Loan Interviewer and Clerk Salary in Houston, TX
Loan Interviewers and Clerks in the Houston-Pasadena-The Woodlands, TX metro area earn a median $49,220 a year — 2% less than the national median. After 2026 taxes, that is $41,728 take-home, or $3,477 a month.
Take-home pay calculator
Pre-filled with the median loan interviewer and clerk salary in Houston, TX. Enter your own offer to see your paycheck.
- Federal income tax$3,726
- Social Security (6.2%)$3,052
- Medicare (1.45%)$714
- Texas income tax$0
- Take-home pay$41,728
Marginal rate: 12% federal + 0.00% state
Got an offer somewhere else? Compare it with this one after taxes and rent →
Loan Interviewer and Clerk pay by experience in Houston, TX
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $38,580 | $18.55 | $33,179 | $2,765 |
| 25th percentile | $45,730 | $21.99 | $38,924 | $3,244 |
| Median (50th) | $49,220 | $23.66 | $41,728 | $3,477 |
| 75th percentile | $59,540 | $28.63 | $50,020 | $4,168 |
| 90th percentile (top earners) | $72,010 | $34.62 | $59,489 | $4,957 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Texas resident, 2026 tax rules.
What $49,220 buys in Houston, TX
Prices in Houston, TX are 1.4% lower than the U.S. average (housing costs are 1.05× the national average). Adjusted for local prices, a median loan interviewer and clerk's $41,728 take-home pay has the buying power of $42,308 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
Loan Interviewer and Clerk jobs are less concentrated in Houston, TX than nationally (location quotient 0.71), so openings may be scarcer.
Best-paying cities for loan interviewers and clerks, adjusted for cost of living
Houston, TX ranks #3 of 9 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | Philadelphia, PA | $53,780 | $43,741 | $42,652 |
| 2 | New York, NY | $60,190 | $47,889 | $42,545 |
| 3 | Houston, TX | $49,220 | $41,728 | $42,308 |
| 4 | Dallas, TX | $51,470 | $43,536 | $42,231 |
| 5 | Detroit, MI | $51,500 | $41,622 | $41,499 |
| 6 | Chicago, IL | $53,870 | $42,943 | $41,453 |
| 7 | Phoenix, AZ | $50,970 | $42,069 | $40,719 |
| 8 | Los Angeles, CA | $54,430 | $43,892 | $38,649 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 9 metros →
About the job: loan interviewers and clerks
Interview loan applicants to elicit information; investigate applicants’ backgrounds and verify references; prepare loan request papers; and forward findings, reports, and documents to appraisal department. Review loan papers to ensure completeness, and complete transactions between loan establishment, borrowers, and sellers upon approval of loan.
- Typical education
- High school diploma or equivalent
- Work experience
- None required
- On-the-job training
- Short-term on-the-job training
- Job outlook, 2025–35
- -2.4% (declining)
Source: BLS Standard Occupational Classification and Employment Projections, 2025–35.
Loan Interviewer and Clerk salaries elsewhere in Texas
- Dallas, TX — $51,470
Frequently asked questions
How much does a loan interviewer and clerk make in Houston, TX?
The median loan interviewer and clerk salary in the Houston-Pasadena-The Woodlands, TX metro area is $49,220 a year, or about $23.66 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $45,730 and $59,540.
What is a loan interviewer and clerk’s take-home pay in Houston, TX?
On the median $49,220 salary, a single filer living in Texas takes home about $41,728 a year ($3,477 a month) after federal tax, Social Security, Medicare in 2026.
Is Houston, TX a good place to work as a loan interviewer and clerk?
Pay here is 2% below the national median of $50,020. Local prices are 1.4% below the U.S. average, so the take-home pay buys what $42,308 would in a typical U.S. city. Houston, TX ranks #3 of 9 metro areas for cost-of-living-adjusted pay in this job.
Can a loan interviewer and clerk afford rent in Houston, TX?
HUD’s fair market rent for a one-bedroom in Houston, TX is $1,316 a month ($1,558 for two bedrooms) — 38% of a median loan interviewer and clerk’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.
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