Updated · 2026 tax rules · Data: IRS, BLS, BEA, HUD · How we calculate

Cost of Living in Orlando, FL

Orlando-Kissimmee-Sanford, FL — prices, rents and what jobs really pay here after taxes.

Price level
101.4
U.S. average = 100 · #63 of 387
Median wage
$46,630
all jobs · $3,304/mo take-home
1-bedroom rent
$1,731
HUD fair market rent
▲2.7%
Pay trend: The median for all workers in Orlando, FL rose from $45,410 (May 2024) to $46,630 (May 2025). That roughly kept pace with inflation (2.4%).

Salary comparison calculator

What would you need to earn in Orlando, FL to keep the same lifestyle — after taxes — as in another city?

Cost of living calculator

Uses BEA price levels plus 2026 federal and state taxes in each city's state.

Salary needed to keep your lifestyle
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    How expensive is Orlando, FL?

    With a price level of 101.4 (U.S. average = 100), Orlando, FL is close to the national average. In detail, housing costs run 23% above average; everyday goods are 4% below average; utilities are 13% below average; other services such as healthcare and dining cost about the same as the national average. The biggest difference from the national average is in housing.

    Prices in Orlando, FL vs. the U.S. average

    CategoryIndex (U.S. = 100)Difference
    All items101.4+1.4%
    Housing123.4+23.4%
    Goods96.2−3.8%
    Utilities87.2−12.8%
    Other services98.9−1.1%

    Source: BEA Regional Price Parities, 2024.

    Rent in Orlando, FL

    UnitMonthly rentIncome needed (30% rule)
    Studio$1,650$66,000/yr
    1 bedroom$1,731$69,240/yr
    2 bedrooms$1,972$78,880/yr
    3 bedrooms$2,476$99,040/yr
    4 bedrooms$2,924$116,960/yr

    HUD Fair Market Rents, FY2026, population-weighted across the metro's counties.

    Salary needed to live in Orlando, FL

    To keep the same standard of living as in an average-priced U.S. city, you would need to earn roughly:

    Salary in an average U.S. cityEquivalent in Orlando, FLTake-home here
    $40,000$40,600$34,802
    $60,000$60,900$51,113
    $80,000$81,100$65,884
    $100,000$101,400$80,165
    $150,000$152,100$115,226

    Scaled by the BEA price level (pre-tax). Take-home: single filer, Florida 2026 taxes. For a tax-aware comparison with a specific city, use the calculator above.

    A monthly budget on the median wage

    A single worker earning Orlando, FL's median wage of $46,630 takes home about $3,304 a month. A typical one-bedroom rents for $1,731, which is 52% of take-home pay — well above the 30% guideline, so many workers here share housing or rent smaller units. That leaves about $1,573 a month for everything else.

    Take-home pay in Orlando, FL

    Paycheck in Orlando, FL
    Deductions, kids & local tax

    2026 tax year. Federal brackets from IRS Rev. Proc. 2025-32.

    Your take-home pay
    $39,647
    per year · effective tax rate 15.0%
    $3,304Monthly
    $1,652Twice a month
    $1,525Every 2 weeks
    $19.06Hourly
    • Federal income tax$3,416
    • Social Security (6.2%)$2,891
    • Medicare (1.45%)$676
    • Florida income tax$0
    • Take-home pay$39,647

    Marginal rate: 12% federal + 0.00% state

    Highest-paying jobs in Orlando, FL

    JobMedian salaryTake-homeReal value*
    Physicians, All Other$239,200+$204,902$202,037
    Computer and Information Systems Manager$171,210$128,288$126,494
    Marketing Manager$143,220$109,157$107,631
    Financial Manager$140,850$107,537$106,033
    Lawyer$136,970$104,885$103,419
    Pharmacist$135,010$103,545$102,098
    Sales Manager$131,770$101,331$99,914
    Software Developer$129,620$99,861$98,465
    Managers, All Other$122,930$95,289$93,956
    Medical and Health Services Manager$109,390$85,786$84,586
    Construction Manager$108,010$84,815$83,629
    Computer Systems Analyst$100,780$79,729$78,614
    Civil Engineer$100,740$79,701$78,586
    General and Operations Manager$100,440$79,490$78,378
    Management Analyst$100,420$79,475$78,364
    Project Management Specialist$96,390$76,640$75,569
    Aircraft Mechanic and Service Technician$92,430$73,855$72,822
    Network and Computer Systems Administrator$91,800$73,411$72,385
    Financial and Investment Analyst$90,020$72,159$71,150
    Registered Nurse$83,550$67,607$66,662

    *In U.S.-average dollars after adjusting for local prices.

