Carpenter Salary in Elkhart, IN
Carpenters in the Elkhart-Goshen, IN metro area earn a median $65,520 a year — 8% more than the national median. After 2026 taxes, that is $52,922 take-home, or $4,410 a month.
Take-home pay calculator
Pre-filled with the median carpenter salary in Elkhart, IN. Enter your own offer to see your paycheck.
- Federal income tax$5,682
- Social Security (6.2%)$4,062
- Medicare (1.45%)$950
- Indiana income tax$1,903
- Take-home pay$52,922
Marginal rate: 12% federal + 2.95% state
Carpenter pay by experience in Elkhart, IN
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $44,800 | $21.54 | $36,885 | $3,074 |
| 25th percentile | $49,520 | $23.81 | $40,538 | $3,378 |
| Median (50th) | $65,520 | $31.50 | $52,922 | $4,410 |
| 75th percentile | $90,720 | $43.62 | $70,005 | $5,834 |
| 90th percentile (top earners) | $100,890 | $48.50 | $76,859 | $6,405 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Indiana resident, 2026 tax rules.
What $65,520 buys in Elkhart, IN
Prices in Elkhart, IN are 9.7% lower than the U.S. average (housing costs are 36% below the national average). Adjusted for local prices, a median carpenter's $52,922 take-home pay has the buying power of $58,591 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
Elkhart, IN has 2.1× the national concentration of carpenter jobs — a strong local market for this occupation.
Best-paying cities for carpenters, adjusted for cost of living
Elkhart, IN ranks #8 of 194 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | Oshkosh, WI | $84,430 | $65,132 | $70,088 |
| 2 | Peoria, IL | $75,280 | $58,208 | $63,803 |
| 3 | Urban Honolulu, HI | $94,310 | $69,540 | $62,670 |
| 4 | Rockford, IL | $72,770 | $56,566 | $61,382 |
| 5 | Springfield, MA | $75,520 | $58,402 | $60,797 |
| 6 | Chicago, IL | $80,440 | $61,583 | $59,445 |
| 7 | St. Louis, MO | $70,990 | $56,372 | $59,284 |
| 8 | Elkhart, IN | $65,520 | $52,922 | $58,591 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 194 metros →
Carpenter salaries elsewhere in Indiana
- Evansville, IN — $64,690
- Indianapolis, IN — $65,070
- South Bend, IN — $61,690
- Fort Wayne, IN — $60,400
Frequently asked questions
How much does a carpenter make in Elkhart, IN?
The median carpenter salary in the Elkhart-Goshen, IN metro area is $65,520 a year, or about $31.50 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $49,520 and $90,720.
What is a carpenter’s take-home pay in Elkhart, IN?
On the median $65,520 salary, a single filer living in Indiana takes home about $52,922 a year ($4,410 a month) after federal tax, Social Security, Medicare and $1,903 in Indiana taxes in 2026.
Is Elkhart, IN a good place to work as a carpenter?
Pay here is 8% above the national median of $60,580. Local prices are 9.7% below the U.S. average, so the take-home pay buys what $58,591 would in a typical U.S. city. Elkhart, IN ranks #8 of 194 metro areas for cost-of-living-adjusted pay in this job.
Can a carpenter afford rent in Elkhart, IN?
HUD’s fair market rent for a one-bedroom in Elkhart, IN is $992 a month ($1,183 for two bedrooms) — 22% of a median carpenter’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.
Related jobs in Elkhart, IN
- First-Line Supervisor of Construction Trades and Extraction Workers — $80,690
- Sheet Metal Worker — $61,340
- Electrician — $58,640
- Construction Laborer — $47,780