Cost of Living in Dayton, OH

Dayton-Kettering-Beavercreek, OH — prices, rents and what jobs really pay here after taxes.

Price level
92.7
U.S. average = 100 · #222 of 387
Median wage
$49,980
all jobs · $3,479/mo take-home
1-bedroom rent
$1,009
HUD fair market rent

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What would you need to earn in Dayton, OH to keep the same lifestyle — after taxes — as in another city?

Cost of living calculator

Uses BEA price levels plus 2026 federal and state taxes in each city's state.

Salary needed to keep your lifestyle
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    Prices in Dayton, OH vs. the U.S. average

    CategoryIndex (U.S. = 100)Difference
    All items92.7−7.3%
    Housing72.7−27.3%
    Goods93.6−6.4%
    Utilities95.4−4.6%
    Other services98.9−1.1%

    Source: BEA Regional Price Parities, 2024.

    Rent in Dayton, OH

    UnitMonthly rentIncome needed (30% rule)
    Studio$928$37,120/yr
    1 bedroom$1,009$40,360/yr
    2 bedrooms$1,273$50,920/yr
    3 bedrooms$1,651$66,040/yr
    4 bedrooms$1,817$72,680/yr

    HUD Fair Market Rents, FY2026, population-weighted across the metro's counties.

    Take-home pay in Dayton, OH

    Paycheck in Dayton, OH
    Deductions, kids & local tax

    2026 tax year. Federal brackets from IRS Rev. Proc. 2025-32.

    Your take-home pay
    $41,747
    per year · effective tax rate 16.5%
    $3,479Monthly
    $1,739Twice a month
    $1,606Every 2 weeks
    $20.07Hourly
    • Federal income tax$3,818
    • Social Security (6.2%)$3,099
    • Medicare (1.45%)$725
    • Ohio income tax$592
    • Take-home pay$41,747

    Marginal rate: 12% federal + 2.75% state

    Highest-paying jobs in Dayton, OH

    JobMedian salaryTake-homeReal value*
    Physicians, All Other$239,200+$216,922$234,019
    Architectural and Engineering Manager$163,700$119,436$128,849
    Computer and Information Systems Manager$160,040$117,035$126,259
    Engineers, All Other$142,080$105,253$113,549
    Physician Assistant$138,400$102,839$110,944
    Managers, All Other$137,780$102,432$110,506
    Financial Manager$137,140$102,012$110,053
    Pharmacist$136,110$101,337$109,324
    Electronics Engineers, Except Computer$135,000$100,608$108,538
    Sales Manager$133,450$99,592$107,441
    Aerospace Engineer$129,410$96,941$104,582
    Social Scientists and Related Workers, All Other$120,220$90,881$98,044
    Nurse Practitioner$118,210$89,522$96,578
    Marketing Manager$117,250$88,873$95,878
    Computer Occupations, All Other$116,580$88,420$95,390
    Information Security Analyst$111,430$84,939$91,634
    Financial Specialists, All Other$110,740$84,473$91,131
    Software Developer$106,910$81,884$88,337
    Logistician$105,060$80,633$86,988
    Industrial Production Manager$104,180$80,038$86,347

    *In U.S.-average dollars after adjusting for local prices.

    Frequently asked questions

    Is Dayton, OH expensive to live in?

    According to the Bureau of Economic Analysis, overall prices in the Dayton-Kettering-Beavercreek, OH metro area are 92.7% of the U.S. average, with housing at 72.7%. It is the #222 most expensive of 387 metro areas we track.

    What salary do you need to live in Dayton, OH?

    To match the buying power of a $60,000 salary in an average-priced U.S. city you would need about $55,616 in Dayton, OH (before tax differences). The median wage across all jobs here is $49,980.

    How much is rent in Dayton, OH?

    HUD’s FY2026 fair market rents for Dayton, OH are $928 for a studio, $1,009 for one bedroom, $1,273 for two bedrooms and $1,651 for three bedrooms, including utilities.

    All salaries in Dayton, OH

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