Updated · 2026 tax rules · Data: IRS, BLS, BEA, HUD · How we calculate

Cost of Living in Tucson, AZ

Tucson, AZ — prices, rents and what jobs really pay here after taxes.

Price level
96.9
U.S. average = 100 · #131 of 387
Median wage
$47,760
all jobs · $3,297/mo take-home
1-bedroom rent
$1,081
HUD fair market rent
▲2.8%
Pay trend: The median for all workers in Tucson, AZ rose from $46,450 (May 2024) to $47,760 (May 2025). That roughly kept pace with inflation (2.4%).

Salary comparison calculator

What would you need to earn in Tucson, AZ to keep the same lifestyle — after taxes — as in another city?

Cost of living calculator

Uses BEA price levels plus 2026 federal and state taxes in each city's state.

Salary needed to keep your lifestyle
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    How expensive is Tucson, AZ?

    With a price level of 96.9 (U.S. average = 100), Tucson, AZ is cheaper than average. In detail, housing costs are 8% below average; everyday goods are 4% below average; utilities are 10% below average; other services such as healthcare and dining cost about the same as the national average. The biggest difference from the national average is in utilities.

    Prices in Tucson, AZ vs. the U.S. average

    CategoryIndex (U.S. = 100)Difference
    All items96.9−3.1%
    Housing91.8−8.2%
    Goods96.2−3.8%
    Utilities89.5−10.5%
    Other services99.8−0.2%

    Source: BEA Regional Price Parities, 2024.

    Rent in Tucson, AZ

    UnitMonthly rentIncome needed (30% rule)
    Studio$967$38,680/yr
    1 bedroom$1,081$43,240/yr
    2 bedrooms$1,402$56,080/yr
    3 bedrooms$1,950$78,000/yr
    4 bedrooms$2,245$89,800/yr

    HUD Fair Market Rents, FY2026, population-weighted across the metro's counties.

    Salary needed to live in Tucson, AZ

    To keep the same standard of living as in an average-priced U.S. city, you would need to earn roughly:

    Salary in an average U.S. cityEquivalent in Tucson, AZTake-home here
    $40,000$38,800$32,595
    $60,000$58,100$47,620
    $80,000$77,500$61,623
    $100,000$96,900$74,785
    $150,000$145,300$107,155

    Scaled by the BEA price level (pre-tax). Take-home: single filer, Arizona 2026 taxes. For a tax-aware comparison with a specific city, use the calculator above.

    A monthly budget on the median wage

    A single worker earning Tucson, AZ's median wage of $47,760 takes home about $3,297 a month. A typical one-bedroom rents for $1,081, which is 33% of take-home pay — above the 30% guideline that financial planners suggest. That leaves about $2,216 a month for everything else.

    Take-home pay in Tucson, AZ

    Paycheck in Tucson, AZ
    Deductions, kids & local tax

    2026 tax year. Federal brackets from IRS Rev. Proc. 2025-32.

    Your take-home pay
    $39,570
    per year · effective tax rate 17.1%
    $3,297Monthly
    $1,649Twice a month
    $1,522Every 2 weeks
    $19.02Hourly
    • Federal income tax$3,551
    • Social Security (6.2%)$2,961
    • Medicare (1.45%)$693
    • Arizona income tax$985
    • Take-home pay$39,570

