Insurance Claim and Policy Processing Clerk Salary in Philadelphia, PA
Insurance Claims and Policy Processing Clerks in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro area earn a median $57,150 a year — 16% more than the national median. After 2026 taxes, that is $46,346 take-home, or $3,862 a month.
Take-home pay calculator
Pre-filled with the median insurance claim and policy processing clerk salary in Philadelphia, PA. Enter your own offer to see your paycheck.
- Federal income tax$4,678
- Social Security (6.2%)$3,543
- Medicare (1.45%)$829
- Pennsylvania income tax$1,755
- Take-home pay$46,346
Marginal rate: 12% federal + 3.07% state
Living in Philadelphia? City residents also pay Philadelphia’s Resident Wage Tax — about $2,137 a year on this salary — which lowers take-home pay to $44,208 ($3,684 a month). Choose “Philadelphia” under City income tax in the calculator. Suburban residents usually don’t pay it.
The Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro spans Pennsylvania, New Jersey, Delaware, Maryland. Pick the state you live in — state income tax follows your residence.
Got an offer somewhere else? Compare it with this one after taxes and rent →
Insurance Claim and Policy Processing Clerk pay by experience in Philadelphia, PA
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $42,990 | $20.67 | $35,403 | $2,950 |
| 25th percentile | $46,800 | $22.50 | $38,347 | $3,196 |
| Median (50th) | $57,150 | $27.48 | $46,346 | $3,862 |
| 75th percentile | $63,370 | $30.47 | $51,152 | $4,263 |
| 90th percentile (top earners) | $75,680 | $36.38 | $59,748 | $4,979 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Pennsylvania resident, 2026 tax rules.
What $57,150 buys in Philadelphia, PA
Prices in Philadelphia, PA are 2.6% higher than the U.S. average (housing costs are 1.13× the national average). Adjusted for local prices, a median insurance claim and policy processing clerk's $46,346 take-home pay has the buying power of $45,191 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
Insurance Claim and Policy Processing Clerk jobs are about as common in Philadelphia, PA as in the U.S. overall (location quotient 0.86).
Best-paying cities for insurance claims and policy processing clerks, adjusted for cost of living
Philadelphia, PA ranks #3 of 20 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | San Antonio, TX | $55,910 | $47,104 | $49,731 |
| 2 | Dallas, TX | $57,340 | $48,253 | $46,806 |
| 3 | Philadelphia, PA | $57,150 | $46,346 | $45,191 |
| 4 | Indianapolis, IN | $52,070 | $42,512 | $44,424 |
| 5 | Minneapolis, MN | $58,260 | $46,554 | $44,412 |
| 6 | San Francisco, CA | $64,260 | $51,049 | $44,155 |
| 7 | Cleveland, OH | $47,800 | $40,055 | $42,647 |
| 8 | New York, NY | $60,070 | $47,799 | $42,465 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 20 metros →
About the job: insurance claims and policy processing clerks
Process new insurance policies, modifications to existing policies, and claims forms. Obtain information from policyholders to verify the accuracy and completeness of information on claims forms, applications and related documents, and company records. Update existing policies and company records to reflect changes requested by policyholders and insurance company representatives.
- Typical education
- High school diploma or equivalent
- Work experience
- None required
- On-the-job training
- Moderate-term on-the-job training
- Job outlook, 2025–35
- -1.9% (declining)
Source: BLS Standard Occupational Classification and Employment Projections, 2025–35.
Frequently asked questions
How much does a insurance claim and policy processing clerk make in Philadelphia, PA?
The median insurance claim and policy processing clerk salary in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro area is $57,150 a year, or about $27.48 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $46,800 and $63,370.
What is a insurance claim and policy processing clerk’s take-home pay in Philadelphia, PA?
On the median $57,150 salary, a single filer living in Pennsylvania takes home about $46,346 a year ($3,862 a month) after federal tax, Social Security, Medicare and $1,755 in Pennsylvania taxes in 2026.
Is Philadelphia, PA a good place to work as a insurance claim and policy processing clerk?
Pay here is 16% above the national median of $49,230. Local prices are 2.6% above the U.S. average, so the take-home pay buys what $45,191 would in a typical U.S. city. Philadelphia, PA ranks #3 of 20 metro areas for cost-of-living-adjusted pay in this job.
Can a insurance claim and policy processing clerk afford rent in Philadelphia, PA?
HUD’s fair market rent for a one-bedroom in Philadelphia, PA is $1,520 a month ($1,810 for two bedrooms) — 39% of a median insurance claim and policy processing clerk’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.
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