Physical Therapist Salary in Toledo, OH
Physical Therapists in the Toledo, OH metro area earn a median $104,750 a year — 2% more than the national median. After 2026 taxes, that is $80,423 take-home, or $6,702 a month.
Take-home pay calculator
Pre-filled with the median physical therapist salary in Toledo, OH. Enter your own offer to see your paycheck.
- Federal income tax$14,215
- Social Security (6.2%)$6,495
- Medicare (1.45%)$1,519
- Ohio income tax$2,098
- Take-home pay$80,423
Marginal rate: 22% federal + 2.75% state
Physical Therapist pay by experience in Toledo, OH
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $80,040 | $38.48 | $63,719 | $5,310 |
| 25th percentile | $96,270 | $46.28 | $74,691 | $6,224 |
| Median (50th) | $104,750 | $50.36 | $80,423 | $6,702 |
| 75th percentile | $114,300 | $54.95 | $86,879 | $7,240 |
| 90th percentile (top earners) | $125,070 | $60.13 | $94,094 | $7,841 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Ohio resident, 2026 tax rules.
What $104,750 buys in Toledo, OH
Prices in Toledo, OH are 8.5% lower than the U.S. average (housing costs are 33% below the national average). Adjusted for local prices, a median physical therapist's $80,423 take-home pay has the buying power of $87,938 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
Physical Therapist jobs are about as common in Toledo, OH as in the U.S. overall (location quotient 1.11).
Best-paying cities for physical therapists, adjusted for cost of living
Toledo, OH ranks #5 of 104 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | McAllen, TX | $103,980 | $81,980 | $95,442 |
| 2 | Las Vegas, NV | $116,480 | $90,774 | $90,579 |
| 3 | El Paso, TX | $102,190 | $80,721 | $89,777 |
| 4 | San Antonio, TX | $106,010 | $83,408 | $88,061 |
| 5 | Toledo, OH | $104,750 | $80,423 | $87,938 |
| 6 | Jackson, MS | $103,000 | $77,903 | $87,484 |
| 7 | San Jose, CA | $139,000 | $95,768 | $86,728 |
| 8 | Memphis, TN | $100,000 | $79,180 | $85,898 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 104 metros →
Physical Therapist salaries elsewhere in Ohio
- Dayton, OH — $103,330
- Cleveland, OH — $104,030
- Akron, OH — $102,700
- Columbus, OH — $105,130
- Cincinnati, OH — $102,890
Frequently asked questions
How much does a physical therapist make in Toledo, OH?
The median physical therapist salary in the Toledo, OH metro area is $104,750 a year, or about $50.36 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $96,270 and $114,300.
What is a physical therapist’s take-home pay in Toledo, OH?
On the median $104,750 salary, a single filer living in Ohio takes home about $80,423 a year ($6,702 a month) after federal tax, Social Security, Medicare and $2,098 in Ohio taxes in 2026.
Is Toledo, OH a good place to work as a physical therapist?
Pay here is 2% above the national median of $102,760. Local prices are 8.5% below the U.S. average, so the take-home pay buys what $87,938 would in a typical U.S. city. Toledo, OH ranks #5 of 104 metro areas for cost-of-living-adjusted pay in this job.
Can a physical therapist afford rent in Toledo, OH?
HUD’s fair market rent for a one-bedroom in Toledo, OH is $820 a month ($1,076 for two bedrooms) — 12% of a median physical therapist’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.
Related jobs in Toledo, OH
- Physicians, All Other — $239,200+
- Pharmacist — $134,010
- Nurse Practitioner — $121,780
- Registered Nurse — $81,050
- Radiologic Technologist and Technician — $79,080
- Dental Hygienist — $76,580
- Licensed Practical and Licensed Vocational Nurse — $62,280
- Clinical Laboratory Technologist and Technician — $58,840
- Pharmacy Technician — $44,870
- Health Technologists and Technicians, All Other — $43,890