Cost of Living in Toledo, OH
Toledo, OH — prices, rents and what jobs really pay here after taxes.
Price level
91.5
U.S. average = 100 · #260 of 387
Median wage
$48,220
all jobs · $3,365/mo take-home
1-bedroom rent
$820
HUD fair market rent
Salary comparison calculator
What would you need to earn in Toledo, OH to keep the same lifestyle — after taxes — as in another city?
Salary needed to keep your lifestyle
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Prices in Toledo, OH vs. the U.S. average
| Category | Index (U.S. = 100) | Difference |
|---|---|---|
| All items | 91.5 | −8.5% |
| Housing | 67.3 | −32.7% |
| Goods | 93.6 | −6.4% |
| Utilities | 96.3 | −3.7% |
| Other services | 98.9 | −1.1% |
Source: BEA Regional Price Parities, 2024.
Rent in Toledo, OH
| Unit | Monthly rent | Income needed (30% rule) |
|---|---|---|
| Studio | $769 | $30,760/yr |
| 1 bedroom | $820 | $32,800/yr |
| 2 bedrooms | $1,076 | $43,040/yr |
| 3 bedrooms | $1,380 | $55,200/yr |
| 4 bedrooms | $1,454 | $58,160/yr |
HUD Fair Market Rents, FY2026, population-weighted across the metro's counties.
Take-home pay in Toledo, OH
Your take-home pay
$40,381
per year · effective tax rate 16.3%
$3,365Monthly
$1,683Twice a month
$1,553Every 2 weeks
$19.41Hourly
- Federal income tax$3,606
- Social Security (6.2%)$2,990
- Medicare (1.45%)$699
- Ohio income tax$544
- Take-home pay$40,381
Marginal rate: 12% federal + 2.75% state
Highest-paying jobs in Toledo, OH
| Job | Median salary | Take-home | Real value* |
|---|---|---|---|
| Physicians, All Other | $239,200+ | $209,177 | $228,721 |
| Architectural and Engineering Manager | $146,180 | $107,942 | $118,028 |
| Computer and Information Systems Manager | $145,080 | $107,221 | $117,239 |
| Pharmacist | $134,010 | $99,959 | $109,298 |
| Sales Manager | $129,720 | $97,145 | $106,221 |
| Financial Manager | $125,330 | $94,265 | $103,072 |
| Nurse Practitioner | $121,780 | $91,936 | $100,526 |
| Lawyer | $113,920 | $86,622 | $94,716 |
| Industrial Production Manager | $110,760 | $84,486 | $92,380 |
| Medical and Health Services Manager | $106,720 | $81,755 | $89,394 |
| Physical Therapist | $104,750 | $80,423 | $87,938 |
| Software Developer | $104,360 | $80,160 | $87,649 |
| Education Administrators, Kindergarten through Secondary | $100,140 | $77,307 | $84,530 |
| Construction Manager | $100,100 | $77,280 | $84,501 |
| Industrial Engineer | $98,490 | $76,192 | $83,310 |
| Civil Engineer | $96,300 | $74,711 | $81,692 |
| Mechanical Engineer | $95,170 | $73,947 | $80,856 |
| General and Operations Manager | $95,120 | $73,913 | $80,820 |
| Computer Systems Analyst | $91,950 | $71,771 | $78,476 |
| Network and Computer Systems Administrator | $84,130 | $66,484 | $72,696 |
*In U.S.-average dollars after adjusting for local prices.
Frequently asked questions
Is Toledo, OH expensive to live in?
According to the Bureau of Economic Analysis, overall prices in the Toledo, OH metro area are 91.5% of the U.S. average, with housing at 67.3%. It is the #260 most expensive of 387 metro areas we track.
What salary do you need to live in Toledo, OH?
To match the buying power of a $60,000 salary in an average-priced U.S. city you would need about $54,873 in Toledo, OH (before tax differences). The median wage across all jobs here is $48,220.
How much is rent in Toledo, OH?
HUD’s FY2026 fair market rents for Toledo, OH are $769 for a studio, $820 for one bedroom, $1,076 for two bedrooms and $1,380 for three bedrooms, including utilities.
