Physical Therapist Salary in Cincinnati, OH
Physical Therapists in the Cincinnati, OH-KY-IN metro area earn a median $102,890 a year — 0% more than the national median. After 2026 taxes, that is $79,166 take-home, or $6,597 a month.
Take-home pay calculator
Pre-filled with the median physical therapist salary in Cincinnati, OH. Enter your own offer to see your paycheck.
- Federal income tax$13,806
- Social Security (6.2%)$6,379
- Medicare (1.45%)$1,492
- Ohio income tax$2,047
- Take-home pay$79,166
Marginal rate: 22% federal + 2.75% state
The Cincinnati, OH-KY-IN metro spans Ohio, Kentucky, Indiana. Pick the state you live in — state income tax follows your residence.
Physical Therapist pay by experience in Cincinnati, OH
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $80,190 | $38.55 | $63,821 | $5,318 |
| 25th percentile | $84,710 | $40.73 | $66,876 | $5,573 |
| Median (50th) | $102,890 | $49.47 | $79,166 | $6,597 |
| 75th percentile | $113,040 | $54.35 | $86,027 | $7,169 |
| 90th percentile (top earners) | $125,800 | $60.48 | $94,573 | $7,881 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Ohio resident, 2026 tax rules.
What $102,890 buys in Cincinnati, OH
Prices in Cincinnati, OH are 4.6% lower than the U.S. average (housing costs are 12% below the national average). Adjusted for local prices, a median physical therapist's $79,166 take-home pay has the buying power of $83,009 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
Physical Therapist jobs are about as common in Cincinnati, OH as in the U.S. overall (location quotient 1.10).
Best-paying cities for physical therapists, adjusted for cost of living
Cincinnati, OH ranks #28 of 104 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | McAllen, TX | $103,980 | $81,980 | $95,442 |
| 2 | Las Vegas, NV | $116,480 | $90,774 | $90,579 |
| 3 | El Paso, TX | $102,190 | $80,721 | $89,777 |
| 4 | San Antonio, TX | $106,010 | $83,408 | $88,061 |
| 5 | Toledo, OH | $104,750 | $80,423 | $87,938 |
| 6 | Jackson, MS | $103,000 | $77,903 | $87,484 |
| 7 | San Jose, CA | $139,000 | $95,768 | $86,728 |
| 8 | Memphis, TN | $100,000 | $79,180 | $85,898 |
| 28 | Cincinnati, OH | $102,890 | $79,166 | $83,009 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 104 metros →
Physical Therapist salaries elsewhere in Ohio
- Toledo, OH — $104,750
- Dayton, OH — $103,330
- Cleveland, OH — $104,030
- Akron, OH — $102,700
- Columbus, OH — $105,130
Frequently asked questions
How much does a physical therapist make in Cincinnati, OH?
The median physical therapist salary in the Cincinnati, OH-KY-IN metro area is $102,890 a year, or about $49.47 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $84,710 and $113,040.
What is a physical therapist’s take-home pay in Cincinnati, OH?
On the median $102,890 salary, a single filer living in Ohio takes home about $79,166 a year ($6,597 a month) after federal tax, Social Security, Medicare and $2,047 in Ohio taxes in 2026.
Is Cincinnati, OH a good place to work as a physical therapist?
Pay here is 0% above the national median of $102,760. Local prices are 4.6% below the U.S. average, so the take-home pay buys what $83,009 would in a typical U.S. city. Cincinnati, OH ranks #28 of 104 metro areas for cost-of-living-adjusted pay in this job.
Can a physical therapist afford rent in Cincinnati, OH?
HUD’s fair market rent for a one-bedroom in Cincinnati, OH is $1,043 a month ($1,342 for two bedrooms) — 16% of a median physical therapist’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.
Related jobs in Cincinnati, OH
- Physicians, All Other — $239,200+
- Nurse Anesthetist — $221,170
- Pharmacist — $140,200
- Nurse Practitioner — $128,700
- Physician Assistant — $128,520
- Veterinarian — $127,670
- Dental Hygienist — $102,940
- Occupational Therapist — $100,870
- Speech-Language Pathologist — $95,930
- Magnetic Resonance Imaging Technologist — $93,600
- Diagnostic Medical Sonographer — $84,950
- Registered Nurse — $83,650