Bill and Account Collector Salary in New York, NY
Bill and Account Collectors in the New York-Newark-Jersey City, NY-NJ metro area earn a median $54,370 a year — 16% more than the national median. After 2026 taxes, that is $43,527 take-home, or $3,627 a month.
Take-home pay calculator
Pre-filled with the median bill and account collector salary in New York, NY. Enter your own offer to see your paycheck.
- Federal income tax$4,344
- Social Security (6.2%)$3,371
- Medicare (1.45%)$788
- New York income tax$2,339
- Take-home pay$43,527
Marginal rate: 12% federal + 5.40% state
Living in New York City? City residents also pay New York City’s city income tax — about $1,675 a year on this salary — which lowers take-home pay to $41,853 ($3,488 a month). Choose “New York City” under City income tax in the calculator. Suburban residents usually don’t pay it.
The New York-Newark-Jersey City, NY-NJ metro spans New York, New Jersey. Pick the state you live in — state income tax follows your residence.
Got an offer somewhere else? Compare it with this one after taxes and rent →
Bill and Account Collector pay by experience in New York, NY
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $40,580 | $19.51 | $33,192 | $2,766 |
| 25th percentile | $45,960 | $22.10 | $37,224 | $3,102 |
| Median (50th) | $54,370 | $26.14 | $43,527 | $3,627 |
| 75th percentile | $68,180 | $32.78 | $53,710 | $4,476 |
| 90th percentile (top earners) | $82,940 | $39.88 | $63,297 | $5,275 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, New York resident, 2026 tax rules.
What $54,370 buys in New York, NY
Prices in New York, NY are 12.6% higher than the U.S. average (housing costs are 1.49× the national average). Adjusted for local prices, a median bill and account collector's $43,527 take-home pay has the buying power of $38,669 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
Bill and Account Collector jobs are less concentrated in New York, NY than nationally (location quotient 0.64), so openings may be scarcer.
Best-paying cities for bill and account collectors, adjusted for cost of living
New York, NY ranks #5 of 10 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | Los Angeles, CA | $57,440 | $46,090 | $40,585 |
| 2 | Dallas, TX | $47,790 | $40,579 | $39,363 |
| 3 | Philadelphia, PA | $49,110 | $40,132 | $39,133 |
| 4 | Atlanta, GA | $48,350 | $39,143 | $39,120 |
| 5 | New York, NY | $54,370 | $43,527 | $38,669 |
| 6 | Houston, TX | $44,670 | $38,072 | $38,602 |
| 7 | Phoenix, AZ | $47,740 | $39,554 | $38,285 |
| 8 | Chicago, IL | $49,390 | $39,565 | $38,192 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 10 metros →
About the job: bill and account collectors
Locate and notify customers of delinquent accounts by mail, telephone, or personal visit to solicit payment. Duties include receiving payment and posting amount to customer’s account, preparing statements to credit department if customer fails to respond, initiating repossession proceedings or service disconnection, and keeping records of collection and status of accounts.
- Typical education
- High school diploma or equivalent
- Work experience
- None required
- On-the-job training
- Moderate-term on-the-job training
- Job outlook, 2025–35
- -10.4% (declining)
Source: BLS Standard Occupational Classification and Employment Projections, 2025–35.
Bill and Account Collector salaries elsewhere in New York
- Buffalo, NY — $40,260
Frequently asked questions
How much does a bill and account collector make in New York, NY?
The median bill and account collector salary in the New York-Newark-Jersey City, NY-NJ metro area is $54,370 a year, or about $26.14 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $45,960 and $68,180.
What is a bill and account collector’s take-home pay in New York, NY?
On the median $54,370 salary, a single filer living in New York takes home about $43,527 a year ($3,627 a month) after federal tax, Social Security, Medicare and $2,339 in New York taxes in 2026.
Is New York, NY a good place to work as a bill and account collector?
Pay here is 16% above the national median of $47,030. Local prices are 12.6% above the U.S. average, so the take-home pay buys what $38,669 would in a typical U.S. city. New York, NY ranks #5 of 10 metro areas for cost-of-living-adjusted pay in this job.
Can a bill and account collector afford rent in New York, NY?
HUD’s fair market rent for a one-bedroom in New York, NY is $2,378 a month ($2,697 for two bedrooms) — 66% of a median bill and account collector’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.
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