Cost of Living in Kiryas Joel, NY
Kiryas Joel-Poughkeepsie-Newburgh, NY — prices, rents and what jobs really pay here after taxes.
Salary comparison calculator
What would you need to earn in Kiryas Joel, NY to keep the same lifestyle — after taxes — as in another city?
How expensive is Kiryas Joel, NY?
With a price level of 109.4 (U.S. average = 100), Kiryas Joel, NY is more expensive than average. In detail, housing costs run 16% above average; everyday goods run 10% above average; utilities run 37% above average; other services such as healthcare and dining run 7% above average. The biggest difference from the national average is in utilities.
Prices in Kiryas Joel, NY vs. the U.S. average
| Category | Index (U.S. = 100) | Difference |
|---|---|---|
| All items | 109.4 | +9.4% |
| Housing | 115.8 | +15.8% |
| Goods | 110.3 | +10.3% |
| Utilities | 136.8 | +36.8% |
| Other services | 106.5 | +6.5% |
Source: BEA Regional Price Parities, 2024.
Rent in Kiryas Joel, NY
| Unit | Monthly rent | Income needed (30% rule) |
|---|---|---|
| Studio | $1,364 | $54,560/yr |
| 1 bedroom | $1,549 | $61,960/yr |
| 2 bedrooms | $1,979 | $79,160/yr |
| 3 bedrooms | $2,511 | $100,440/yr |
| 4 bedrooms | $2,694 | $107,760/yr |
HUD Fair Market Rents, FY2026, population-weighted across the metro's counties.
Salary needed to live in Kiryas Joel, NY
To keep the same standard of living as in an average-priced U.S. city, you would need to earn roughly:
| Salary in an average U.S. city | Equivalent in Kiryas Joel, NY | Take-home here |
|---|---|---|
| $40,000 | $43,800 | $35,605 |
| $60,000 | $65,700 | $52,019 |
| $80,000 | $87,500 | $66,258 |
| $100,000 | $109,400 | $80,379 |
| $150,000 | $164,100 | $114,787 |
Scaled by the BEA price level (pre-tax). Take-home: single filer, New York 2026 taxes. For a tax-aware comparison with a specific city, use the calculator above.
A monthly budget on the median wage
A single worker earning Kiryas Joel, NY's median wage of $50,990 takes home about $3,416 a month. A typical one-bedroom rents for $1,549, which is 45% of take-home pay — well above the 30% guideline, so many workers here share housing or rent smaller units. That leaves about $1,867 a month for everything else.
Take-home pay in Kiryas Joel, NY
- Federal income tax$3,939
- Social Security (6.2%)$3,161
- Medicare (1.45%)$739
- New York income tax$2,156
- Take-home pay$40,994
Marginal rate: 12% federal + 5.40% state
Highest-paying jobs in Kiryas Joel, NY
*In U.S.-average dollars after adjusting for local prices.
Pay and living costs in New York cities
Half of New York’s 9,688,000 workers earn less than $59,670 a year and half earn more; the middle 50% earn $41,160–$98,810 (BLS, May 2025). Prices vary a lot within the state: Albany, NY stretches a paycheck furthest, while Kiryas Joel, NY is the costliest.
| Metro area | Median pay | Price level | 1-BR rent | Rent share | Left after rent / mo | Buying power* |
|---|---|---|---|---|---|---|
| New York, NY | $61,430 | 112.6 | $2,378 | 58% | $1,690 | $43,370 |
| Buffalo, NY | $50,790 | 95.8 | $1,139 | 33% | $2,265 | $42,615 |
| Rochester, NY | $51,210 | 97.0 | $1,256 | 37% | $2,174 | $42,417 |
| Albany, NY | $58,460 | 99.6 | $1,417 | 36% | $2,466 | $46,796 |
| Syracuse, NY | $52,990 | 95.7 | $1,123 | 32% | $2,418 | $44,383 |
| Kiryas Joel, NY | $50,990 | 109.4 | $1,549 | 45% | $1,867 | $37,464 |
| Utica, NY | $48,970 | 92.7 | $926 | 28% | $2,364 | $42,599 |
| Binghamton, NY | $49,460 | 92.9 | $868 | 26% | $2,453 | $42,910 |
| Kingston, NY | $50,020 | 100.7 | $1,386 | 41% | $1,970 | $39,984 |
| Glens Falls, NY | $49,090 | 94.9 | $1,066 | 32% | $2,231 | $41,711 |
| Ithaca, NY | $58,130 | 103.3 | $1,466 | 38% | $2,396 | $44,858 |
| Watertown, NY | $47,600 | 87.7 | $1,071 | 33% | $2,133 | $43,851 |
| Elmira, NY | $47,850 | 94.4 | $978 | 30% | $2,242 | $40,934 |
*Yearly take-home pay (on each metro’s median wage, single filer) in U.S.-average dollars. Price level: BEA RPP 2024 (U.S. = 100). Rent: HUD FY2026 one-bedroom fair market rent.
