Updated · 2026 tax rules · Data: IRS, BLS, BEA, HUD · How we calculate

Retail Salesperson Salary in San Francisco, CA

Retail Salespersons in the San Francisco-Oakland-Fremont, CA metro area earn a median $43,850 a year — 24% more than the national median. After 2026 taxes, that is $36,100 take-home, or $3,008 a month.

Median salary
$43,850
$21.08 per hour
Typical range
$38,270 – $58,960
10th to 90th percentile
Jobs in San Francisco, CA
39,460
0.66× national concentration
▲3.2%
Pay trend: The median for retail salespersons in San Francisco, CA rose from $42,490 (May 2024) to $43,850 (May 2025). That beat inflation (2.4%), a real raise of about 0.8%.

Take-home pay calculator

Pre-filled with the median retail salesperson salary in San Francisco, CA. Enter your own offer to see your paycheck.

Retail Salesperson in San Francisco, CA
Deductions, kids & local tax

2026 tax year. Federal brackets from IRS Rev. Proc. 2025-32.

Your take-home pay
$36,100
per year · effective tax rate 17.7%
$3,008Monthly
$1,504Twice a month
$1,388Every 2 weeks
$17.36Hourly
  • Federal income tax$3,082
  • Social Security (6.2%)$2,719
  • Medicare (1.45%)$636
  • California income tax$743
  • CA State Disability Insurance (SDI)$570
  • Take-home pay$36,100

Marginal rate: 12% federal + 4.00% state

Got an offer somewhere else? Compare it with this one after taxes and rent →

Retail Salesperson pay by experience in San Francisco, CA

PercentileSalaryHourlyTake-home / yrPer month
10th percentile (entry level)$38,270$18.40$31,912$2,659
25th percentile$40,010$19.24$33,218$2,768
Median (50th)$43,850$21.08$36,100$3,008
75th percentile$47,900$23.03$39,121$3,260
90th percentile (top earners)$58,960$28.35$47,201$3,933

Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, California resident, 2026 tax rules.

What $43,850 buys in San Francisco, CA

Prices in San Francisco, CA are 15.6% higher than the U.S. average (housing costs are 1.95× the national average). Adjusted for local prices, a median retail salesperson's $36,100 take-home pay has the buying power of $31,225 in a typical American city.

1-bedroom rent
$2,620
87% of monthly take-home
2-bedroom rent
$3,187
106% of monthly take-home
Left after 1-BR rent
$388
per month for everything else

Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.

Retail Salesperson jobs are less concentrated in San Francisco, CA than nationally (location quotient 0.66), so openings may be scarcer.

Best-paying cities for retail salespersons, adjusted for cost of living

San Francisco, CA ranks #20 of 237 metro areas once taxes and local prices are taken into account.

#Metro areaMedian salaryTake-homeReal value*
1Fargo, ND $35,860$30,994$34,107
2St. Cloud, MN $34,860$29,144$33,257
3Yakima, WA $36,640$31,620$33,095
4Sioux Falls, SD $34,600$29,981$33,080
5Rochester, MN $36,000$29,999$33,030
6San Jose, CA $44,220$36,378$32,944
7Duluth, MN $34,650$28,986$32,654
8Rapid City, SD $33,350$28,977$32,500
20San Francisco, CA$43,850$36,100$31,225

*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 237 metros →

About the job: retail salespersons

Sell merchandise, such as furniture, motor vehicles, appliances, or apparel to consumers.

Typical education
No formal educational credential
Work experience
None required
On-the-job training
Short-term on-the-job training
Job outlook, 2025–35
-0.3% (slower than average)

Source: BLS Standard Occupational Classification and Employment Projections, 2025–35.

Retail Salesperson salaries elsewhere in California

Frequently asked questions

How much does a retail salesperson make in San Francisco, CA?

The median retail salesperson salary in the San Francisco-Oakland-Fremont, CA metro area is $43,850 a year, or about $21.08 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $40,010 and $47,900.

What is a retail salesperson’s take-home pay in San Francisco, CA?

On the median $43,850 salary, a single filer living in California takes home about $36,100 a year ($3,008 a month) after federal tax, Social Security, Medicare and $1,313 in California taxes in 2026.

Is San Francisco, CA a good place to work as a retail salesperson?

Pay here is 24% above the national median of $35,410. Local prices are 15.6% above the U.S. average, so the take-home pay buys what $31,225 would in a typical U.S. city. San Francisco, CA ranks #20 of 237 metro areas for cost-of-living-adjusted pay in this job.

Can a retail salesperson afford rent in San Francisco, CA?

HUD’s fair market rent for a one-bedroom in San Francisco, CA is $2,620 a month ($3,187 for two bedrooms) — 87% of a median retail salesperson’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.

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Cost of living & all salaries in San Francisco, CA →