All salaries in Toledo, OH
Management Occupations
- Architectural and Engineering Manager — $146,180
- Computer and Information Systems Manager — $145,080
- Sales Manager — $129,720
- Financial Manager — $125,330
- Industrial Production Manager — $110,760
- Medical and Health Services Manager — $106,720
- Education Administrators, Kindergarten through Secondary — $100,140
- Construction Manager — $100,100
- General and Operations Manager — $95,120
- Food Service Manager — $59,910
- Property, Real Estate, and Community Association Managers — $57,260
Business and Financial Operations Occupations
- Project Management Specialist — $81,940
- Management Analyst — $78,100
- Accountant and Auditor — $77,400
- Business Operations Specialists, All Other — $74,520
- Buyer and Purchasing Agent — $68,850
- Human Resources Specialist — $67,200
- Market Research Analyst and Marketing Specialist — $62,950
- Training and Development Specialist — $56,970
Computer and Mathematical Occupations
- Software Developer — $104,360
- Computer Systems Analyst — $91,950
- Network and Computer Systems Administrator — $84,130
- Computer User Support Specialist — $58,830
Architecture and Engineering Occupations
- Industrial Engineer — $98,490
- Civil Engineer — $96,300
- Mechanical Engineer — $95,170
- Industrial Engineering Technologist and Technician — $59,420
Community and Social Service Occupations
- Healthcare Social Worker — $60,540
- Educational, Guidance, and Career Counselors and Advisors — $58,770
- Substance Abuse, Behavioral Disorder, and Mental Health Counselors — $58,190
- Child, Family, and School Social Workers — $57,990
- Social and Human Service Assistant — $37,290
Legal Occupations
- Lawyer — $113,920
Educational Instruction and Library Occupations
- Secondary School Teachers, Except Special and Career/Technical Education — $77,930
- Special Education Teachers, Secondary School — $75,230
- Middle School Teachers, Except Special and Career/Technical Education — $75,130
- Career/Technical Education Teachers, Postsecondary — $65,660
- Special Education Teachers, Kindergarten and Elementary School — $64,580
- Elementary School Teachers, Except Special Education — $63,250
- Self-Enrichment Teacher — $37,180
- Teaching Assistants, Except Postsecondary — $36,120
- Preschool Teachers, Except Special Education — $33,580
Arts, Design, Entertainment, Sports, and Media Occupations
- Coach and Scout — $47,270
Healthcare Practitioners and Technical Occupations
- Physicians, All Other — $239,200+
- Pharmacist — $134,010
- Nurse Practitioner — $121,780
- Physical Therapist — $104,750
- Registered Nurse — $81,050
- Radiologic Technologist and Technician — $79,080
- Dental Hygienist — $76,580
- Licensed Practical and Licensed Vocational Nurse — $62,280
- Clinical Laboratory Technologist and Technician — $58,840
- Pharmacy Technician — $44,870
- Health Technologists and Technicians, All Other — $43,890
Healthcare Support Occupations
- Physical Therapist Assistant — $63,450
- Dental Assistant — $46,580
- Medical Assistant — $44,120
- Nursing Assistant — $39,700
- Home Health and Personal Care Aide — $34,550
Protective Service Occupations
- Police and Sheriff's Patrol Officer — $73,650
- Firefighter — $60,590
- Correctional Officer and Jailer — $58,480
- Security Guard — $34,950
Food Preparation and Serving Related Occupations
- First-Line Supervisor of Food Preparation and Serving Workers — $37,230
- Cooks, Institution and Cafeteria — $36,760
- Waiter and Waitress — $36,140
- Cooks, Restaurant — $35,560
- Food Preparation Worker — $35,260
- Bartender — $30,820
- Food Servers, Nonrestaurant — $30,060
- Dishwasher — $29,290
- Dining Room and Cafeteria Attendant and Bartender Helper — $28,800
- Fast Food and Counter Worker — $27,570
- Hosts and Hostesses, Restaurant, Lounge, and Coffee Shop — $27,200