Kiryas Joel, NY vs. similar-size cities
| Metro area | Price level | 1-BR rent | Median wage | Jobs |
|---|---|---|---|---|
| Kiryas Joel, NY | 109.4 | $1,549 | $50,990 | 268,970 |
| Chattanooga, TN | 91.5 | $1,263 | $46,700 | 268,750 |
| Jackson, MS | 89.0 | $1,045 | $42,850 | 270,730 |
| Huntsville, AL | 93.1 | $1,136 | $51,740 | 266,650 |
| Ogden, UT | 100.3 | $1,281 | $48,900 | 271,370 |
| Winston, NC | 92.0 | $1,031 | $46,380 | 271,980 |
| Lakeland, FL | 97.1 | $1,230 | $46,140 | 265,280 |
Frequently asked questions
Is Kiryas Joel, NY expensive to live in?
According to the Bureau of Economic Analysis, overall prices in the Kiryas Joel-Poughkeepsie-Newburgh, NY metro area are 109.4% of the U.S. average, with housing at 115.8%. It is the #12 most expensive of 387 metro areas we track.
What salary do you need to live in Kiryas Joel, NY?
To match the buying power of a $60,000 salary in an average-priced U.S. city you would need about $65,653 in Kiryas Joel, NY (before tax differences). The median wage across all jobs here is $50,990.
Can you afford Kiryas Joel, NY on the median wage?
A single worker on the $50,990 median wage takes home about $3,416 a month after 2026 taxes; a one-bedroom at $1,549 would take 45% of that.
How much is rent in Kiryas Joel, NY?
HUD’s FY2026 fair market rents for Kiryas Joel, NY are $1,364 for a studio, $1,549 for one bedroom, $1,979 for two bedrooms and $2,511 for three bedrooms, including utilities.
Top salaries by field in Kiryas Joel, NY
Management Occupations
- General and Operations Manager — $102,140
Educational Instruction and Library Occupations
- Middle School Teachers, Except Special and Career/Technical Education — $97,900
- Secondary School Teachers, Except Special and Career/Technical Education — $89,320
- Elementary School Teachers, Except Special Education — $81,770
- Teaching Assistants, Except Postsecondary — $37,760
Healthcare Practitioners and Technical Occupations
- Registered Nurse — $102,890
Healthcare Support Occupations
- Nursing Assistant — $45,730
- Home Health and Personal Care Aide — $39,040
Protective Service Occupations
- Security Guard — $42,910
Food Preparation and Serving Related Occupations
- Waiter and Waitress — $46,950
- Fast Food and Counter Worker — $35,320
Building and Grounds Cleaning and Maintenance Occupations
Sales and Related Occupations
- Retail Salesperson — $36,160
- Cashier — $35,000
Office and Administrative Support Occupations
- Bookkeeping, Accounting, and Auditing Clerks — $56,130
- Secretaries and Administrative Assistants, Except Legal, Medical, and Executive — $47,870
- Customer Service Representative — $45,550
- Office Clerks, General — $43,920
Installation, Maintenance, and Repair Occupations
- Maintenance and Repair Workers, General — $55,160
Transportation and Material Moving Occupations
- Heavy and Tractor-Trailer Truck Driver — $62,760
- Laborers and Freight, Stock, and Material Movers, Hand — $44,510
- Stocker and Order Filler — $40,350