,320
  • Medicare (1.45%)$1,478
  • Massachusetts income tax$4,877
  • Take-home pay$75,668

Marginal rate: 22% federal + 5.00% state

The Boston-Cambridge-Newton, MA-NH metro spans Massachusetts, New Hampshire. Pick the state you live in — state income tax follows your residence.

Got an offer somewhere else? Compare it with this one after taxes and rent →

Occupational Therapist pay by experience in Boston, MA

PercentileSalaryHourlyTake-home / yrPer month
10th percentile (entry level)$74,670$35.90$57,847$4,821
25th percentile$84,750$40.75$64,434$5,370
Median (50th)$101,940$49.01$75,668$6,306
75th percentile$110,620$53.18$81,340$6,778
90th percentile (top earners)$129,060$62.05$93,246$7,770

Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Massachusetts resident, 2026 tax rules.

What $101,940 buys in Boston, MA

Prices in Boston, MA are 8.3% higher than the U.S. average (housing costs are 1.48× the national average). Adjusted for local prices, a median occupational therapist's $75,668 take-home pay has the buying power of $69,891 in a typical American city.

1-bedroom rent
$2,276
36% of monthly take-home
2-bedroom rent
$2,762
44% of monthly take-home
Left after 1-BR rent
$4,030
per month for everything else

Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.

Boston, MA has 1.7× the national concentration of occupational therapist jobs — a strong local market for this occupation.

Best-paying cities for occupational therapists, adjusted for cost of living

Boston, MA ranks #7 of 10 metro areas once taxes and local prices are taken into account.

#Metro areaMedian salaryTake-homeReal value*
1Houston, TX $103,580$81,699$82,834
2Dallas, TX $106,110$83,478$80,976
3Philadelphia, PA $103,140$78,223$76,275
4Los Angeles, CA $122,040$85,974$75,704
5Chicago, IL $99,860$74,283$71,705
6Miami, FL $101,480$80,221$70,274
7Boston, MA $101,940$75,668$69,891
8Washington, DC $102,960$75,479$69,321

*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 10 metros →

About the job: occupational therapists

Assess, plan, and organize rehabilitative programs that help build or restore vocational, homemaking, and daily living skills, as well as general independence, to persons with disabilities or developmental delays. Use therapeutic techniques, adapt the individual’s environment, teach skills, and modify specific tasks that present barriers to the individual.

Typical education
Master's degree
Work experience
None required
On-the-job training
None
Job outlook, 2025–35
+14.8% (much faster than average)

Source: BLS Standard Occupational Classification and Employment Projections, 2025–35.

Frequently asked questions

How much does a occupational therapist make in Boston, MA?

The median occupational therapist salary in the Boston-Cambridge-Newton, MA-NH metro area is $101,940 a year, or about $49.01 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $84,750 and $110,620.

What is a occupational therapist’s take-home pay in Boston, MA?

On the median $101,940 salary, a single filer living in Massachusetts takes home about $75,668 a year ($6,306 a month) after federal tax, Social Security, Medicare and $4,877 in Massachusetts taxes in 2026.

Is Boston, MA a good place to work as a occupational therapist?

Pay here is 2% above the national median of $100,330. Local prices are 8.3% above the U.S. average, so the take-home pay buys what $69,891 would in a typical U.S. city. Boston, MA ranks #7 of 10 metro areas for cost-of-living-adjusted pay in this job.

Can a occupational therapist afford rent in Boston, MA?

HUD’s fair market rent for a one-bedroom in Boston, MA is $2,276 a month ($2,762 for two bedrooms) — 36% of a median occupational therapist’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.

Related jobs in Boston, MA

Cost of living & all salaries in Boston, MA →