- Cooks, Fast Food — $22,560
Building and Grounds Cleaning and Maintenance Occupations
- Landscaping and Groundskeeping Worker — $37,270
- Janitors and Cleaners, Except Maids and Housekeeping Cleaners — $35,240
- Maid and Housekeeping Cleaner — $30,910
Personal Care and Service Occupations
- Hairdressers, Hairstylists, and Cosmetologists — $36,440
- Animal Caretaker — $30,870
- Recreation Worker — $30,550
- Childcare Worker — $29,000
- Amusement and Recreation Attendant — $26,850
Sales and Related Occupations
- Sales Representatives, Wholesale and Manufacturing, Except Technical and Scientific Products — $65,800
- Insurance Sales Agent — $60,390
- Sales Representatives of Services, Except Advertising, Insurance, Financial Services, and Travel — $53,470
- First-Line Supervisor of Retail Sales Workers — $46,190
- Counter and Rental Clerk — $37,530
- Parts Salesperson — $36,940
- Retail Salesperson — $30,780
- Cashier — $29,270
Office and Administrative Support Occupations
- Executive Secretary and Executive Administrative Assistant — $65,860
- Postal Service Mail Carrier — $64,250
- First-Line Supervisor of Office and Administrative Support Workers — $63,190
- Production, Planning, and Expediting Clerks — $58,810
- Court, Municipal, and License Clerks — $48,830
- Bookkeeping, Accounting, and Auditing Clerks — $47,840
- Shipping, Receiving, and Inventory Clerks — $46,860
- Secretaries and Administrative Assistants, Except Legal, Medical, and Executive — $46,780
- Billing and Posting Clerk — $44,560
- Teller — $44,160
- Customer Service Representative — $42,970
- Office Clerks, General — $41,600
- Medical Secretary and Administrative Assistant — $39,730
- Receptionist and Information Clerk — $36,710
Construction and Extraction Occupations
- First-Line Supervisor of Construction Trades and Extraction Workers — $78,370
- Electrician — $74,710
- Plumbers, Pipefitters, and Steamfitters — $66,920
- Operating Engineer and Other Construction Equipment Operator — $64,380
- Carpenter — $61,070
- Construction Laborer — $50,720
Installation, Maintenance, and Repair Occupations
- First-Line Supervisors of Mechanics, Installers, and Repairers — $78,180
- Industrial Machinery Mechanic — $70,230
- Heating, Air Conditioning, and Refrigeration Mechanics and Installers — $62,460
- Bus and Truck Mechanic and Diesel Engine Specialist — $60,680
- Maintenance and Repair Workers, General — $57,170
- Automotive Service Technician and Mechanic — $47,090
Production Occupations
- First-Line Supervisor of Production and Operating Workers — $71,920
- Tool and Die Maker — $66,630
- Machinist — $62,190
- Miscellaneous Assembler and Fabricator — $49,740
- Welders, Cutters, Solderers, and Brazers — $49,130
- Packaging and Filling Machine Operator and Tender — $47,970
- Computer Numerically Controlled Tool Operator — $47,190
- Inspectors, Testers, Sorters, Samplers, and Weighers — $46,790
- Cutting, Punching, and Press Machine Setters, Operators, and Tenders, Metal and Plastic — $45,500
- Molding, Coremaking, and Casting Machine Setters, Operators, and Tenders, Metal and Plastic — $41,350
- Multiple Machine Tool Setters, Operators, and Tenders, Metal and Plastic — $39,780
- Production Workers, All Other — $38,380
Transportation and Material Moving Occupations
- First-Line Supervisors of Transportation and Material Moving Workers, Except Aircraft Cargo Handling Supervisors — $61,360
- Heavy and Tractor-Trailer Truck Driver — $60,410
- Industrial Truck and Tractor Operator — $45,100
- Laborers and Freight, Stock, and Material Movers, Hand — $42,640
- Light Truck Driver — $41,640
- Packers and Packagers, Hand — $37,260
- Driver/Sales Worker — $37,110
- Stocker and Order Filler — $37,000
- Cleaner of Vehicles and Equipment — $31,980
- Shuttle Driver and Chauffeur — $31,200