Waiter and Waitress Salary in Billings, MT

Waiters and Waitresses in the Billings, MT metro area earn a median $22,940 a year — 35% less than the national median. After 2026 taxes, that is $20,180 take-home, or $1,682 a month.

Median salary
$22,940
$11.03 per hour
Typical range
$22,010 – $47,730
10th to 90th percentile
Jobs in Billings, MT
1,320
0.96× national concentration

Take-home pay calculator

Pre-filled with the median waiter and waitress salary in Billings, MT. Enter your own offer to see your paycheck.

Waiter and Waitress in Billings, MT
Deductions, kids & local tax

2026 tax year. Federal brackets from IRS Rev. Proc. 2025-32.

Your take-home pay
$20,180
per year · effective tax rate 12.0%
$1,682Monthly
$841Twice a month
$776Every 2 weeks
$9.70Hourly
  • Federal income tax$684
  • Social Security (6.2%)$1,422
  • Medicare (1.45%)$333
  • Montana income tax$321
  • Take-home pay$20,180

Marginal rate: 10% federal + 4.70% state

Waiter and Waitress pay by experience in Billings, MT

PercentileSalaryHourlyTake-home / yrPer month
10th percentile (entry level)$22,010$10.58$19,457$1,621
25th percentile$22,480$10.81$19,822$1,652
Median (50th)$22,940$11.03$20,180$1,682
75th percentile$28,920$13.90$24,815$2,068
90th percentile (top earners)$47,730$22.95$39,044$3,254

Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Montana resident, 2026 tax rules.

What $22,940 buys in Billings, MT

Prices in Billings, MT are 6.5% lower than the U.S. average (housing costs are 23% below the national average). Adjusted for local prices, a median waiter and waitress's $20,180 take-home pay has the buying power of $21,576 in a typical American city.

1-bedroom rent
$1,102
66% of monthly take-home
2-bedroom rent
$1,409
84% of monthly take-home
Left after 1-BR rent
$580
per month for everything else

Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.

Waiter and Waitress jobs are about as common in Billings, MT as in the U.S. overall (location quotient 0.96).

Best-paying cities for waiters and waitresses, adjusted for cost of living

Billings, MT ranks #328 of 375 metro areas once taxes and local prices are taken into account.

#Metro areaMedian salaryTake-homeReal value*
1Kahului, HI $82,550$62,160$56,823
2Burlington, VT $61,620$50,061$49,591
3Bellingham, WA $56,700$47,738$46,198
4Bremerton, WA $55,270$46,589$44,116
5Mount Vernon, WA $53,060$44,814$43,745
6Yakima, WA $49,060$41,600$43,539
7Kennewick, WA $51,460$43,528$43,494
8Seattle, WA $57,280$48,204$43,375
328Billings, MT$22,940$20,180$21,576

*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 375 metros →

Waiter and Waitress salaries elsewhere in Montana

Frequently asked questions

How much does a waiter and waitress make in Billings, MT?

The median waiter and waitress salary in the Billings, MT metro area is $22,940 a year, or about $11.03 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $22,480 and $28,920.

What is a waiter and waitress’s take-home pay in Billings, MT?

On the median $22,940 salary, a single filer living in Montana takes home about $20,180 a year ($1,682 a month) after federal tax, Social Security, Medicare and $321 in Montana taxes in 2026.

Is Billings, MT a good place to work as a waiter and waitress?

Pay here is 35% below the national median of $35,230. Local prices are 6.5% below the U.S. average, so the take-home pay buys what $21,576 would in a typical U.S. city. Billings, MT ranks #328 of 375 metro areas for cost-of-living-adjusted pay in this job.

Can a waiter and waitress afford rent in Billings, MT?

HUD’s fair market rent for a one-bedroom in Billings, MT is $1,102 a month ($1,409 for two bedrooms) — 66% of a median waiter and waitress’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.

Related jobs in Billings, MT

Cost of living & all salaries in Billings, MT →