Occupational Therapist Salary in Providence, RI
Occupational Therapists in the Providence-Warwick, RI-MA metro area earn a median $98,000 a year — 2% less than the national median. After 2026 taxes, that is $74,715 take-home, or $6,226 a month.
Take-home pay calculator
Pre-filled with the median occupational therapist salary in Providence, RI. Enter your own offer to see your paycheck.
- Federal income tax$12,730
- Social Security (6.2%)$6,076
- Medicare (1.45%)$1,421
- Rhode Island income tax$3,058
- Take-home pay$74,715
Marginal rate: 22% federal + 3.75% state
The Providence-Warwick, RI-MA metro spans Rhode Island, Massachusetts. Pick the state you live in — state income tax follows your residence.
Occupational Therapist pay by experience in Providence, RI
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $72,080 | $34.65 | $57,452 | $4,788 |
| 25th percentile | $83,000 | $39.90 | $64,725 | $5,394 |
| Median (50th) | $98,000 | $47.12 | $74,715 | $6,226 |
| 75th percentile | $107,060 | $51.47 | $80,663 | $6,722 |
| 90th percentile (top earners) | $126,440 | $60.79 | $93,284 | $7,774 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Rhode Island resident, 2026 tax rules.
What $98,000 buys in Providence, RI
Prices in Providence, RI are 1.8% higher than the U.S. average (housing costs are 1.04× the national average). Adjusted for local prices, a median occupational therapist's $74,715 take-home pay has the buying power of $73,413 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
Providence, RI has 1.5× the national concentration of occupational therapist jobs — a strong local market for this occupation.
Best-paying cities for occupational therapists, adjusted for cost of living
Providence, RI ranks #51 of 65 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | Austin, TX | $122,050 | $94,687 | $96,555 |
| 2 | San Antonio, TX | $107,650 | $84,562 | $89,279 |
| 3 | Fayetteville, AR | $107,830 | $80,696 | $88,334 |
| 4 | Little Rock, AR | $104,680 | $78,603 | $87,958 |
| 5 | Las Vegas, NV | $110,520 | $86,581 | $86,395 |
| 6 | Dayton, OH | $103,840 | $79,808 | $86,099 |
| 7 | San Jose, CA | $136,870 | $94,538 | $85,614 |
| 8 | Oklahoma City, OK | $103,080 | $77,254 | $85,450 |
| 51 | Providence, RI | $98,000 | $74,715 | $73,413 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 65 metros →
Frequently asked questions
How much does a occupational therapist make in Providence, RI?
The median occupational therapist salary in the Providence-Warwick, RI-MA metro area is $98,000 a year, or about $47.12 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $83,000 and $107,060.
What is a occupational therapist’s take-home pay in Providence, RI?
On the median $98,000 salary, a single filer living in Rhode Island takes home about $74,715 a year ($6,226 a month) after federal tax, Social Security, Medicare and $3,058 in Rhode Island taxes in 2026.
Is Providence, RI a good place to work as a occupational therapist?
Pay here is 2% below the national median of $100,330. Local prices are 1.8% above the U.S. average, so the take-home pay buys what $73,413 would in a typical U.S. city. Providence, RI ranks #51 of 65 metro areas for cost-of-living-adjusted pay in this job.
Can a occupational therapist afford rent in Providence, RI?
HUD’s fair market rent for a one-bedroom in Providence, RI is $1,423 a month ($1,774 for two bedrooms) — 23% of a median occupational therapist’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.
Related jobs in Providence, RI
- Physicians, All Other — $234,000
- Dentists, General — $172,310
- Physician Assistant — $139,930
- Nurse Practitioner — $135,520
- Pharmacist — $130,840
- Veterinarian — $129,390
- Physical Therapist — $100,290
- Registered Nurse — $99,880
- Speech-Language Pathologist — $99,720
- Diagnostic Medical Sonographer — $93,940
- Dental Hygienist — $89,310
- Radiologic Technologist and Technician — $85,740