Software Developer Salary in Palm Bay, FL
Software Developers in the Palm Bay-Melbourne-Titusville, FL metro area earn a median $131,760 a year — 3% less than the national median. After 2026 taxes, that is $101,324 take-home, or $8,444 a month.
Take-home pay calculator
Pre-filled with the median software developer salary in Palm Bay, FL. Enter your own offer to see your paycheck.
- Federal income tax$20,356
- Social Security (6.2%)$8,169
- Medicare (1.45%)$1,911
- Florida income tax$0
- Take-home pay$101,324
Marginal rate: 24% federal + 0.00% state
Got an offer somewhere else? Compare it with this one after taxes and rent →
Software Developer pay by experience in Palm Bay, FL
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $81,760 | $39.31 | $66,348 | $5,529 |
| 25th percentile | $101,910 | $49.00 | $80,524 | $6,710 |
| Median (50th) | $131,760 | $63.35 | $101,324 | $8,444 |
| 75th percentile | $163,040 | $78.38 | $122,704 | $10,225 |
| 90th percentile (top earners) | $200,340 | $96.32 | $149,177 | $12,431 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Florida resident, 2026 tax rules.
What $131,760 buys in Palm Bay, FL
Prices in Palm Bay, FL are 0.0% higher than the U.S. average (housing costs are 1.12× the national average). Adjusted for local prices, a median software developer's $101,324 take-home pay has the buying power of $101,319 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
Palm Bay, FL has 1.9× the national concentration of software developer jobs — a strong local market for this occupation.
Best-paying cities for software developers, adjusted for cost of living
Palm Bay, FL ranks #16 of 72 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | San Jose, CA | $213,110 | $140,222 | $126,987 |
| 2 | Manchester, NH | $162,090 | $122,055 | $115,520 |
| 3 | Seattle, WA | $167,280 | $125,602 | $113,019 |
| 4 | Boulder, CO | $164,560 | $117,211 | $111,415 |
| 5 | Boston, MA | $166,090 | $116,704 | $107,794 |
| 6 | Bridgeport, CT | $162,650 | $114,828 | $107,453 |
| 7 | San Francisco, CA | $186,640 | $123,413 | $106,747 |
| 8 | Austin, TX | $134,120 | $102,937 | $104,967 |
| 16 | Palm Bay, FL | $131,760 | $101,324 | $101,319 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 72 metros →
About the job: software developers
Research, design, and develop computer and network software or specialized utility programs. Analyze user needs and develop software solutions, applying principles and techniques of computer science, engineering, and mathematical analysis. Update software or enhance existing software capabilities. May work with computer hardware engineers to integrate hardware and software systems, and develop specifications and performance requirements. May maintain databases within an application area, working individually or coordinating database development as part of a team.
- Typical education
- Bachelor's degree
- Work experience
- None required
- On-the-job training
- None
- Job outlook, 2025–35
- +10.2% (much faster than average)
Source: BLS Standard Occupational Classification and Employment Projections, 2025–35.
Software Developer salaries elsewhere in Florida
- Jacksonville, FL — $130,330
- Tampa, FL — $130,450
- Orlando, FL — $129,620
- Miami, FL — $132,650
Frequently asked questions
How much does a software developer make in Palm Bay, FL?
The median software developer salary in the Palm Bay-Melbourne-Titusville, FL metro area is $131,760 a year, or about $63.35 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $101,910 and $163,040.
What is a software developer’s take-home pay in Palm Bay, FL?
On the median $131,760 salary, a single filer living in Florida takes home about $101,324 a year ($8,444 a month) after federal tax, Social Security, Medicare in 2026.
Is Palm Bay, FL a good place to work as a software developer?
Pay here is 3% below the national median of $135,980. Local prices are 0.0% above the U.S. average, so the take-home pay buys what $101,319 would in a typical U.S. city. Palm Bay, FL ranks #16 of 72 metro areas for cost-of-living-adjusted pay in this job.
Can a software developer afford rent in Palm Bay, FL?
HUD’s fair market rent for a one-bedroom in Palm Bay, FL is $1,478 a month ($1,709 for two bedrooms) — 18% of a median software developer’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.