Registered Nurse Salary in South Bend, IN
Registered Nurses in the South Bend-Mishawaka, IN-MI metro area earn a median $93,540 a year — 4% less than the national median. After 2026 taxes, that is $71,905 take-home, or $5,992 a month.
Take-home pay calculator
Pre-filled with the median registered nurse salary in South Bend, IN. Enter your own offer to see your paycheck.
- Federal income tax$11,749
- Social Security (6.2%)$5,799
- Medicare (1.45%)$1,356
- Indiana income tax$2,730
- Take-home pay$71,905
Marginal rate: 22% federal + 2.95% state
The South Bend-Mishawaka, IN-MI metro spans Indiana, Michigan. Pick the state you live in — state income tax follows your residence.
Got an offer somewhere else? Compare it with this one after taxes and rent →
Registered Nurse pay by experience in South Bend, IN
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $66,870 | $32.15 | $53,930 | $4,494 |
| 25th percentile | $80,700 | $38.80 | $63,251 | $5,271 |
| Median (50th) | $93,540 | $44.97 | $71,905 | $5,992 |
| 75th percentile | $116,340 | $55.93 | $87,273 | $7,273 |
| 90th percentile (top earners) | $141,390 | $67.98 | $103,765 | $8,647 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Indiana resident, 2026 tax rules.
What $93,540 buys in South Bend, IN
Prices in South Bend, IN are 7.1% lower than the U.S. average (housing costs are 25% below the national average). Adjusted for local prices, a median registered nurse's $71,905 take-home pay has the buying power of $77,436 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
Registered Nurse jobs are about as common in South Bend, IN as in the U.S. overall (location quotient 1.18).
Best-paying cities for registered nurses, adjusted for cost of living
South Bend, IN ranks #44 of 206 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | San Jose, CA | $216,740 | $142,511 | $129,059 |
| 2 | Vallejo, CA | $203,290 | $134,031 | $123,555 |
| 3 | Santa Rosa, CA | $174,550 | $116,298 | $107,899 |
| 4 | Sacramento, CA | $171,460 | $114,514 | $107,353 |
| 5 | San Francisco, CA | $186,610 | $123,394 | $106,730 |
| 6 | Bend, OR | $135,010 | $92,480 | $89,260 |
| 7 | Bakersfield, CA | $128,810 | $89,883 | $89,094 |
| 8 | Seattle, WA | $128,260 | $98,932 | $89,021 |
| 44 | South Bend, IN | $93,540 | $71,905 | $77,436 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 206 metros →
About the job: registered nurses
Assess patient health problems and needs, develop and implement nursing care plans, and maintain medical records. Administer nursing care to ill, injured, convalescent, or disabled patients. May advise patients on health maintenance and disease prevention or provide case management. Licensing or registration required.
- Typical education
- Bachelor's degree
- Work experience
- None required
- On-the-job training
- None
- Job outlook, 2025–35
- +5.6% (faster than average)
Source: BLS Standard Occupational Classification and Employment Projections, 2025–35.
Registered Nurse salaries elsewhere in Indiana
- Evansville, IN — $83,820
- Indianapolis, IN — $84,230
- Fort Wayne, IN — $79,630
Frequently asked questions
How much does a registered nurse make in South Bend, IN?
The median registered nurse salary in the South Bend-Mishawaka, IN-MI metro area is $93,540 a year, or about $44.97 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $80,700 and $116,340.
What is a registered nurse’s take-home pay in South Bend, IN?
On the median $93,540 salary, a single filer living in Indiana takes home about $71,905 a year ($5,992 a month) after federal tax, Social Security, Medicare and $2,730 in Indiana taxes in 2026.
Is South Bend, IN a good place to work as a registered nurse?
Pay here is 4% below the national median of $97,550. Local prices are 7.1% below the U.S. average, so the take-home pay buys what $77,436 would in a typical U.S. city. South Bend, IN ranks #44 of 206 metro areas for cost-of-living-adjusted pay in this job.
Can a registered nurse afford rent in South Bend, IN?
HUD’s fair market rent for a one-bedroom in South Bend, IN is $1,073 a month ($1,244 for two bedrooms) — 18% of a median registered nurse’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.