Physical Therapist Salary in McAllen, TX
Physical Therapists in the McAllen-Edinburg-Mission, TX metro area earn a median $103,980 a year — 1% more than the national median. After 2026 taxes, that is $81,980 take-home, or $6,832 a month.
Take-home pay calculator
Pre-filled with the median physical therapist salary in McAllen, TX. Enter your own offer to see your paycheck.
- Federal income tax$14,046
- Social Security (6.2%)$6,447
- Medicare (1.45%)$1,508
- Texas income tax$0
- Take-home pay$81,980
Marginal rate: 22% federal + 0.00% state
Physical Therapist pay by experience in McAllen, TX
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $63,670 | $30.61 | $53,339 | $4,445 |
| 25th percentile | $84,170 | $40.47 | $68,044 | $5,670 |
| Median (50th) | $103,980 | $49.99 | $81,980 | $6,832 |
| 75th percentile | $125,060 | $60.13 | $96,745 | $8,062 |
| 90th percentile (top earners) | $144,800 | $69.62 | $110,237 | $9,186 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Texas resident, 2026 tax rules.
What $103,980 buys in McAllen, TX
Prices in McAllen, TX are 14.1% lower than the U.S. average (housing costs are 44% below the national average). Adjusted for local prices, a median physical therapist's $81,980 take-home pay has the buying power of $95,442 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
Physical Therapist jobs are about as common in McAllen, TX as in the U.S. overall (location quotient 1.15).
Best-paying cities for physical therapists, adjusted for cost of living
McAllen, TX ranks #1 of 104 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | McAllen, TX | $103,980 | $81,980 | $95,442 |
| 2 | Las Vegas, NV | $116,480 | $90,774 | $90,579 |
| 3 | El Paso, TX | $102,190 | $80,721 | $89,777 |
| 4 | San Antonio, TX | $106,010 | $83,408 | $88,061 |
| 5 | Toledo, OH | $104,750 | $80,423 | $87,938 |
| 6 | Jackson, MS | $103,000 | $77,903 | $87,484 |
| 7 | San Jose, CA | $139,000 | $95,768 | $86,728 |
| 8 | Memphis, TN | $100,000 | $79,180 | $85,898 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 104 metros →
Physical Therapist salaries elsewhere in Texas
- El Paso, TX — $102,190
- San Antonio, TX — $106,010
- Houston, TX — $107,700
- Austin, TX — $103,630
- Dallas, TX — $107,780
Frequently asked questions
How much does a physical therapist make in McAllen, TX?
The median physical therapist salary in the McAllen-Edinburg-Mission, TX metro area is $103,980 a year, or about $49.99 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $84,170 and $125,060.
What is a physical therapist’s take-home pay in McAllen, TX?
On the median $103,980 salary, a single filer living in Texas takes home about $81,980 a year ($6,832 a month) after federal tax, Social Security, Medicare in 2026.
Is McAllen, TX a good place to work as a physical therapist?
Pay here is 1% above the national median of $102,760. Local prices are 14.1% below the U.S. average, so the take-home pay buys what $95,442 would in a typical U.S. city. McAllen, TX ranks #1 of 104 metro areas for cost-of-living-adjusted pay in this job.
Can a physical therapist afford rent in McAllen, TX?
HUD’s fair market rent for a one-bedroom in McAllen, TX is $847 a month ($1,060 for two bedrooms) — 12% of a median physical therapist’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.
Related jobs in McAllen, TX
- Physicians, All Other — $239,200+
- Pharmacist — $137,700
- Nurse Practitioner — $122,550
- Speech-Language Pathologist — $89,860
- Registered Nurse — $80,540
- Radiologic Technologist and Technician — $59,870
- Clinical Laboratory Technologist and Technician — $59,060
- Licensed Practical and Licensed Vocational Nurse — $56,250
- Pharmacy Technician — $38,490
- Emergency Medical Technician — $33,620