Carpenter Salary in St. Cloud, MN
Carpenters in the St. Cloud, MN metro area earn a median $60,600 a year — 0% more than the national median. After 2026 taxes, that is $48,275 take-home, or $4,023 a month.
Take-home pay calculator
Pre-filled with the median carpenter salary in St. Cloud, MN. Enter your own offer to see your paycheck.
- Federal income tax$5,092
- Social Security (6.2%)$3,757
- Medicare (1.45%)$879
- Minnesota income tax$2,597
- Take-home pay$48,275
Marginal rate: 12% federal + 6.80% state
Carpenter pay by experience in St. Cloud, MN
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $45,570 | $21.91 | $37,176 | $3,098 |
| 25th percentile | $48,610 | $23.37 | $39,456 | $3,288 |
| Median (50th) | $60,600 | $29.13 | $48,275 | $4,023 |
| 75th percentile | $76,500 | $36.78 | $58,969 | $4,914 |
| 90th percentile (top earners) | $89,510 | $43.03 | $67,237 | $5,603 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Minnesota resident, 2026 tax rules.
What $60,600 buys in St. Cloud, MN
Prices in St. Cloud, MN are 12.4% lower than the U.S. average (housing costs are 35% below the national average). Adjusted for local prices, a median carpenter's $48,275 take-home pay has the buying power of $55,088 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
St. Cloud, MN has 1.3× the national concentration of carpenter jobs — a strong local market for this occupation.
Best-paying cities for carpenters, adjusted for cost of living
St. Cloud, MN ranks #24 of 194 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | Oshkosh, WI | $84,430 | $65,132 | $70,088 |
| 2 | Peoria, IL | $75,280 | $58,208 | $63,803 |
| 3 | Urban Honolulu, HI | $94,310 | $69,540 | $62,670 |
| 4 | Rockford, IL | $72,770 | $56,566 | $61,382 |
| 5 | Springfield, MA | $75,520 | $58,402 | $60,797 |
| 6 | Chicago, IL | $80,440 | $61,583 | $59,445 |
| 7 | St. Louis, MO | $70,990 | $56,372 | $59,284 |
| 8 | Elkhart, IN | $65,520 | $52,922 | $58,591 |
| 24 | St. Cloud, MN | $60,600 | $48,275 | $55,088 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 194 metros →
Carpenter salaries elsewhere in Minnesota
- Rochester, MN — $63,610
- Minneapolis, MN — $74,060
- Duluth, MN — $60,520
Frequently asked questions
How much does a carpenter make in St. Cloud, MN?
The median carpenter salary in the St. Cloud, MN metro area is $60,600 a year, or about $29.13 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $48,610 and $76,500.
What is a carpenter’s take-home pay in St. Cloud, MN?
On the median $60,600 salary, a single filer living in Minnesota takes home about $48,275 a year ($4,023 a month) after federal tax, Social Security, Medicare and $2,597 in Minnesota taxes in 2026.
Is St. Cloud, MN a good place to work as a carpenter?
Pay here is 0% above the national median of $60,580. Local prices are 12.4% below the U.S. average, so the take-home pay buys what $55,088 would in a typical U.S. city. St. Cloud, MN ranks #24 of 194 metro areas for cost-of-living-adjusted pay in this job.
Can a carpenter afford rent in St. Cloud, MN?
HUD’s fair market rent for a one-bedroom in St. Cloud, MN is $919 a month ($1,206 for two bedrooms) — 23% of a median carpenter’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.
Related jobs in St. Cloud, MN
- First-Line Supervisor of Construction Trades and Extraction Workers — $95,860
- Plumbers, Pipefitters, and Steamfitters — $90,230
- Electrician — $81,890
- Operating Engineer and Other Construction Equipment Operator — $79,530
- Construction Laborer — $57,820