Credit Analyst Salary in Denver, CO
Credit Analysts in the Denver-Aurora-Centennial, CO metro area earn a median $81,380 a year — 3% less than the national median. After 2026 taxes, that is $63,209 take-home, or $5,267 a month.
Take-home pay calculator
Pre-filled with the median credit analyst salary in Denver, CO. Enter your own offer to see your paycheck.
- Federal income tax$9,074
- Social Security (6.2%)$5,046
- Medicare (1.45%)$1,180
- Colorado income tax$2,872
- Take-home pay$63,209
Marginal rate: 22% federal + 4.40% state
Credit Analyst pay by experience in Denver, CO
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $62,600 | $30.10 | $50,433 | $4,203 |
| 25th percentile | $75,970 | $36.52 | $59,641 | $4,970 |
| Median (50th) | $81,380 | $39.13 | $63,209 | $5,267 |
| 75th percentile | $105,040 | $50.50 | $78,812 | $6,568 |
| 90th percentile (top earners) | $164,680 | $79.17 | $117,287 | $9,774 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Colorado resident, 2026 tax rules.
What $81,380 buys in Denver, CO
Prices in Denver, CO are 5.8% higher than the U.S. average (housing costs are 1.47× the national average). Adjusted for local prices, a median credit analyst's $63,209 take-home pay has the buying power of $59,754 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
Credit Analyst jobs are about as common in Denver, CO as in the U.S. overall (location quotient 0.81).
Best-paying cities for credit analysts, adjusted for cost of living
Denver, CO ranks #23 of 30 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | New York, NY | $136,500 | $97,551 | $86,663 |
| 2 | Charlotte, NC | $100,640 | $76,123 | $78,197 |
| 3 | Buffalo, NY | $99,640 | $74,088 | $77,301 |
| 4 | Washington, DC | $114,700 | $82,740 | $75,990 |
| 5 | San Francisco, CA | $122,590 | $86,291 | $74,638 |
| 6 | Boston, MA | $101,890 | $75,635 | $69,860 |
| 7 | Philadelphia, PA | $92,460 | $71,037 | $69,268 |
| 8 | Jacksonville, FL | $83,160 | $67,333 | $67,682 |
| 23 | Denver, CO | $81,380 | $63,209 | $59,754 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 30 metros →
Frequently asked questions
How much does a credit analyst make in Denver, CO?
The median credit analyst salary in the Denver-Aurora-Centennial, CO metro area is $81,380 a year, or about $39.13 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $75,970 and $105,040.
What is a credit analyst’s take-home pay in Denver, CO?
On the median $81,380 salary, a single filer living in Colorado takes home about $63,209 a year ($5,267 a month) after federal tax, Social Security, Medicare and $2,872 in Colorado taxes in 2026.
Is Denver, CO a good place to work as a credit analyst?
Pay here is 3% below the national median of $83,510. Local prices are 5.8% above the U.S. average, so the take-home pay buys what $59,754 would in a typical U.S. city. Denver, CO ranks #23 of 30 metro areas for cost-of-living-adjusted pay in this job.
Can a credit analyst afford rent in Denver, CO?
HUD’s fair market rent for a one-bedroom in Denver, CO is $1,754 a month ($2,089 for two bedrooms) — 33% of a median credit analyst’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.
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