    Pay and living costs in Florida cities

    Half of Florida’s 9,929,860 workers earn less than $47,880 a year and half earn more; the middle 50% earn $36,290–$75,410 (BLS, May 2025). Prices vary a lot within the state: Tallahassee, FL stretches a paycheck furthest, while Miami, FL is the costliest.

    Metro areaMedian payPrice level1-BR rentRent shareLeft after rent / moBuying power*
    Miami, FL$48,640114.2$1,94256%$1,497$36,146
    Tampa, FL$48,940100.9$1,69649%$1,763$41,137
    Orlando, FL$46,630101.4$1,73152%$1,573$39,093
    Jacksonville, FL$48,83099.5$1,37440%$2,077$41,630
    North Port, FL$47,440102.4$1,68650%$1,672$39,347
    Cape Coral, FL$46,780102.3$1,63849%$1,676$38,855
    Lakeland, FL$46,14097.1$1,23038%$2,041$40,409
    Palm Bay, FL$49,030100.0$1,47843%$1,987$41,574
    Deltona, FL$44,94099.4$1,39344%$1,798$38,533
    Pensacola, FL$46,24097.7$1,25738%$2,021$40,253
    Tallahassee, FL$46,52093.9$1,19336%$2,104$42,120
    Naples, FL$47,800103.2$1,79753%$1,585$39,329
    Port St. Lucie, FL$46,490100.2$1,46745%$1,828$39,445
    Gainesville, FL$47,02096.7$1,19336%$2,137$41,310
    Crestview, FL$47,51097.0$1,49244%$1,871$41,589

    *Yearly take-home pay (on each metro’s median wage, single filer) in U.S.-average dollars. Price level: BEA RPP 2024 (U.S. = 100). Rent: HUD FY2026 one-bedroom fair market rent.

    Orlando, FL vs. similar-size cities

    Metro areaPrice level1-BR rentMedian wageJobs
    Orlando, FL101.4$1,731$46,6301,411,730
    Charlotte, NC97.3$1,428$49,9901,358,370
    Baltimore, MD104.5$1,511$59,0701,356,680
    St. Louis, MO95.1$989$49,9901,341,320
    Austin, TX98.1$1,562$56,9501,293,690
    San Diego, CA111.9$2,459$58,6901,538,060
    Denver, CO105.8$1,754$62,3201,609,350

    Frequently asked questions

    Is Orlando, FL expensive to live in?

    According to the Bureau of Economic Analysis, overall prices in the Orlando-Kissimmee-Sanford, FL metro area are 101.4% of the U.S. average, with housing at 123.4%. It is the #63 most expensive of 387 metro areas we track.

    What salary do you need to live in Orlando, FL?

    To match the buying power of a $60,000 salary in an average-priced U.S. city you would need about $60,851 in Orlando, FL (before tax differences). The median wage across all jobs here is $46,630.

    Can you afford Orlando, FL on the median wage?

    A single worker on the $46,630 median wage takes home about $3,304 a month after 2026 taxes; a one-bedroom at $1,731 would take 52% of that.

    How much is rent in Orlando, FL?

    HUD’s FY2026 fair market rents for Orlando, FL are $1,650 for a studio, $1,731 for one bedroom, $1,972 for two bedrooms and $2,476 for three bedrooms, including utilities.

    Top salaries by field in Orlando, FL

    Management Occupations

    Business and Financial Operations Occupations

    Computer and Mathematical Occupations

    Architecture and Engineering Occupations

    Community and Social Service Occupations

    Legal Occupations

    Educational Instruction and Library Occupations

    Arts, Design, Entertainment, Sports, and Media Occupations

    Healthcare Practitioners and Technical Occupations

    Healthcare Support Occupations

    Protective Service Occupations

    Food Preparation and Serving Related Occupations

    Building and Grounds Cleaning and Maintenance Occupations

    Personal Care and Service Occupations

    Sales and Related Occupations

    Office and Administrative Support Occupations

    Construction and Extraction Occupations

    Installation, Maintenance, and Repair Occupations

    Production Occupations

    Transportation and Material Moving Occupations

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