Cost of Living in Homosassa Springs, FL
Homosassa Springs, FL — prices, rents and what jobs really pay here after taxes.
Salary comparison calculator
What would you need to earn in Homosassa Springs, FL to keep the same lifestyle — after taxes — as in another city?
How expensive is Homosassa Springs, FL?
With a price level of 93.5 (U.S. average = 100), Homosassa Springs, FL is cheaper than average. In detail, housing costs are 22% below average; everyday goods are 4% below average; utilities are 13% below average; other services such as healthcare and dining cost about the same as the national average. The biggest difference from the national average is in housing.
Prices in Homosassa Springs, FL vs. the U.S. average
| Category | Index (U.S. = 100) | Difference |
|---|---|---|
| All items | 93.5 | −6.5% |
| Housing | 78.4 | −21.6% |
| Goods | 96.2 | −3.8% |
| Utilities | 87.3 | −12.7% |
| Other services | 98.9 | −1.1% |
Source: BEA Regional Price Parities, 2024.
Rent in Homosassa Springs, FL
| Unit | Monthly rent | Income needed (30% rule) |
|---|---|---|
| Studio | $981 | $39,240/yr |
| 1 bedroom | $988 | $39,520/yr |
| 2 bedrooms | $1,225 | $49,000/yr |
| 3 bedrooms | $1,704 | $68,160/yr |
| 4 bedrooms | $2,016 | $80,640/yr |
HUD Fair Market Rents, FY2026, population-weighted across the metro's counties.
Salary needed to live in Homosassa Springs, FL
To keep the same standard of living as in an average-priced U.S. city, you would need to earn roughly:
| Salary in an average U.S. city | Equivalent in Homosassa Springs, FL | Take-home here |
|---|---|---|
| $40,000 | $37,400 | $32,231 |
| $60,000 | $56,100 | $47,256 |
| $80,000 | $74,800 | $61,452 |
| $100,000 | $93,500 | $74,607 |
| $150,000 | $140,200 | $107,093 |
Scaled by the BEA price level (pre-tax). Take-home: single filer, Florida 2026 taxes. For a tax-aware comparison with a specific city, use the calculator above.
A monthly budget on the median wage
A single worker earning Homosassa Springs, FL's median wage of $41,360 takes home about $2,951 a month. A typical one-bedroom rents for $988, which is 33% of take-home pay — above the 30% guideline that financial planners suggest. That leaves about $1,963 a month for everything else.
Take-home pay in Homosassa Springs, FL
- Federal income tax$2,783
- Social Security (6.2%)$2,564
- Medicare (1.45%)$600
- Florida income tax$0
- Take-home pay$35,413
Marginal rate: 12% federal + 0.00% state
Pay and living costs in Florida cities
Half of Florida’s 9,929,860 workers earn less than $47,880 a year and half earn more; the middle 50% earn $36,290–$75,410 (BLS, May 2025). Prices vary a lot within the state: Tallahassee, FL stretches a paycheck furthest, while Miami, FL is the costliest.
| Metro area | Median pay | Price level | 1-BR rent | Rent share | Left after rent / mo | Buying power* |
|---|---|---|---|---|---|---|
| Miami, FL | $48,640 | 114.2 | $1,942 | 56% | $1,497 | $36,146 |
| Tampa, FL | $48,940 | 100.9 | $1,696 | 49% | $1,763 | $41,137 |
| Orlando, FL | $46,630 | 101.4 | $1,731 | 52% | $1,573 | $39,093 |
| Jacksonville, FL | $48,830 | 99.5 | $1,374 | 40% | $2,077 | $41,630 |
| North Port, FL | $47,440 | 102.4 | $1,686 | 50% | $1,672 | $39,347 |
| Cape Coral, FL | $46,780 | 102.3 | $1,638 | 49% | $1,676 | $38,855 |
| Lakeland, FL | $46,140 | 97.1 | $1,230 | 38% | $2,041 | $40,409 |
| Palm Bay, FL | $49,030 | 100.0 | $1,478 | 43% | $1,987 | $41,574 |
| Deltona, FL | $44,940 | 99.4 | $1,393 | 44% | $1,798 | $38,533 |
| Pensacola, FL | $46,240 | 97.7 | $1,257 | 38% | $2,021 | $40,253 |
| Tallahassee, FL | $46,520 | 93.9 | $1,193 | 36% | $2,104 | $42,120 |
| Naples, FL | $47,800 | 103.2 | $1,797 | 53% | $1,585 | $39,329 |
| Port St. Lucie, FL | $46,490 | 100.2 | $1,467 | 45% | $1,828 | $39,445 |
| Gainesville, FL | $47,020 | 96.7 | $1,193 | 36% | $2,137 | $41,310 |
| Crestview, FL | $47,510 | 97.0 | $1,492 | 44% | $1,871 | $41,589 |
*Yearly take-home pay (on each metro’s median wage, single filer) in U.S.-average dollars. Price level: BEA RPP 2024 (U.S. = 100). Rent: HUD FY2026 one-bedroom fair market rent.
Homosassa Springs, FL vs. similar-size cities
| Metro area | Price level | 1-BR rent | Median wage | Jobs |
|---|---|---|---|---|
| Homosassa Springs, FL | 93.5 | $988 | $41,360 | 35,580 |
| Kokomo, IN | 89.6 | $890 | $48,980 | 35,500 |
| Weirton, WV | 89.0 | $757 | $45,840 | 36,220 |
| Parkersburg, WV | 87.1 | $745 | $42,000 | 36,280 |
| Fairbanks, AK | 103.2 | $1,277 | $61,810 | 36,430 |
| Great Falls, MT | 96.8 | $979 | $46,510 | 36,510 |
| Sumter, SC | 88.0 | $972 | $42,890 | 34,560 |
Frequently asked questions
Is Homosassa Springs, FL expensive to live in?
According to the Bureau of Economic Analysis, overall prices in the Homosassa Springs, FL metro area are 93.5% of the U.S. average, with housing at 78.4%. It is the #197 most expensive of 387 metro areas we track.
What salary do you need to live in Homosassa Springs, FL?
To match the buying power of a $60,000 salary in an average-priced U.S. city you would need about $56,080 in Homosassa Springs, FL (before tax differences). The median wage across all jobs here is $41,360.
Can you afford Homosassa Springs, FL on the median wage?
A single worker on the $41,360 median wage takes home about $2,951 a month after 2026 taxes; a one-bedroom at $988 would take 33% of that.
How much is rent in Homosassa Springs, FL?
HUD’s FY2026 fair market rents for Homosassa Springs, FL are $981 for a studio, $988 for one bedroom, $1,225 for two bedrooms and $1,704 for three bedrooms, including utilities.