Carpenter Salary in South Bend, IN
Carpenters in the South Bend-Mishawaka, IN-MI metro area earn a median $61,690 a year — 2% more than the national median. After 2026 taxes, that is $49,958 take-home, or $4,163 a month.
Take-home pay calculator
Pre-filled with the median carpenter salary in South Bend, IN. Enter your own offer to see your paycheck.
- Federal income tax$5,223
- Social Security (6.2%)$3,825
- Medicare (1.45%)$895
- Indiana income tax$1,790
- Take-home pay$49,958
Marginal rate: 12% federal + 2.95% state
The South Bend-Mishawaka, IN-MI metro spans Indiana, Michigan. Pick the state you live in — state income tax follows your residence.
Carpenter pay by experience in South Bend, IN
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $45,090 | $21.68 | $37,109 | $3,092 |
| 25th percentile | $49,160 | $23.63 | $40,259 | $3,355 |
| Median (50th) | $61,690 | $29.66 | $49,958 | $4,163 |
| 75th percentile | $70,060 | $33.68 | $56,080 | $4,673 |
| 90th percentile (top earners) | $78,710 | $37.84 | $61,910 | $5,159 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Indiana resident, 2026 tax rules.
What $61,690 buys in South Bend, IN
Prices in South Bend, IN are 7.1% lower than the U.S. average (housing costs are 25% below the national average). Adjusted for local prices, a median carpenter's $49,958 take-home pay has the buying power of $53,800 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
Carpenter jobs are about as common in South Bend, IN as in the U.S. overall (location quotient 0.87).
Best-paying cities for carpenters, adjusted for cost of living
South Bend, IN ranks #45 of 194 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | Oshkosh, WI | $84,430 | $65,132 | $70,088 |
| 2 | Peoria, IL | $75,280 | $58,208 | $63,803 |
| 3 | Urban Honolulu, HI | $94,310 | $69,540 | $62,670 |
| 4 | Rockford, IL | $72,770 | $56,566 | $61,382 |
| 5 | Springfield, MA | $75,520 | $58,402 | $60,797 |
| 6 | Chicago, IL | $80,440 | $61,583 | $59,445 |
| 7 | St. Louis, MO | $70,990 | $56,372 | $59,284 |
| 8 | Elkhart, IN | $65,520 | $52,922 | $58,591 |
| 45 | South Bend, IN | $61,690 | $49,958 | $53,800 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 194 metros →
Carpenter salaries elsewhere in Indiana
- Elkhart, IN — $65,520
- Evansville, IN — $64,690
- Indianapolis, IN — $65,070
- Fort Wayne, IN — $60,400
Frequently asked questions
How much does a carpenter make in South Bend, IN?
The median carpenter salary in the South Bend-Mishawaka, IN-MI metro area is $61,690 a year, or about $29.66 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $49,160 and $70,060.
What is a carpenter’s take-home pay in South Bend, IN?
On the median $61,690 salary, a single filer living in Indiana takes home about $49,958 a year ($4,163 a month) after federal tax, Social Security, Medicare and $1,790 in Indiana taxes in 2026.
Is South Bend, IN a good place to work as a carpenter?
Pay here is 2% above the national median of $60,580. Local prices are 7.1% below the U.S. average, so the take-home pay buys what $53,800 would in a typical U.S. city. South Bend, IN ranks #45 of 194 metro areas for cost-of-living-adjusted pay in this job.
Can a carpenter afford rent in South Bend, IN?
HUD’s fair market rent for a one-bedroom in South Bend, IN is $1,073 a month ($1,244 for two bedrooms) — 26% of a median carpenter’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.
Related jobs in South Bend, IN
- First-Line Supervisor of Construction Trades and Extraction Workers — $82,470
- Plumbers, Pipefitters, and Steamfitters — $74,190
- Electrician — $74,150
- Construction Laborer — $50,870