Baker Salary in San Francisco, CA
Bakers in the San Francisco-Oakland-Fremont, CA metro area earn a median $46,600 a year — 25% more than the national median. After 2026 taxes, that is $38,164 take-home, or $3,180 a month.
Take-home pay calculator
Pre-filled with the median baker salary in San Francisco, CA. Enter your own offer to see your paycheck.
- Federal income tax$3,412
- Social Security (6.2%)$2,889
- Medicare (1.45%)$676
- California income tax$853
- CA State Disability Insurance (SDI)$606
- Take-home pay$38,164
Marginal rate: 12% federal + 4.00% state
Baker pay by experience in San Francisco, CA
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $37,650 | $18.10 | $31,447 | $2,621 |
| 25th percentile | $40,930 | $19.68 | $33,909 | $2,826 |
| Median (50th) | $46,600 | $22.40 | $38,164 | $3,180 |
| 75th percentile | $48,470 | $23.30 | $39,538 | $3,295 |
| 90th percentile (top earners) | $61,030 | $29.34 | $48,713 | $4,059 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, California resident, 2026 tax rules.
What $46,600 buys in San Francisco, CA
Prices in San Francisco, CA are 15.6% higher than the U.S. average (housing costs are 1.95× the national average). Adjusted for local prices, a median baker's $38,164 take-home pay has the buying power of $33,010 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
San Francisco, CA has 1.3× the national concentration of baker jobs — a strong local market for this occupation.
Best-paying cities for bakers, adjusted for cost of living
San Francisco, CA ranks #17 of 98 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | Chattanooga, TN | $40,880 | $35,027 | $38,296 |
| 2 | Seattle, WA | $48,180 | $40,893 | $36,796 |
| 3 | Spokane, WA | $42,770 | $36,546 | $36,420 |
| 4 | Bakersfield, CA | $42,470 | $35,064 | $34,756 |
| 5 | Des Moines, IA | $37,680 | $31,676 | $34,543 |
| 6 | Stockton, CA | $43,760 | $36,033 | $34,288 |
| 7 | Urban Honolulu, HI | $47,150 | $37,986 | $34,234 |
| 8 | Las Vegas, NV | $39,890 | $34,232 | $34,158 |
| 17 | San Francisco, CA | $46,600 | $38,164 | $33,010 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 98 metros →
Baker salaries elsewhere in California
- Bakersfield, CA — $42,470
- Stockton, CA — $43,760
- Santa Rosa, CA — $44,650
- San Jose, CA — $45,480
- Sacramento, CA — $42,910
- Riverside, CA — $41,790
- Fresno, CA — $39,260
- San Diego, CA — $43,080
Frequently asked questions
How much does a baker make in San Francisco, CA?
The median baker salary in the San Francisco-Oakland-Fremont, CA metro area is $46,600 a year, or about $22.40 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $40,930 and $48,470.
What is a baker’s take-home pay in San Francisco, CA?
On the median $46,600 salary, a single filer living in California takes home about $38,164 a year ($3,180 a month) after federal tax, Social Security, Medicare and $1,459 in California taxes in 2026.
Is San Francisco, CA a good place to work as a baker?
Pay here is 25% above the national median of $37,160. Local prices are 15.6% above the U.S. average, so the take-home pay buys what $33,010 would in a typical U.S. city. San Francisco, CA ranks #17 of 98 metro areas for cost-of-living-adjusted pay in this job.
Can a baker afford rent in San Francisco, CA?
HUD’s fair market rent for a one-bedroom in San Francisco, CA is $2,620 a month ($3,187 for two bedrooms) — 82% of a median baker’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.
Related jobs in San Francisco, CA
- Stationary Engineer and Boiler Operator — $129,930
- Water and Wastewater Treatment Plant and System Operator — $125,160
- Petroleum Pump System Operators, Refinery Operators, and Gaugers — $117,660
- First-Line Supervisor of Production and Operating Workers — $91,500
- Chemical Equipment Operator and Tender — $71,210
- Machinist — $67,750
- Welders, Cutters, Solderers, and Brazers — $64,320
- Inspectors, Testers, Sorters, Samplers, and Weighers — $62,340
- Separating, Filtering, Clarifying, Precipitating, and Still Machine Setters, Operators, and Tenders — $62,320
- Mixing and Blending Machine Setters, Operators, and Tenders — $60,720
- Miscellaneous Assembler and Fabricator — $60,250
- Cabinetmaker and Bench Carpenter — $59,870