    Marginal rate: 12% federal + 2.50% state

    Highest-paying jobs in Tucson, AZ

    JobMedian salaryTake-homeReal value*
    Software Developer$123,710$92,938$95,915
    Registered Nurse$94,110$72,892$75,227
    General and Operations Manager$83,610$65,768$67,875
    Accountant and Auditor$76,320$60,822$62,770
    First-Line Supervisor of Office and Administrative Support Workers$59,440$48,663$50,222
    Heavy and Tractor-Trailer Truck Driver$56,640$46,483$47,972
    Secondary School Teachers, Except Special and Career/Technical Education$50,940$42,046$43,392
    Elementary School Teachers, Except Special Education$47,220$39,150$40,404
    Bookkeeping, Accounting, and Auditing Clerks$47,150$39,095$40,347
    First-Line Supervisor of Retail Sales Workers$46,360$38,480$39,713
    Maintenance and Repair Workers, General$45,600$37,888$39,102
    Construction Laborer$45,060$37,468$38,668
    Secretaries and Administrative Assistants, Except Legal, Medical, and Executive$45,030$37,445$38,644
    Medical Assistant$44,380$36,939$38,122
    Office Clerks, General$43,920$36,580$37,752
    Laborers and Freight, Stock, and Material Movers, Hand$42,940$35,818$36,965
    Nursing Assistant$42,560$35,522$36,660
    Customer Service Representative$40,090$33,599$34,675
    First-Line Supervisor of Food Preparation and Serving Workers$38,200$32,127$33,157
    Cooks, Restaurant$37,500$31,583$32,594

    *In U.S.-average dollars after adjusting for local prices.

    Pay and living costs in Arizona cities

    Half of Arizona’s 3,239,430 workers earn less than $50,060 a year and half earn more; the middle 50% earn $38,160–$77,830 (BLS, May 2025). Prices vary a lot within the state: Sierra Vista, AZ stretches a paycheck furthest, while Lake Havasu City, AZ is the costliest.

    Metro areaMedian payPrice level1-BR rentRent shareLeft after rent / moBuying power*
    Phoenix, AZ$51,380103.3$1,58345%$1,949$41,028
    Tucson, AZ$47,76096.9$1,08133%$2,216$40,838
    Prescott Valley, AZ$46,33098.3$1,30941%$1,896$39,140
    Yuma, AZ$44,17092.7$1,05334%$2,012$39,669
    Flagstaff, AZ$47,500100.3$1,72753%$1,554$39,240
    Lake Havasu City, AZ$44,23094.1$1,06035%$2,008$39,131
    Sierra Vista, AZ$47,05089.2$1,11134%$2,140$43,720

    *Yearly take-home pay (on each metro’s median wage, single filer) in U.S.-average dollars. Price level: BEA RPP 2024 (U.S. = 100). Rent: HUD FY2026 one-bedroom fair market rent.

    Tucson, AZ vs. similar-size cities

    Metro areaPrice level1-BR rentMedian wageJobs
    Tucson, AZ96.9$1,081$47,760389,630
    Boise City, ID98.4$1,369$49,100391,790
    Charleston, SC101.0$1,630$49,150394,170
    Columbia, SC93.7$1,139$46,430394,200
    Allentown, PA100.0$1,365$48,990377,180
    Des Moines, IA91.7$1,092$51,820404,130
    Bridgeport, CT106.9$2,100$61,470404,180

    Frequently asked questions

    Is Tucson, AZ expensive to live in?

    According to the Bureau of Economic Analysis, overall prices in the Tucson, AZ metro area are 96.9% of the U.S. average, with housing at 91.8%. It is the #131 most expensive of 387 metro areas we track.

    What salary do you need to live in Tucson, AZ?

    To match the buying power of a $60,000 salary in an average-priced U.S. city you would need about $58,138 in Tucson, AZ (before tax differences). The median wage across all jobs here is $47,760.

    Can you afford Tucson, AZ on the median wage?

    A single worker on the $47,760 median wage takes home about $3,297 a month after 2026 taxes; a one-bedroom at $1,081 would take 33% of that.

    How much is rent in Tucson, AZ?

    HUD’s FY2026 fair market rents for Tucson, AZ are $967 for a studio, $1,081 for one bedroom, $1,402 for two bedrooms and $1,950 for three bedrooms, including utilities.

    Top salaries by field in Tucson, AZ

    Management Occupations

    Business and Financial Operations Occupations

    Computer and Mathematical Occupations

    Educational Instruction and Library Occupations

    Healthcare Practitioners and Technical Occupations

    Healthcare Support Occupations

    Protective Service Occupations

    Food Preparation and Serving Related Occupations

    Building and Grounds Cleaning and Maintenance Occupations

    Sales and Related Occupations

    Office and Administrative Support Occupations

    Construction and Extraction Occupations

    Installation, Maintenance, and Repair Occupations

    Transportation and Material Moving Occupations

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