Customer Service Representative Salary in Palm Bay, FL

Customer Service Representatives in the Palm Bay-Melbourne-Titusville, FL metro area earn a median $37,760 a year — 16% less than the national median. After 2026 taxes, that is $32,520 take-home, or $2,710 a month.

Median salary
$37,760
$18.15 per hour
Typical range
$30,770 – $59,510
10th to 90th percentile
Jobs in Palm Bay, FL
4,700
1.15× national concentration

Take-home pay calculator

Pre-filled with the median customer service representative salary in Palm Bay, FL. Enter your own offer to see your paycheck.

Customer Service Representative in Palm Bay, FL
Deductions, kids & local tax

2026 tax year. Federal brackets from IRS Rev. Proc. 2025-32.

Your take-home pay
$32,520
per year · effective tax rate 13.9%
$2,710Monthly
$1,355Twice a month
$1,251Every 2 weeks
$15.63Hourly
  • Federal income tax$2,351
  • Social Security (6.2%)$2,341
  • Medicare (1.45%)$548
  • Florida income tax$0
  • Take-home pay$32,520

Marginal rate: 12% federal + 0.00% state

Customer Service Representative pay by experience in Palm Bay, FL

PercentileSalaryHourlyTake-home / yrPer month
10th percentile (entry level)$30,770$14.79$26,904$2,242
25th percentile$34,730$16.70$30,086$2,507
Median (50th)$37,760$18.15$32,520$2,710
75th percentile$45,980$22.11$39,125$3,260
90th percentile (top earners)$59,510$28.61$49,996$4,166

Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Florida resident, 2026 tax rules.

What $37,760 buys in Palm Bay, FL

Prices in Palm Bay, FL are 0.0% higher than the U.S. average (housing costs are 1.12× the national average). Adjusted for local prices, a median customer service representative's $32,520 take-home pay has the buying power of $32,519 in a typical American city.

1-bedroom rent
$1,478
55% of monthly take-home
2-bedroom rent
$1,709
63% of monthly take-home
Left after 1-BR rent
$1,232
per month for everything else

Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.

Customer Service Representative jobs are about as common in Palm Bay, FL as in the U.S. overall (location quotient 1.15).

Best-paying cities for customer service representatives, adjusted for cost of living

Palm Bay, FL ranks #342 of 357 metro areas once taxes and local prices are taken into account.

#Metro areaMedian salaryTake-homeReal value*
1St. Cloud, MN $48,120$39,089$44,605
2Dubuque, IA $46,670$38,558$44,153
3Des Moines, IA $48,880$40,249$43,892
4San Jose, CA $60,480$48,311$43,751
5Elkhart, IN $48,000$39,362$43,578
6Bismarck, ND $46,240$39,334$43,213
7Fond du Lac, WI $47,500$39,037$42,597
8Midland, MI $48,250$39,149$42,590
342Palm Bay, FL$37,760$32,520$32,519

*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 357 metros →

Customer Service Representative salaries elsewhere in Florida

Frequently asked questions

How much does a customer service representative make in Palm Bay, FL?

The median customer service representative salary in the Palm Bay-Melbourne-Titusville, FL metro area is $37,760 a year, or about $18.15 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $34,730 and $45,980.

What is a customer service representative’s take-home pay in Palm Bay, FL?

On the median $37,760 salary, a single filer living in Florida takes home about $32,520 a year ($2,710 a month) after federal tax, Social Security, Medicare in 2026.

Is Palm Bay, FL a good place to work as a customer service representative?

Pay here is 16% below the national median of $44,770. Local prices are 0.0% above the U.S. average, so the take-home pay buys what $32,519 would in a typical U.S. city. Palm Bay, FL ranks #342 of 357 metro areas for cost-of-living-adjusted pay in this job.

Can a customer service representative afford rent in Palm Bay, FL?

HUD’s fair market rent for a one-bedroom in Palm Bay, FL is $1,478 a month ($1,709 for two bedrooms) — 55% of a median customer service representative’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.

Related jobs in Palm Bay, FL

Cost of living & all salaries in Palm Bay, FL →