Loan Officer Salary in Dallas, TX
Loan Officers in the Dallas-Fort Worth-Arlington, TX metro area earn a median $73,930 a year — 4% less than the national median. After 2026 taxes, that is $60,840 take-home, or $5,070 a month.
Take-home pay calculator
Pre-filled with the median loan officer salary in Dallas, TX. Enter your own offer to see your paycheck.
- Federal income tax$7,435
- Social Security (6.2%)$4,584
- Medicare (1.45%)$1,072
- Texas income tax$0
- Take-home pay$60,840
Marginal rate: 22% federal + 0.00% state
Got an offer somewhere else? Compare it with this one after taxes and rent →
Loan Officer pay by experience in Dallas, TX
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $36,510 | $17.55 | $31,516 | $2,626 |
| 25th percentile | $48,080 | $23.12 | $40,812 | $3,401 |
| Median (50th) | $73,930 | $35.54 | $60,840 | $5,070 |
| 75th percentile | $96,320 | $46.31 | $76,591 | $6,383 |
| 90th percentile (top earners) | $131,110 | $63.03 | $100,880 | $8,407 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Texas resident, 2026 tax rules.
What $73,930 buys in Dallas, TX
Prices in Dallas, TX are 3.1% higher than the U.S. average (housing costs are 1.18× the national average). Adjusted for local prices, a median loan officer's $60,840 take-home pay has the buying power of $59,016 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
Loan Officer jobs are about as common in Dallas, TX as in the U.S. overall (location quotient 1.17).
Best-paying cities for loan officers, adjusted for cost of living
Dallas, TX ranks #16 of 21 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | Minneapolis, MN | $102,200 | $75,301 | $71,837 |
| 2 | Boston, MA | $103,400 | $76,622 | $70,772 |
| 3 | Columbus, OH | $82,160 | $65,153 | $68,245 |
| 4 | New York, NY | $101,570 | $75,332 | $66,924 |
| 5 | Washington, DC | $97,800 | $72,288 | $66,390 |
| 6 | Portland, OR | $96,100 | $68,857 | $65,316 |
| 7 | San Francisco, CA | $103,000 | $74,602 | $64,527 |
| 8 | Charlotte, NC | $78,200 | $61,232 | $62,900 |
| 16 | Dallas, TX | $73,930 | $60,840 | $59,016 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 21 metros →
About the job: loan officers
Evaluate, authorize, or recommend approval of commercial, real estate, or credit loans. Advise borrowers on financial status and payment methods.
- Typical education
- Bachelor's degree
- Work experience
- Less than 5 years
- On-the-job training
- Moderate-term on-the-job training
- Job outlook, 2025–35
- +1.1% (slower than average)
Source: BLS Standard Occupational Classification and Employment Projections, 2025–35.
Loan Officer salaries elsewhere in Texas
- Houston, TX — $67,560
Frequently asked questions
How much does a loan officer make in Dallas, TX?
The median loan officer salary in the Dallas-Fort Worth-Arlington, TX metro area is $73,930 a year, or about $35.54 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $48,080 and $96,320.
What is a loan officer’s take-home pay in Dallas, TX?
On the median $73,930 salary, a single filer living in Texas takes home about $60,840 a year ($5,070 a month) after federal tax, Social Security, Medicare in 2026.
Is Dallas, TX a good place to work as a loan officer?
Pay here is 4% below the national median of $76,690. Local prices are 3.1% above the U.S. average, so the take-home pay buys what $59,016 would in a typical U.S. city. Dallas, TX ranks #16 of 21 metro areas for cost-of-living-adjusted pay in this job.
Can a loan officer afford rent in Dallas, TX?
HUD’s fair market rent for a one-bedroom in Dallas, TX is $1,586 a month ($1,858 for two bedrooms) — 31% of a median loan officer’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.
Related jobs in Dallas, TX
- Management Analyst — $102,860
- Financial and Investment Analyst — $100,350
- Project Management Specialist — $98,900
- Business Operations Specialists, All Other — $83,600
- Claims Adjusters, Examiners, and Investigators — $82,890
- Accountant and Auditor — $82,620
- Credit Analyst — $80,530
- Insurance Underwriter — $79,590
- Buyer and Purchasing Agent — $79,420
- Cost Estimator — $79,290
- Compliance Officer — $77,760
- Logistician — $76,510