Training and Development Specialist Salary in Chattanooga, TN
Training and Development Specialists in the Chattanooga, TN-GA metro area earn a median $64,740 a year — 7% less than the national median. After 2026 taxes, that is $54,199 take-home, or $4,517 a month.
Take-home pay calculator
Pre-filled with the median training and development specialist salary in Chattanooga, TN. Enter your own offer to see your paycheck.
- Federal income tax$5,589
- Social Security (6.2%)$4,014
- Medicare (1.45%)$939
- Tennessee income tax$0
- Take-home pay$54,199
Marginal rate: 12% federal + 0.00% state
The Chattanooga, TN-GA metro spans Tennessee, Georgia. Pick the state you live in — state income tax follows your residence.
Training and Development Specialist pay by experience in Chattanooga, TN
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $38,000 | $18.27 | $32,713 | $2,726 |
| 25th percentile | $49,590 | $23.84 | $42,026 | $3,502 |
| Median (50th) | $64,740 | $31.13 | $54,199 | $4,517 |
| 75th percentile | $110,850 | $53.29 | $86,813 | $7,234 |
| 90th percentile (top earners) | $133,970 | $64.41 | $102,834 | $8,570 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Tennessee resident, 2026 tax rules.
What $64,740 buys in Chattanooga, TN
Prices in Chattanooga, TN are 8.5% lower than the U.S. average (housing costs are 23% below the national average). Adjusted for local prices, a median training and development specialist's $54,199 take-home pay has the buying power of $59,257 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
Training and Development Specialist jobs are about as common in Chattanooga, TN as in the U.S. overall (location quotient 1.12).
Best-paying cities for training and development specialists, adjusted for cost of living
Chattanooga, TN ranks #28 of 139 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | San Jose, CA | $104,770 | $75,660 | $68,518 |
| 2 | Augusta, GA | $78,610 | $60,675 | $66,021 |
| 3 | Seattle, WA | $89,550 | $71,828 | $64,633 |
| 4 | Cedar Rapids, IA | $72,120 | $57,478 | $64,609 |
| 5 | Rochester, MN | $76,030 | $58,670 | $64,600 |
| 6 | Des Moines, IA | $74,610 | $59,135 | $64,486 |
| 7 | Bridgeport, CT | $88,880 | $68,044 | $63,673 |
| 8 | Huntsville, AL | $76,360 | $58,996 | $63,388 |
| 28 | Chattanooga, TN | $64,740 | $54,199 | $59,257 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 139 metros →
Training and Development Specialist salaries elsewhere in Tennessee
- Nashville, TN — $66,130
- Memphis, TN — $62,250
- Knoxville, TN — $61,960
Frequently asked questions
How much does a training and development specialist make in Chattanooga, TN?
The median training and development specialist salary in the Chattanooga, TN-GA metro area is $64,740 a year, or about $31.13 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $49,590 and $110,850.
What is a training and development specialist’s take-home pay in Chattanooga, TN?
On the median $64,740 salary, a single filer living in Tennessee takes home about $54,199 a year ($4,517 a month) after federal tax, Social Security, Medicare in 2026.
Is Chattanooga, TN a good place to work as a training and development specialist?
Pay here is 7% below the national median of $69,280. Local prices are 8.5% below the U.S. average, so the take-home pay buys what $59,257 would in a typical U.S. city. Chattanooga, TN ranks #28 of 139 metro areas for cost-of-living-adjusted pay in this job.
Can a training and development specialist afford rent in Chattanooga, TN?
HUD’s fair market rent for a one-bedroom in Chattanooga, TN is $1,263 a month ($1,390 for two bedrooms) — 28% of a median training and development specialist’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.
Related jobs in Chattanooga, TN
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