Loan Interviewer and Clerk Salary in Philadelphia, PA
Loan Interviewers and Clerks in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro area earn a median $53,780 a year — 8% more than the national median. After 2026 taxes, that is $43,741 take-home, or $3,645 a month.
Take-home pay calculator
Pre-filled with the median loan interviewer and clerk salary in Philadelphia, PA. Enter your own offer to see your paycheck.
- Federal income tax$4,274
- Social Security (6.2%)$3,334
- Medicare (1.45%)$780
- Pennsylvania income tax$1,651
- Take-home pay$43,741
Marginal rate: 12% federal + 3.07% state
Living in Philadelphia? City residents also pay Philadelphia’s Resident Wage Tax — about $2,011 a year on this salary — which lowers take-home pay to $41,730 ($3,477 a month). Choose “Philadelphia” under City income tax in the calculator. Suburban residents usually don’t pay it.
The Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro spans Pennsylvania, New Jersey, Delaware, Maryland. Pick the state you live in — state income tax follows your residence.
Got an offer somewhere else? Compare it with this one after taxes and rent →
Loan Interviewer and Clerk pay by experience in Philadelphia, PA
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $35,700 | $17.16 | $29,769 | $2,481 |
| 25th percentile | $46,790 | $22.50 | $38,339 | $3,195 |
| Median (50th) | $53,780 | $25.86 | $43,741 | $3,645 |
| 75th percentile | $62,860 | $30.22 | $50,758 | $4,230 |
| 90th percentile (top earners) | $76,240 | $36.65 | $60,124 | $5,010 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Pennsylvania resident, 2026 tax rules.
What $53,780 buys in Philadelphia, PA
Prices in Philadelphia, PA are 2.6% higher than the U.S. average (housing costs are 1.13× the national average). Adjusted for local prices, a median loan interviewer and clerk's $43,741 take-home pay has the buying power of $42,652 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
Loan Interviewer and Clerk jobs are about as common in Philadelphia, PA as in the U.S. overall (location quotient 0.91).
Best-paying cities for loan interviewers and clerks, adjusted for cost of living
Philadelphia, PA ranks #1 of 9 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | Philadelphia, PA | $53,780 | $43,741 | $42,652 |
| 2 | New York, NY | $60,190 | $47,889 | $42,545 |
| 3 | Houston, TX | $49,220 | $41,728 | $42,308 |
| 4 | Dallas, TX | $51,470 | $43,536 | $42,231 |
| 5 | Detroit, MI | $51,500 | $41,622 | $41,499 |
| 6 | Chicago, IL | $53,870 | $42,943 | $41,453 |
| 7 | Phoenix, AZ | $50,970 | $42,069 | $40,719 |
| 8 | Los Angeles, CA | $54,430 | $43,892 | $38,649 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 9 metros →
About the job: loan interviewers and clerks
Interview loan applicants to elicit information; investigate applicants’ backgrounds and verify references; prepare loan request papers; and forward findings, reports, and documents to appraisal department. Review loan papers to ensure completeness, and complete transactions between loan establishment, borrowers, and sellers upon approval of loan.
- Typical education
- High school diploma or equivalent
- Work experience
- None required
- On-the-job training
- Short-term on-the-job training
- Job outlook, 2025–35
- -2.4% (declining)
Source: BLS Standard Occupational Classification and Employment Projections, 2025–35.
Frequently asked questions
How much does a loan interviewer and clerk make in Philadelphia, PA?
The median loan interviewer and clerk salary in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro area is $53,780 a year, or about $25.86 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $46,790 and $62,860.
What is a loan interviewer and clerk’s take-home pay in Philadelphia, PA?
On the median $53,780 salary, a single filer living in Pennsylvania takes home about $43,741 a year ($3,645 a month) after federal tax, Social Security, Medicare and $1,651 in Pennsylvania taxes in 2026.
Is Philadelphia, PA a good place to work as a loan interviewer and clerk?
Pay here is 8% above the national median of $50,020. Local prices are 2.6% above the U.S. average, so the take-home pay buys what $42,652 would in a typical U.S. city. Philadelphia, PA ranks #1 of 9 metro areas for cost-of-living-adjusted pay in this job.
Can a loan interviewer and clerk afford rent in Philadelphia, PA?
HUD’s fair market rent for a one-bedroom in Philadelphia, PA is $1,520 a month ($1,810 for two bedrooms) — 42% of a median loan interviewer and clerk’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.
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