Tutor Salary in Memphis, TN
Tutors in the Memphis, TN-MS-AR metro area earn a median $49,640 a year — 15% more than the national median. After 2026 taxes, that is $42,066 take-home, or $3,505 a month.
Take-home pay calculator
Pre-filled with the median tutor salary in Memphis, TN. Enter your own offer to see your paycheck.
- Federal income tax$3,777
- Social Security (6.2%)$3,078
- Medicare (1.45%)$720
- Tennessee income tax$0
- Take-home pay$42,066
Marginal rate: 12% federal + 0.00% state
The Memphis, TN-MS-AR metro spans Tennessee, Mississippi, Arkansas. Pick the state you live in — state income tax follows your residence.
Tutor pay by experience in Memphis, TN
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $28,690 | $13.79 | $25,232 | $2,103 |
| 25th percentile | $37,100 | $17.84 | $31,990 | $2,666 |
| Median (50th) | $49,640 | $23.87 | $42,066 | $3,505 |
| 75th percentile | $65,250 | $31.37 | $54,608 | $4,551 |
| 90th percentile (top earners) | $84,910 | $40.82 | $68,564 | $5,714 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Tennessee resident, 2026 tax rules.
What $49,640 buys in Memphis, TN
Prices in Memphis, TN are 7.8% lower than the U.S. average (housing costs are 20% below the national average). Adjusted for local prices, a median tutor's $42,066 take-home pay has the buying power of $45,635 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
Tutor jobs are about as common in Memphis, TN as in the U.S. overall (location quotient 0.98).
Best-paying cities for tutors, adjusted for cost of living
Memphis, TN ranks #3 of 61 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | Nashville, TN | $62,950 | $52,760 | $54,766 |
| 2 | Boston, MA | $64,710 | $51,159 | $47,253 |
| 3 | Memphis, TN | $49,640 | $42,066 | $45,635 |
| 4 | Baltimore, MD | $56,200 | $45,031 | $43,097 |
| 5 | Virginia Beach, VA | $52,000 | $41,786 | $42,665 |
| 6 | Hartford, CT | $51,430 | $42,115 | $40,989 |
| 7 | Rochester, NY | $47,730 | $38,551 | $39,729 |
| 8 | Portland, OR | $54,230 | $41,838 | $39,687 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 61 metros →
Tutor salaries elsewhere in Tennessee
- Nashville, TN — $62,950
Frequently asked questions
How much does a tutor make in Memphis, TN?
The median tutor salary in the Memphis, TN-MS-AR metro area is $49,640 a year, or about $23.87 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $37,100 and $65,250.
What is a tutor’s take-home pay in Memphis, TN?
On the median $49,640 salary, a single filer living in Tennessee takes home about $42,066 a year ($3,505 a month) after federal tax, Social Security, Medicare in 2026.
Is Memphis, TN a good place to work as a tutor?
Pay here is 15% above the national median of $43,350. Local prices are 7.8% below the U.S. average, so the take-home pay buys what $45,635 would in a typical U.S. city. Memphis, TN ranks #3 of 61 metro areas for cost-of-living-adjusted pay in this job.
Can a tutor afford rent in Memphis, TN?
HUD’s fair market rent for a one-bedroom in Memphis, TN is $1,137 a month ($1,263 for two bedrooms) — 32% of a median tutor’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.
Related jobs in Memphis, TN
- Health Specialties Teachers, Postsecondary — $128,860
- Instructional Coordinator — $73,110
- Career/Technical Education Teachers, Secondary School — $65,500
- Educational Instruction and Library Workers, All Other — $65,420
- Special Education Teachers, Kindergarten and Elementary School — $64,640
- Secondary School Teachers, Except Special and Career/Technical Education — $62,230
- Elementary School Teachers, Except Special Education — $61,510
- Middle School Teachers, Except Special and Career/Technical Education — $58,380
- Preschool Teachers, Except Special Education — $36,250
- Self-Enrichment Teacher — $35,180
- Substitute Teachers, Short-Term — $31,930
- Teaching Assistants, Except Postsecondary — $29,330