Claims Adjusters, Examiners, and Investigators Salary in Miami, FL
Claims Adjusters, Examiners, and Investigators in the Miami-Fort Lauderdale-West Palm Beach, FL metro area earn a median $78,730 a year — 1% more than the national median. After 2026 taxes, that is $64,217 take-home, or $5,351 a month.
Take-home pay calculator
Pre-filled with the median claims adjusters, examiners, and investigators salary in Miami, FL. Enter your own offer to see your paycheck.
- Federal income tax$8,491
- Social Security (6.2%)$4,881
- Medicare (1.45%)$1,142
- Florida income tax$0
- Take-home pay$64,217
Marginal rate: 22% federal + 0.00% state
Got an offer somewhere else? Compare it with this one after taxes and rent →
Claims Adjusters, Examiners, and Investigators pay by experience in Miami, FL
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $47,970 | $23.06 | $40,724 | $3,394 |
| 25th percentile | $61,990 | $29.80 | $51,989 | $4,332 |
| Median (50th) | $78,730 | $37.85 | $64,217 | $5,351 |
| 75th percentile | $97,330 | $46.79 | $77,302 | $6,442 |
| 90th percentile (top earners) | $120,940 | $58.14 | $93,911 | $7,826 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Florida resident, 2026 tax rules.
What $78,730 buys in Miami, FL
Prices in Miami, FL are 14.2% higher than the U.S. average (housing costs are 1.56× the national average). Adjusted for local prices, a median claims adjusters, examiners, and investigators's $64,217 take-home pay has the buying power of $56,254 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
Claims Adjusters, Examiners, and Investigators jobs are about as common in Miami, FL as in the U.S. overall (location quotient 0.89).
Best-paying cities for claims adjusters, examiners, and investigators, adjusted for cost of living
Miami, FL ranks #26 of 30 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | Baltimore, MD | $98,700 | $73,941 | $70,766 |
| 2 | San Antonio, TX | $81,830 | $66,397 | $70,102 |
| 3 | Nashville, TN | $78,030 | $63,724 | $66,146 |
| 4 | Kansas City, MO | $78,090 | $61,033 | $65,951 |
| 5 | San Francisco, CA | $105,340 | $76,000 | $65,737 |
| 6 | Houston, TX | $78,820 | $64,280 | $65,173 |
| 7 | Dallas, TX | $82,890 | $67,143 | $65,131 |
| 8 | Milwaukee, WI | $79,770 | $62,101 | $64,063 |
| 26 | Miami, FL | $78,730 | $64,217 | $56,254 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 30 metros →
About the job: claims adjusters, examiners, and investigators
Review settled claims to determine that payments and settlements are made in accordance with company practices and procedures. Confer with legal counsel on claims requiring litigation. May also settle insurance claims.
- Typical education
- High school diploma or equivalent
- Work experience
- None required
- On-the-job training
- Long-term on-the-job training
- Job outlook, 2025–35
- -5.5% (declining)
Source: BLS Standard Occupational Classification and Employment Projections, 2025–35.
Claims Adjusters, Examiners, and Investigators salaries elsewhere in Florida
- Tampa, FL — $77,990
- Orlando, FL — $76,630
Frequently asked questions
How much does a claims adjusters, examiners, and investigators make in Miami, FL?
The median claims adjusters, examiners, and investigators salary in the Miami-Fort Lauderdale-West Palm Beach, FL metro area is $78,730 a year, or about $37.85 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $61,990 and $97,330.
What is a claims adjusters, examiners, and investigators’s take-home pay in Miami, FL?
On the median $78,730 salary, a single filer living in Florida takes home about $64,217 a year ($5,351 a month) after federal tax, Social Security, Medicare in 2026.
Is Miami, FL a good place to work as a claims adjusters, examiners, and investigators?
Pay here is 1% above the national median of $78,000. Local prices are 14.2% above the U.S. average, so the take-home pay buys what $56,254 would in a typical U.S. city. Miami, FL ranks #26 of 30 metro areas for cost-of-living-adjusted pay in this job.
Can a claims adjusters, examiners, and investigators afford rent in Miami, FL?
HUD’s fair market rent for a one-bedroom in Miami, FL is $1,942 a month ($2,359 for two bedrooms) — 36% of a median claims adjusters, examiners, and investigators’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.
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