Physical Therapist Salary in Providence, RI
Physical Therapists in the Providence-Warwick, RI-MA metro area earn a median $100,290 a year — 2% less than the national median. After 2026 taxes, that is $76,222 take-home, or $6,352 a month.
Take-home pay calculator
Pre-filled with the median physical therapist salary in Providence, RI. Enter your own offer to see your paycheck.
- Federal income tax$13,234
- Social Security (6.2%)$6,218
- Medicare (1.45%)$1,454
- Rhode Island income tax$3,162
- Take-home pay$76,222
Marginal rate: 22% federal + 4.75% state
The Providence-Warwick, RI-MA metro spans Rhode Island, Massachusetts. Pick the state you live in — state income tax follows your residence.
Physical Therapist pay by experience in Providence, RI
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $80,470 | $38.69 | $63,040 | $5,253 |
| 25th percentile | $87,080 | $41.87 | $67,442 | $5,620 |
| Median (50th) | $100,290 | $48.22 | $76,222 | $6,352 |
| 75th percentile | $115,770 | $55.66 | $86,377 | $7,198 |
| 90th percentile (top earners) | $129,220 | $62.13 | $95,052 | $7,921 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Rhode Island resident, 2026 tax rules.
What $100,290 buys in Providence, RI
Prices in Providence, RI are 1.8% higher than the U.S. average (housing costs are 1.04× the national average). Adjusted for local prices, a median physical therapist's $76,222 take-home pay has the buying power of $74,894 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
Physical Therapist jobs are about as common in Providence, RI as in the U.S. overall (location quotient 1.17).
Best-paying cities for physical therapists, adjusted for cost of living
Providence, RI ranks #82 of 104 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | McAllen, TX | $103,980 | $81,980 | $95,442 |
| 2 | Las Vegas, NV | $116,480 | $90,774 | $90,579 |
| 3 | El Paso, TX | $102,190 | $80,721 | $89,777 |
| 4 | San Antonio, TX | $106,010 | $83,408 | $88,061 |
| 5 | Toledo, OH | $104,750 | $80,423 | $87,938 |
| 6 | Jackson, MS | $103,000 | $77,903 | $87,484 |
| 7 | San Jose, CA | $139,000 | $95,768 | $86,728 |
| 8 | Memphis, TN | $100,000 | $79,180 | $85,898 |
| 82 | Providence, RI | $100,290 | $76,222 | $74,894 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 104 metros →
Frequently asked questions
How much does a physical therapist make in Providence, RI?
The median physical therapist salary in the Providence-Warwick, RI-MA metro area is $100,290 a year, or about $48.22 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $87,080 and $115,770.
What is a physical therapist’s take-home pay in Providence, RI?
On the median $100,290 salary, a single filer living in Rhode Island takes home about $76,222 a year ($6,352 a month) after federal tax, Social Security, Medicare and $3,162 in Rhode Island taxes in 2026.
Is Providence, RI a good place to work as a physical therapist?
Pay here is 2% below the national median of $102,760. Local prices are 1.8% above the U.S. average, so the take-home pay buys what $74,894 would in a typical U.S. city. Providence, RI ranks #82 of 104 metro areas for cost-of-living-adjusted pay in this job.
Can a physical therapist afford rent in Providence, RI?
HUD’s fair market rent for a one-bedroom in Providence, RI is $1,423 a month ($1,774 for two bedrooms) — 22% of a median physical therapist’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.
Related jobs in Providence, RI
- Physicians, All Other — $234,000
- Dentists, General — $172,310
- Physician Assistant — $139,930
- Nurse Practitioner — $135,520
- Pharmacist — $130,840
- Veterinarian — $129,390
- Registered Nurse — $99,880
- Speech-Language Pathologist — $99,720
- Occupational Therapist — $98,000
- Diagnostic Medical Sonographer — $93,940
- Dental Hygienist — $89,310
- Radiologic Technologist and Technician — $85,740