Cost of Living in Abilene, TX

Abilene, TX — prices, rents and what jobs really pay here after taxes.

Price level
90.4
U.S. average = 100 · #282 of 387
Median wage
$44,340
all jobs · $3,151/mo take-home
1-bedroom rent
$1,020
HUD fair market rent

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What would you need to earn in Abilene, TX to keep the same lifestyle — after taxes — as in another city?

Cost of living calculator

Uses BEA price levels plus 2026 federal and state taxes in each city's state.

Salary needed to keep your lifestyle
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    Prices in Abilene, TX vs. the U.S. average

    CategoryIndex (U.S. = 100)Difference
    All items90.4−9.6%
    Housing73.8−26.2%
    Goods93.8−6.2%
    Utilities81.2−18.8%
    Other services96.2−3.8%

    Source: BEA Regional Price Parities, 2024.

    Rent in Abilene, TX

    UnitMonthly rentIncome needed (30% rule)
    Studio$1,010$40,400/yr
    1 bedroom$1,020$40,800/yr
    2 bedrooms$1,276$51,040/yr
    3 bedrooms$1,653$66,120/yr
    4 bedrooms$1,987$79,480/yr

    HUD Fair Market Rents, FY2026, population-weighted across the metro's counties.

    Take-home pay in Abilene, TX

    Paycheck in Abilene, TX
    Deductions, kids & local tax

    2026 tax year. Federal brackets from IRS Rev. Proc. 2025-32.

    Your take-home pay
    $37,807
    per year · effective tax rate 14.7%
    $3,151Monthly
    $1,575Twice a month
    $1,454Every 2 weeks
    $18.18Hourly
    • Federal income tax$3,141
    • Social Security (6.2%)$2,749
    • Medicare (1.45%)$643
    • Texas income tax$0
    • Take-home pay$37,807

    Marginal rate: 12% federal + 0.00% state

    Highest-paying jobs in Abilene, TX

    JobMedian salaryTake-homeReal value*
    General and Operations Manager$86,200$69,472$76,880
    Registered Nurse$80,240$65,279$72,240
    Accountant and Auditor$75,410$61,881$68,480
    First-Line Supervisors of Mechanics, Installers, and Repairers$73,170$60,305$66,736
    Licensed Practical and Licensed Vocational Nurse$60,950$51,153$56,608
    Sales Representatives, Wholesale and Manufacturing, Except Technical and Scientific Products$60,440$50,744$56,155
    First-Line Supervisor of Office and Administrative Support Workers$60,300$50,631$56,030
    Secondary School Teachers, Except Special and Career/Technical Education$59,990$50,382$55,754
    Middle School Teachers, Except Special and Career/Technical Education$59,510$49,996$55,328
    Sales Representatives of Services, Except Advertising, Insurance, Financial Services, and Travel$57,800$48,622$53,807
    Heavy and Tractor-Trailer Truck Driver$54,720$46,148$51,068
    Correctional Officer and Jailer$53,570$45,223$50,046
    Elementary School Teachers, Except Special Education$53,480$45,151$49,966
    Electrician$47,400$40,266$44,560
    Automotive Service Technician and Mechanic$46,190$39,294$43,484
    Bookkeeping, Accounting, and Auditing Clerks$45,620$38,836$42,977
    Medical Secretary and Administrative Assistant$43,790$37,365$41,350
    Maintenance and Repair Workers, General$42,940$36,682$40,594
    First-Line Supervisor of Retail Sales Workers$42,000$35,927$39,758
    Secretaries and Administrative Assistants, Except Legal, Medical, and Executive$39,360$33,806$37,411

    *In U.S.-average dollars after adjusting for local prices.

    Frequently asked questions

    Is Abilene, TX expensive to live in?

    According to the Bureau of Economic Analysis, overall prices in the Abilene, TX metro area are 90.4% of the U.S. average, with housing at 73.8%. It is the #282 most expensive of 387 metro areas we track.

    What salary do you need to live in Abilene, TX?

    To match the buying power of a $60,000 salary in an average-priced U.S. city you would need about $54,218 in Abilene, TX (before tax differences). The median wage across all jobs here is $44,340.

    How much is rent in Abilene, TX?

    HUD’s FY2026 fair market rents for Abilene, TX are $1,010 for a studio, $1,020 for one bedroom, $1,276 for two bedrooms and $1,653 for three bedrooms, including utilities.

    All salaries in Abilene, TX

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