Tutor Salary in Memphis, TN

Tutors in the Memphis, TN-MS-AR metro area earn a median $49,640 a year — 15% more than the national median. After 2026 taxes, that is $42,066 take-home, or $3,505 a month.

Median salary
$49,640
$23.87 per hour
Typical range
$28,690 – $84,910
10th to 90th percentile
Jobs in Memphis, TN
670
0.98× national concentration

Take-home pay calculator

Pre-filled with the median tutor salary in Memphis, TN. Enter your own offer to see your paycheck.

Tutor in Memphis, TN
Deductions, kids & local tax

2026 tax year. Federal brackets from IRS Rev. Proc. 2025-32.

Your take-home pay
$42,066
per year · effective tax rate 15.3%
$3,505Monthly
$1,753Twice a month
$1,618Every 2 weeks
$20.22Hourly
  • Federal income tax$3,777
  • Social Security (6.2%)$3,078
  • Medicare (1.45%)$720
  • Tennessee income tax$0
  • Take-home pay$42,066

Marginal rate: 12% federal + 0.00% state

The Memphis, TN-MS-AR metro spans Tennessee, Mississippi, Arkansas. Pick the state you live in — state income tax follows your residence.

Tutor pay by experience in Memphis, TN

PercentileSalaryHourlyTake-home / yrPer month
10th percentile (entry level)$28,690$13.79$25,232$2,103
25th percentile$37,100$17.84$31,990$2,666
Median (50th)$49,640$23.87$42,066$3,505
75th percentile$65,250$31.37$54,608$4,551
90th percentile (top earners)$84,910$40.82$68,564$5,714

Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Tennessee resident, 2026 tax rules.

What $49,640 buys in Memphis, TN

Prices in Memphis, TN are 7.8% lower than the U.S. average (housing costs are 20% below the national average). Adjusted for local prices, a median tutor's $42,066 take-home pay has the buying power of $45,635 in a typical American city.

1-bedroom rent
$1,137
32% of monthly take-home
2-bedroom rent
$1,263
36% of monthly take-home
Left after 1-BR rent
$2,368
per month for everything else

Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.

Tutor jobs are about as common in Memphis, TN as in the U.S. overall (location quotient 0.98).

Best-paying cities for tutors, adjusted for cost of living

Memphis, TN ranks #3 of 61 metro areas once taxes and local prices are taken into account.

#Metro areaMedian salaryTake-homeReal value*
1Nashville, TN $62,950$52,760$54,766
2Boston, MA $64,710$51,159$47,253
3Memphis, TN $49,640$42,066$45,635
4Baltimore, MD $56,200$45,031$43,097
5Virginia Beach, VA $52,000$41,786$42,665
6Hartford, CT $51,430$42,115$40,989
7Rochester, NY $47,730$38,551$39,729
8Portland, OR $54,230$41,838$39,687

*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 61 metros →

Tutor salaries elsewhere in Tennessee

Frequently asked questions

How much does a tutor make in Memphis, TN?

The median tutor salary in the Memphis, TN-MS-AR metro area is $49,640 a year, or about $23.87 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $37,100 and $65,250.

What is a tutor’s take-home pay in Memphis, TN?

On the median $49,640 salary, a single filer living in Tennessee takes home about $42,066 a year ($3,505 a month) after federal tax, Social Security, Medicare in 2026.

Is Memphis, TN a good place to work as a tutor?

Pay here is 15% above the national median of $43,350. Local prices are 7.8% below the U.S. average, so the take-home pay buys what $45,635 would in a typical U.S. city. Memphis, TN ranks #3 of 61 metro areas for cost-of-living-adjusted pay in this job.

Can a tutor afford rent in Memphis, TN?

HUD’s fair market rent for a one-bedroom in Memphis, TN is $1,137 a month ($1,263 for two bedrooms) — 32% of a median tutor’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.

Related jobs in Memphis, TN

Cost of living & all salaries in Memphis, TN →