Personal Financial Advisor Salary in Buffalo, NY
Personal Financial Advisors in the Buffalo-Cheektowaga, NY metro area earn a median $103,650 a year — 1% less than the national median. After 2026 taxes, that is $76,673 take-home, or $6,389 a month.
Take-home pay calculator
Pre-filled with the median personal financial advisor salary in Buffalo, NY. Enter your own offer to see your paycheck.
- Federal income tax$13,973
- Social Security (6.2%)$6,426
- Medicare (1.45%)$1,503
- New York income tax$5,075
- Take-home pay$76,673
Marginal rate: 22% federal + 5.90% state
Personal Financial Advisor pay by experience in Buffalo, NY
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $60,300 | $28.99 | $47,972 | $3,998 |
| 25th percentile | $67,640 | $32.52 | $53,359 | $4,447 |
| Median (50th) | $103,650 | $49.83 | $76,673 | $6,389 |
| 75th percentile | $175,530 | $84.39 | $121,925 | $10,160 |
| 90th percentile (top earners) | $374,020+ | $179.82 | $239,092 | $19,924 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, New York resident, 2026 tax rules.
What $103,650 buys in Buffalo, NY
Prices in Buffalo, NY are 4.2% lower than the U.S. average (housing costs are 19% below the national average). Adjusted for local prices, a median personal financial advisor's $76,673 take-home pay has the buying power of $79,997 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
Personal Financial Advisor jobs are less concentrated in Buffalo, NY than nationally (location quotient 0.75), so openings may be scarcer.
Best-paying cities for personal financial advisors, adjusted for cost of living
Buffalo, NY ranks #28 of 66 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | New York, NY | $170,050 | $118,502 | $105,277 |
| 2 | Greensboro, NC | $126,310 | $93,068 | $100,218 |
| 3 | Kansas City, MO | $123,140 | $90,582 | $97,881 |
| 4 | Milwaukee, WI | $125,810 | $91,970 | $94,876 |
| 5 | Madison, WI | $126,000 | $92,090 | $94,658 |
| 6 | San Francisco, CA | $160,610 | $108,248 | $93,629 |
| 7 | Bridgeport, CT | $135,770 | $98,069 | $91,770 |
| 8 | Pittsburgh, PA | $115,600 | $86,606 | $91,481 |
| 28 | Buffalo, NY | $103,650 | $76,673 | $79,997 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 66 metros →
Personal Financial Advisor salaries elsewhere in New York
- New York, NY — $170,050
- Albany, NY — $124,610
- Rochester, NY — $101,150
Frequently asked questions
How much does a personal financial advisor make in Buffalo, NY?
The median personal financial advisor salary in the Buffalo-Cheektowaga, NY metro area is $103,650 a year, or about $49.83 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $67,640 and $175,530.
What is a personal financial advisor’s take-home pay in Buffalo, NY?
On the median $103,650 salary, a single filer living in New York takes home about $76,673 a year ($6,389 a month) after federal tax, Social Security, Medicare and $5,075 in New York taxes in 2026.
Is Buffalo, NY a good place to work as a personal financial advisor?
Pay here is 1% below the national median of $105,070. Local prices are 4.2% below the U.S. average, so the take-home pay buys what $79,997 would in a typical U.S. city. Buffalo, NY ranks #28 of 66 metro areas for cost-of-living-adjusted pay in this job.
Can a personal financial advisor afford rent in Buffalo, NY?
HUD’s fair market rent for a one-bedroom in Buffalo, NY is $1,139 a month ($1,343 for two bedrooms) — 18% of a median personal financial advisor’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.
Related jobs in Buffalo, NY
- Project Management Specialist — $101,180
- Credit Analyst — $99,640
- Financial Risk Specialist — $96,980
- Financial and Investment Analyst — $96,490
- Labor Relations Specialist — $95,740
- Management Analyst — $84,710
- Compliance Officer — $82,450
- Accountant and Auditor — $82,120
- Logistician — $79,060
- Claims Adjusters, Examiners, and Investigators — $78,810
- Financial Examiner — $77,100
- Loan Officer — $76,170