Physical Therapist Salary in Palm Bay, FL
Physical Therapists in the Palm Bay-Melbourne-Titusville, FL metro area earn a median $98,990 a year — 4% less than the national median. After 2026 taxes, that is $78,469 take-home, or $6,539 a month.
Take-home pay calculator
Pre-filled with the median physical therapist salary in Palm Bay, FL. Enter your own offer to see your paycheck.
- Federal income tax$12,948
- Social Security (6.2%)$6,137
- Medicare (1.45%)$1,435
- Florida income tax$0
- Take-home pay$78,469
Marginal rate: 22% federal + 0.00% state
Physical Therapist pay by experience in Palm Bay, FL
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $75,100 | $36.11 | $61,663 | $5,139 |
| 25th percentile | $81,450 | $39.16 | $66,130 | $5,511 |
| Median (50th) | $98,990 | $47.59 | $78,469 | $6,539 |
| 75th percentile | $104,270 | $50.13 | $82,184 | $6,849 |
| 90th percentile (top earners) | $128,630 | $61.84 | $99,185 | $8,265 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Florida resident, 2026 tax rules.
What $98,990 buys in Palm Bay, FL
Prices in Palm Bay, FL are 0.0% higher than the U.S. average (housing costs are 1.12× the national average). Adjusted for local prices, a median physical therapist's $78,469 take-home pay has the buying power of $78,466 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
Physical Therapist jobs are about as common in Palm Bay, FL as in the U.S. overall (location quotient 1.07).
Best-paying cities for physical therapists, adjusted for cost of living
Palm Bay, FL ranks #60 of 104 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | McAllen, TX | $103,980 | $81,980 | $95,442 |
| 2 | Las Vegas, NV | $116,480 | $90,774 | $90,579 |
| 3 | El Paso, TX | $102,190 | $80,721 | $89,777 |
| 4 | San Antonio, TX | $106,010 | $83,408 | $88,061 |
| 5 | Toledo, OH | $104,750 | $80,423 | $87,938 |
| 6 | Jackson, MS | $103,000 | $77,903 | $87,484 |
| 7 | San Jose, CA | $139,000 | $95,768 | $86,728 |
| 8 | Memphis, TN | $100,000 | $79,180 | $85,898 |
| 60 | Palm Bay, FL | $98,990 | $78,469 | $78,466 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 104 metros →
Physical Therapist salaries elsewhere in Florida
- Tampa, FL — $102,430
- North Port, FL — $104,020
- Jacksonville, FL — $100,150
- Deltona, FL — $99,500
- Orlando, FL — $101,530
- Cape Coral, FL — $101,870
- Miami, FL — $100,870
Frequently asked questions
How much does a physical therapist make in Palm Bay, FL?
The median physical therapist salary in the Palm Bay-Melbourne-Titusville, FL metro area is $98,990 a year, or about $47.59 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $81,450 and $104,270.
What is a physical therapist’s take-home pay in Palm Bay, FL?
On the median $98,990 salary, a single filer living in Florida takes home about $78,469 a year ($6,539 a month) after federal tax, Social Security, Medicare in 2026.
Is Palm Bay, FL a good place to work as a physical therapist?
Pay here is 4% below the national median of $102,760. Local prices are 0.0% above the U.S. average, so the take-home pay buys what $78,466 would in a typical U.S. city. Palm Bay, FL ranks #60 of 104 metro areas for cost-of-living-adjusted pay in this job.
Can a physical therapist afford rent in Palm Bay, FL?
HUD’s fair market rent for a one-bedroom in Palm Bay, FL is $1,478 a month ($1,709 for two bedrooms) — 23% of a median physical therapist’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.
Related jobs in Palm Bay, FL
- Physicians, All Other — $239,200+
- Pharmacist — $134,070
- Nurse Practitioner — $120,870
- Registered Nurse — $80,900
- Licensed Practical and Licensed Vocational Nurse — $61,000
- Clinical Laboratory Technologist and Technician — $59,930
- Pharmacy Technician — $44,860