Physical Therapist Salary in Wilmington, NC

Physical Therapists in the Wilmington, NC metro area earn a median $98,770 a year — 4% less than the national median. After 2026 taxes, that is $74,882 take-home, or $6,240 a month.

Median salary
$98,770
$47.49 per hour
Typical range
$75,470 – $121,570
10th to 90th percentile
Jobs in Wilmington, NC
460
1.41× national concentration

Take-home pay calculator

Pre-filled with the median physical therapist salary in Wilmington, NC. Enter your own offer to see your paycheck.

Physical Therapist in Wilmington, NC
Deductions, kids & local tax

2026 tax year. Federal brackets from IRS Rev. Proc. 2025-32.

Your take-home pay
$74,882
per year · effective tax rate 24.2%
$6,240Monthly
$3,120Twice a month
$2,880Every 2 weeks
$36.00Hourly
  • Federal income tax$12,899
  • Social Security (6.2%)$6,124
  • Medicare (1.45%)$1,432
  • North Carolina income tax$3,432
  • Take-home pay$74,882

Marginal rate: 22% federal + 3.99% state

Physical Therapist pay by experience in Wilmington, NC

PercentileSalaryHourlyTake-home / yrPer month
10th percentile (entry level)$75,470$36.28$59,421$4,952
25th percentile$80,940$38.91$63,051$5,254
Median (50th)$98,770$47.49$74,882$6,240
75th percentile$106,670$51.28$80,125$6,677
90th percentile (top earners)$121,570$58.45$90,013$7,501

Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, North Carolina resident, 2026 tax rules.

What $98,770 buys in Wilmington, NC

Prices in Wilmington, NC are 3.6% lower than the U.S. average (housing costs are 7% below the national average). Adjusted for local prices, a median physical therapist's $74,882 take-home pay has the buying power of $77,661 in a typical American city.

1-bedroom rent
$1,380
22% of monthly take-home
2-bedroom rent
$1,512
24% of monthly take-home
Left after 1-BR rent
$4,860
per month for everything else

Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.

Wilmington, NC has 1.4× the national concentration of physical therapist jobs — a strong local market for this occupation.

Best-paying cities for physical therapists, adjusted for cost of living

Wilmington, NC ranks #65 of 104 metro areas once taxes and local prices are taken into account.

#Metro areaMedian salaryTake-homeReal value*
1McAllen, TX $103,980$81,980$95,442
2Las Vegas, NV $116,480$90,774$90,579
3El Paso, TX $102,190$80,721$89,777
4San Antonio, TX $106,010$83,408$88,061
5Toledo, OH $104,750$80,423$87,938
6Jackson, MS $103,000$77,903$87,484
7San Jose, CA $139,000$95,768$86,728
8Memphis, TN $100,000$79,180$85,898
65Wilmington, NC$98,770$74,882$77,661

*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 104 metros →

Physical Therapist salaries elsewhere in North Carolina

Frequently asked questions

How much does a physical therapist make in Wilmington, NC?

The median physical therapist salary in the Wilmington, NC metro area is $98,770 a year, or about $47.49 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $80,940 and $106,670.

What is a physical therapist’s take-home pay in Wilmington, NC?

On the median $98,770 salary, a single filer living in North Carolina takes home about $74,882 a year ($6,240 a month) after federal tax, Social Security, Medicare and $3,432 in North Carolina taxes in 2026.

Is Wilmington, NC a good place to work as a physical therapist?

Pay here is 4% below the national median of $102,760. Local prices are 3.6% below the U.S. average, so the take-home pay buys what $77,661 would in a typical U.S. city. Wilmington, NC ranks #65 of 104 metro areas for cost-of-living-adjusted pay in this job.

Can a physical therapist afford rent in Wilmington, NC?

HUD’s fair market rent for a one-bedroom in Wilmington, NC is $1,380 a month ($1,512 for two bedrooms) — 22% of a median physical therapist’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.

Related jobs in Wilmington, NC

Cost of living & all salaries in Wilmington, NC →